Businesses Seeking Loan in Guwahati

- Tea processing company located in Guwahati. - We manufacture 4-5 flavours of premium quality tea. - Supplying our products to around 10 wholesale clients across India. - We pack and sell our products under own brand name. - Facility can produce approx. 500 kgs of tea per day and the production capacity varies from time to time. - Business owns land, factory, machinery and inventory.

- A pharmaceutical company engaged in marketing and selling of pharmaceutical products, located in Assam. - Business is still in the pre-revenue stage and require investment to start operations. - We are in talks with 3 medicine manufacturers, who are willing to let us sell their products. - We intend to market and sell these products through contacting doctors and hospitals directly in Assam.

- Authorized distributor of all type of industrial and automotive lubricants. - Have tie ups with 40 wholesalers. - Products are brought directly from the company godown. - The showroom is located in a prime area in the main market. - We have 15 counters across the North East. - Owner has 8 years of industry experience.

- Company provides services for township maintenance, plumbing and sewage line. - We also undertake civil construction works. - Have also worked on multiple Govt. projects. - Have tie ups with 10 major clients. - Owner has more than 3 decades of industry experience.

- Trader and service provider for AC services like Hitachi, Blue Star and Carrier in the North East. - We have branches in other regions as well. - Main clients are banks like UCO Bank, Punjab National Bank etc. and petrol pumps like Indian Oil etc. - Also providing services to institutions, hospitals and residential complexes. - Owner has 24+ years of experience.

- Business owner has a total experience of 10 years in this. - Growth rate of the business is 30% - Business distributes products of brands like Cera, Supreme Pipes, Berger Paints, and Dulux Paints. - There are about 20 retailers in the network. - All retailers are based in Guwahati.

- There is a huge opportunity in Assam for solar project & paver Blocks. - Solar and Paver blocks business is at booming stage in Assam. - Currently looking for working capital loan for paver block manufacturing unit.

- Currently having 5 clients mostly private sector, New start up business so no rewards till now, expected in future. - Has good market opportunity as there are not much competition. - Training 150 candidate in a Batch. - Director come from HR background having 6+ years of experience.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.