Businesses Seeking Loan in Chhattisgarh

- Business has 390 goats and 50 cows at the moment. - We produce more than 300 litres of milk per day. - We supply milk to other customers but plan to produce our own organic dairy products and organic goat meat in the future. - Will also produce organic vegetables and fruits. - Products are sold to local individuals by going door to door. - Promoters have more than 25 years of experience.

- We lend money to employees whose salaries are delayed. - Currently in talks with Education sector (government) - If the salary for employee is delayed than we will calculate their average salary and lend them. Once they receive their actual salary the difference amount will be adjusted through bank account.

- We are providing primary transportation from plant to their respective warehouses. - Our clients includes Century cement, ultratech, ACC, Ambuja, JK Paper, Birla White etc. - We have 11 years of relationship with these clients which is growing 15% Growth rate. - We have been awarded as best transporter continuously from past 4 years. - Founder has experience of 20 years in this industry. - Business has 15 owned lorry for transportation.

- We started as trading business and we were in this business from 5 years but now have started selling products of our own brand name. - We are listed with 15 manufacturer for manufacturing products in our brand name. - We are currently focusing in men's clothing and have recently started women's clothing also. - We have client base of 150, out of which 12 are registered distributors.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.