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Businesses Seeking Loan in Ghatal

Showing 1 - 5 of 5 Businesses Seeking Loan in Ghatal. Lend to a Business in Ghatal.

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Microfinance Company Seeking Loan in Ghatal, India

Nidhi microfinance company providing 10 lakh worth loans/month, 200 micro loans/year with 15-25% interest rate.
Up and coming Nidhi registered micro finance company providing loans to small businesses, group loans to women, personal loans and emergency loans. - It was a running business which we acquired one year back and are now planning to expand it and make it a franchise model. - We provide loans to women and small businesses such as shopkeepers, auto drivers, taxi drivers. - Promoter is from the finance background and has more than 12 years of experience in management, sales and marketing. - We have distributed 200 micro loans to different business and individuals. - Our average loan ticket size is between INR 5,000 to 25,000. - We do KYC and also collect cheque and bank statements as assurance from the business owners wherever possible. - Our target is to provide 10,000 micro loans per year. - On an average we are providing INR 10 lakh worth loans every month. - Interest on the loan is in the range of 15 to 25 percent. - We have 20 collection executive who also acts as agents. They work on commission basis. - Repayment duration for the loans is between 3 months to 1 year.
6.3   Ghatal
Run Rate Sales
USD 144 thousand
EBITDA Margin
8 %
Business Loan
USD 12 K at 12%
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Men's Apparel Store Seeking Loan in West Bengal, India

West Bengal-based men's and women's apparel store provides fashion clothing with 50 customers every day.
Our business is located in a prime location near a busy bus stand. - The business is a retail apparel store that sells men's women's and kids fashion shirts, jeans, jackets, bag packs. - We have provided our services to more than 10,000+ customers so far. - On average, the shop receives around 45 to 50 customers every day. - The promoter has 4 years of experience in the retail store business. - Our business has not taken any kind of business loan and does not have any outstanding balance so far.
5.7   West Bengal
Run Rate Sales
USD 10 thousand
EBITDA Margin
40 %
Business Loan
USD 12 K at 10%
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Coffee Estate Seeking Loan in West Bengal, India

Looking for funds for a Tea Estate business for expansion of the business.
It is a tea estate company producing green tea. - We manufacture different grades of tea. - The yield is 5,00,000 kgs of Green Tea Leaves per annum, which gives 1,00,000 kgs of Green Tea on processing. - Selling it to the local market venodrs. - Also the same is auctioned at the Tea Auction centre at Siliguri.
7.5   West Bengal
Run Rate Sales
USD 244 thousand
EBITDA Margin
15 %
Business Loan
USD 3 Mn at 11%
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Exporters & Traders Of Agro Products Is Seeking Loan in West Bengal, India

Export oriented cashew Processing plant and trading of agro products and other dry fruits.
We are a pvt. Ltd. Company operating in the field of food industry. - Our main focus is in the processing of cashew nuts and trading of some other agro products as well. - We are having an experience of 3 years in this business. - Our client base is spreaded throughout India and also some prospect client of abroad. - Already more than 300 prospect clients had contacted with us. But due to financial constraint we did not able to fulfill the requirement of many clients. - We are already certified by West Bengal govt. food department by providing license.
6.6   West Bengal
Run Rate Sales
USD 86 thousand
EBITDA Margin
30 %
Business Loan
USD 60 K at 12%
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Microfinance Company Seeking Loan in India

Microfinancing business lending to 80,000+ women entrepreneurs in the low-income group across India.
Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.
7.8   India
Run Rate Sales
USD 1.44 million
EBITDA Margin
7 %
Business Loan
USD 600 K at 12%
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    There are 5 active and verified businesses seeking loan in Ghatal listed on SMERGERS as of 13 July 2024.
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