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FinTech Startup Investment Opportunity in Pune, India

Next-generation FinTech company revolutionizing core banking solutions seeks investment.
This Business is on a Premium Plan
Established 0-1 year(s)
Employees 10 - 50
Legal Entity Private Limited Company
Reported Sales Nil
Run Rate Sales Nil
EBITDA Margin Nil
Industries FinTech
Locations  Pune
Local Time 6:26 PM Asia / Kolkata
Listed By Business Owner / Director
Status Active
Overall Rating
Partial Stake Sale
USD 830 thousand for 15.0% stake (Native Currency: INR 70,000,000)
Reason: The investment will be used for working capital, sales & marketing, business development, R&D, and p... View More
Includes physical assets worth USD 160 thousand
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Business Overview
Number of Clients: We currently serve 2 financial institutions (Banks) in India, Also we have some signed contracts with us from Domestic and emerging market. The service fees has not yet paid by our client.
Revenue Model: Our revenue model is primarily based on Software Licence and subscription fees, project implementation fees for our core banking solution, and other solutions as well. Additionally, we offer premium support packages and training services for our clients.
Promoter Experience: Our founders and core team members bring a combined experience of over 150 years in the banking and technology sectors. They have held key positions in leading financial institutions and have a deep understanding of the industry's challenges and opportunities.
Business Relationships: We have established strategic partnerships with major technology firms, financial service providers, consultants and regulatory bodies. These relationships not only enhance the credibility of our solutions but also open doors to new markets and collaborations. We have signed a contract worth INR 2.4 Cr last month starting form October, and a contract of INR 12 Cr last year.
Market Expansion: We have successfully expanded our presence into new markets, including emerging economies where there is a high demand for advanced banking solutions. Our focus on customization and localization has enabled us to penetrate diverse markets effectively.
Products & Services Overview
Top Selling Product: Core Banking Solution (CBS), Our Core Banking Solution (CBS) is our flagship product, offering a comprehensive suite of banking functionalities.
Users: Financial institutions, including banks, credit unions, and microfinance institutions, utilize CBS to manage their day-to-day banking operations efficiently.
How: CBS enables institutions to process transactions, manage customer accounts, provide online banking services, and generate reports for regulatory compliance. It's a central platform that integrates various banking functions for streamlined operations.
Assets Overview
Tangible Assets:
Data Center Equipment: Servers, networking equipment, and infrastructure for our data center.
Furniture and Fixtures: Desks, chairs, cabinets, and other office furnishings.
Office Supplies: Stationery, computers, printers, and other office equipment.
Intangible Assets:
Core Banking Solution (CBS: Our proprietary software platform for core banking operations.
Doorstep Banking Service: Brand recognition and customer goodwill are associated with our convenient service.
Micro-Saving Platform: Intellectual property and software for our micro-saving platform.
CXO-Decision Support System: Software and algorithms for our executive decision support system.
Brand and Reputation: Established brand name and reputation for innovation and reliability.
Customer Relationships: Established relationships with over 20 financial institutions worldwide.
Strategic Partnerships: Collaborations with technology firms and financial service providers.
These assets form the foundation of our business operations, innovation, and value proposition to our clients and investors.
Facilities Overview
We have a well-furnished rental office setup spanning 5,000 square feet, which includes a data center.
Capitalization Overview
Business Funding:
Equity Funding: The business is primarily funded through equity investments from its shareholders.
Shareholders/Owners:
The business has a total of 2 shareholders/owners.
These shareholders collectively own 100% of the business.
Have a loan of INR 1.2 crores.
Recent Activity
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8 Investors already contacted this Business. Register below to connect now!
Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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