Businesses Seeking Loan in Jhansi

- A construction company based in Jhansi, Uttar Pradesh. - We construct residential and commercial projects. - Have completed 2 residential projects - construction of residential buildings. - Currently working on one residential project and one commercial project for which we require funds. - The residential project is to construct a building with 200 flats. - Land has an area of 2.4 acres and is owned by the business. - We have completed 126 rooms and expect to finish the project by next year. - Project value is Rs. 60 crore. - The commercial project is to construct a commercial building near the Jhansi railway station. - The project is on a DBFOT basis (design, build, finance, operate and transfer). - Land has been leased for 45 years and has an area of 2,150 Sq. Ft. - Property is meant for passengers and will have various travel agents, restaurants, salon and other commercial activities present. Also have a tie up with Tata group's Ginger Hotel to setup rooms at this property. - Value of the project is Rs. 45 crore. - We expect to complete this project by next year. - Promoter has 25 years of experience in the construction industry. - Physical assets include land, building, construction material.

- A coal trading business based in Jhansi, that started operations in 2017. - We purchase coal from various mines in West Bengal, Madhya Pradesh and Jharkhand. - The coal is then sold to retail customers and dealers. - Selling daily an average of 1,00,000 Kgs of coal to retailers and dealers. - For dealers we sell on truck basis. One truck contains 25,000 Kgs of Coal. - Currently have 7 regular dealers we sell to. - Business does not hold much inventory. Assets include office set up and laptops. - Last year the business was only operational for 6 months. - The business is debt-free and there is only one proprietor.

- Our business is engaged in the trading of glass in Uttar Pradesh. - We offer a large range of glasses, such as clear glass, mirrors, reflective glass, and safety glass. - Source the glass from the factories directly, we have tie-ups with 2 factories in Roorkee, 1 in Mumbai, 1 in Chennai and 1 in Rajasthan. - We are supplying to 300 distributors and retailers in Uttar Pradesh. - The promoter has 10 years of experience in the glass industry.

- We are looking for funds to revive, modernize the current facility and set up an ethanol distillery unit. - All the licences are in place. - The technical teams and suppliers have already been identified. - Our assets include land, building, machinery, license.

- 60+ schools has been registered under our organisation. - Classrooms are connected to internet services for virtual teaching. - We support middle level school and also adopt schools by providing quality education. - Qualified & Expert Teachers will visit schools as guest lecturer. - Growth rate - 30% yearly.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.