Businesses for Sale and Investment Opportunities

Company provides short term loans against a security to small enterprises upto a tune of INR 1 lakh. Since inception, we have served 100+ clients amounting to a total lending of INR 15 lakh. The loan duration is for a maximum of 4 months and we charge an annual interest of 18%. At any point in time we have INR 10 lakh with us to lend. Seeking funds to expand to Bhopal and nearby cities. Business owned assets include laptops and furniture.

- Financial service business offers services in the areas of Taxation, Loan. - Have served over 1,500 clients from Madhya Pradesh and Uttar Pradesh. - Clients include company, large vendors and dealers, etc. and we also take up government projects. - Have been working with NSDL for 14 years. - Have tie up with e-Mudhra. - Seeking fund for our real estate business.

- We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.

- Nidhi company operating in Haridwar. - Started operations recently and already have 70+ clients who use our financial products. - We primarily give unsecured loans of small ticket sizes at annual interest rates of over 20% - Have given around 50 such loans and our current loan book is worth INR 50 lakh. - The average tenure of the loans is 2 - 3 years. - We are also able to offer annual interest rates of 10% on our fixed deposit accounts.

- Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.

- We offer loans and accept deposits from our members. We target small-scale shop owners and the middle class sector of the economy. We desire to inculcate the habit of saving among the commoners of India. - Since inception, we have registered over 1,250 clients. However, we have over 150 - 250 active members that deposit funds into their account on a daily basis. - We have disbursed around INR 15 - 20 lakh in loans till date out of which 60% of the funds have been returned with the remaining 40% outstanding. The company charges an interest of 16% - 19% for the loans depending on the profile in question. - The credit limit available on a loan for a particular member is up to 80% of the deposit amount present in their account. If a member wants a larger loan then the business must obtain a guarantee from two alternate members that the loan amount will be repaid by the specified member on time. As a result, the company has 0 defaulters on loan repayments. - Over 80% of the deposits have been returned to the members. Owing to the cash crunch that was created by the ongoing pandemic, members are withdrawing their money rapidly. The company has around INR 15,00,000 in deposits currently. We provide an annual interest rate of 7% (approx) on the deposits.

- The company is a New Delhi-based non-banking financial company (NBFC) operating in the finance industry, with a focus on empowering financial inclusivity through innovative and accessible solutions. - With a team of 10 employees, the company offers a diverse range of lending platforms, which provide personalized, AI-powered loan solutions to a wide clientele, including individuals and enterprises. - The company's loan book size stands at INR 16 Crores, indicating its growing influence in the financial sector and its ability to attract a significant client base of over 200 clients. - The revenue model is based on a wide range of loan products and innovative financial services, which supports sustainable growth and enhances the company's market presence. - The promoters of the company bring a wealth of experience in finance and business management, driving the strategic vision forward and fostering strong business relationships with stakeholders across various sectors. - The company offers loan disbursement ranging from about INR 50,000 to as much as INR 1 crore, with interest rates varying from 18-36% and tenures ranging from 24-36 months. Additionally, short-term personal loan products are available with tenures of 60-90 days. - The company sees a loan recovery rate of about 98% & debt collection is taken care of inhouse & through DSA's. - The company saw a huge growth in sales due to the convenience of digital lending, the entire process of lending has been shortened to just a few clicks.

- Company is involved in the lending business. - We provide home loans, mortgage loans gold loans, etc. - Business has catered to 10,000+ clients. - We have 6000+ active clients. - Our business provides banking solutions to small business owners and individuals. - We changed our company name last year and we are now a Nidhi certified business. - Company has grown drastically this year. - Currently, we have only one branch and are planning to open two more branches as we have made a good brand name and a good customer base. - We get new customers through word-of-mouth. - Business is also planning to open its own website in the future. - Our team has a collective experience of 10+ years in the finance sector and also good market knowledge.

- We are associated with leading banks, offering services to our clients by selling financial products like Car insurance, car loans and home loans. - We also buy and sell used cars. - Business can generate up to 10% healthy returns every month. - Founder has the industry experience of over 8 years founder being associated with leading financial institutions.

- Company provides loans to Female SHG group on collateral basis. - Have provided loans to over 400 members. - Our interest charges ranges from 22% to 27% - Founders have invested INR 50 lakh till date. - Seeking M&A opportunity.

- Newly established company providing small loans to members. - People deposit money on daily, monthly and yearly basis as per their convenience. - Our target customer base are the small business owners. - We work according to RBI guidelines. - We have 200 members registered with us. - The maximum interest rate we can charge is 20% - Promoter has an experience of 6 years.

- We are in the business of automobile finance. - We have tie-ups with multiple NBFCs like Shriram Transport, Hinduja Leyland and Fortune Integrated Assets. - We have served 5,000+ customers till date and are also associated with Hero, Ape-Piaggio, Bajaj and Suzuki showrooms around the city for two wheeler and three wheeler financing. - We generate revenue through the interest rate difference offered by NBFCs to our customers. - Promoter has a business experience of 18 years and also runs a construction business.