Commercial Loans Company Investment Opportunity in Noida, India

- Our fin-tech company provides different types of loans and credit cards to customers by connecting them with multiple banks across India.

- We have affiliations with various banks such as Citi Bank, Standard Chartered, Axis Bank, HDFC Bank, Hero FinCorp and Yes Bank. There is no explicit contract with either of them.

- We do not provide the loans ourselves but simply act as DSA agents for these banks.

- First, we ask our clients for details about their income, profession, savings percentage and loan amount in order to check their eligibility.

- Once the prospective client is eligible, they provide us with their desired interest rates, loan tenure, EMI frequency, collateral value, etc. According to these specific requirements, we provide our clients with a list of loans from different banks for the client to choose from.

- Once the clients picks a specific loan that matches their requirements. Our business connects with them with the bank that will provide that particular loan. The same procedure is followed for all types of loans and credit cards.

- Commercial loans such as professional loans and business loans along with credit cards contribute to over 90 percent of the company's revenue.

- Our company earns revenue through two channels: 3 to 5 percent commission on the loan amount given by the bank that receives the client along with a fixed fee paid by the client for our services. Fixed fee varies as per the types of services.

- We receive about 120 to 150 clients every month.

- Our clients can either visit our office directly or simply carry out the complete procedure remotely through our website.

- Our revenue has surged to an all-time high this year due to the increased number of affiliations with the banks and an increasing customer base.

- The business is extremely valuable due to the enormous growth potential in the industry along with skyrocketed growth the business has received within 18 months of operations.

- The company's corporate office is in Noida, Haryana. However, the company's registered in Faridabad, Haryana.

Our company provides our customers with tailor-made loans and credit cards per their desired loan tenure, income, interest rates and processing fee. The following are the types of services we provide:

- Personal loans.

- Home loans.

- Professional loans.

- Business loans.

- Credit cards.

Physical assets include:

- Office furniture and interior fittings.

- Air conditioners.

- Laptops, desktops and printers.

The business runs operations from a rented office spread across 500 sq. ft. in Noida.