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FinTech Company Seeking debt capital in Singapore.

Debt capital - FinServices & Banking Group SG & PH. (open to Equity, M&A)
This Business is on a Premium Plan
Established 5-10 year(s)
Employees 100 - 500
Legal Entity Private Limited Company
Reported Sales USD 3 - 4 million
Run Rate Sales USD 9 million
EBITDA Margin 40 %
Industries FinTech
Locations Singapore
Local Time 5:35 PM Asia / Singapore
Listed By Advisor / Business Broker
Status Active
Overall Rating
Seeking Loan
USD 7 million for 16.0% annual interest, 3 years (Native Currency: SGD 10,000,000)
Reason: Seeking Debt Capital (also Equity, Convertible - flexible). To fund Loan Portfolio Growth, Working C... View More
Collateral Available: USD 11 million
Includes physical assets worth USD 700 thousand
Interested to connect with advisors
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Business Overview

- Financial Services Group: Finance Corporation, Licensed Bank (under acquisition), Remittances, Merchant Acquisition (Card Services_

- Profitable/break even (not burning cash)

- Proven business model (7 years)

- Fully licensed (Singapore HQ, Philippines operating companies)

- Rapid growth (doubling in size year on year)

- Strong technology platform.

- Strong SME borrower demand (large, underserved market)

- Strong, experienced management team.

- Investment into Singapore parent company, under Singapore law.

- Quality investment opportunity (Equity, Debt, or Hybrid)

- This profile is listed by an advisory company, and we are based in Singapore and are representing a company in Singapore & Philippines.

- The company has high lending margins and can support high-interest Debt Capital payments.

- Sales have increased this year compared to previous year due to the increase in loan portfolio.

Products & Services Overview

SME Finance Companies (PH & SG), Consumer Loans, Retail Banking, Remittance Services, Merchant Acquisition, Card Services, Insurance.

Assets Overview

Physical assets include laptops, office supplies, and furniture.

Intangible assets include loan portfolio, financial/banking licenses, technology, IP etc.

Facilities Overview

Rented office space in Singapore and Manila, can accommodate 80+ staff. Five office branches (SG & PH)

Capitalization Overview

- Private Debt funded for loan portfolio $15 M.

- Equity funding with 2 main shareholders (founder 76%, private investor 24%).

Recent Activity
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Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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