Businesses Seeking Loan in West Bengal

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Book Publishing Business Seeking Loan in Kolkata, India

Academic book publication enterprise in Kolkata seeks investment for digital expansion.
- Book publication business that has been operational for over 3 years. - We create, edit and publish academic and research books in defferent languages. - Printing is done by a 3rd party printing press. - We distribute the books to retail stores, schools and colleges. - Academic books are being used by over 14 schools and 2 universities in Kolkata. - We have a small but very passionate team to work on new projects. - Currently, we are working on hiring people for editorial and develop our website and app. We have a strong network of academician. With the help of this network, we are trying to create a digitized research method for quality education. - Have associations with more than 10 reputed and experienced authors to create and edit contents. - We mainly focus on academic books but we also work on fiction, story and professional books. - Revenue is generated by selling books. - We need investment to create a digitized research tool for future researchers with a minimum registrations fees.
7.0   Kolkata , West Bengal
Run Rate Sales
INR 42 lakh
EBITDA Margin
15 %
Business Loan
INR 20 L at 17% interest
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Printing Business Seeking Loan in Kolkata, India

12- year old business engaged in printing T-shirts and generating an average revenue -INR 2,50,000/month.
- Business prints t-shirts for men, women and supplies to 3 local clients. - We have been running the business for more than 10 years and have served 40+ clients. - Print about 40,000 t-shirts every month for 3 clients. We do not have any contracts with them but are working with them since 2018. - The fabric and the t-shirts are provided by the client. - Currently, we are running at 100% and intend to expand our business. - Orders are acquired by the traditional door to door marketing and visiting all manufacturers. - The printing cost per shirt ranges from INR 7 - 18 depending on the prints. - Sales have dropped due to the pandemic and lockdowns. - Promoter has 10+ years of experience running the business.
6.2   Kolkata , West Bengal
Run Rate Sales
INR 30 lakh
EBITDA Margin
10 %
Business Loan
INR 8 L at 12% interest
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Bottled Water Company Seeking Loan in Kolkata, India

Manufacturer of bottled drinking water seeking capital to restart operations and expand product portfolio.
- The business started operations in 2019 and was engaged in the production and sale of packaged drinking water. - Stopped operations in early 2020 due to the lack of working capital. - While operational, the business used to bottle 32,000 liters of water in a single 8 hour shift. - The bottled water was sold under our own brand in 500 ML, 1L, 2L, 5L, and 20L SKUs. - The factory is BSI and FSSAI compliant. - Our water was distributed in Kolkata and its surrounding areas with the help of 80 distributors. - In the past, the business raised INR 70 lakh of debt from a bank to acquire a 8 kattha (5,760 sq. ft. ) plot adjoining its current factory and to meet its working capital requirements. - However, due to business conditions, the plot could not be acquired during the time and the company was unable to make timely repayments. - At present INR 40 lakh of the loan is outstanding and is classified as an NPA. - Despite proving creditworthiness, having excess tangible real assets, and business disruption due to the pandemic, the bank refused to restructure the loan or offer an extension to repay the loan. - The business is seeking capital to restart operations, retire the outstanding debt, expand the factory and expand the product portfolio to include juices, soda, and bakery products. - While operational, the business was profitable with an operating profit margin of 20% but had poor working capital management practices. - We intend to restart operations with new capital management practices in order to ensure financial health. - The promoter has 15 years of professional experience.
7.2   Kolkata , West Bengal
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
INR 5 Cr at 10% interest
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Newly Established Computer Training Business Seeking Loan in Kolkata, India

Computer training institute with 125 students currently and authorized by NSDC and Skill India.
- Offer training in computer based skills with specific focus towards digital marketing. - Authorized by NSDC (National Skill Development Council) and Skill India. - Located in an education zone within close proximity to 4-5 colleges and 8-10 schools. - Newly opened branch of a well-established training institute. Pay INR 55,000/annually as brand fees. Marketing is undertaken by the franchisor. - Training 125 students through online classes. Operations have slowed down due to the ongoing pandemic but we are accepting new admissions. New admissions are accepted through the company website. - Classes are offered for 1 month, 3 months and 6 months. Prices of the course start from INR 15,000 and go up to INR 55,400. - At the end of the program, students will receive a certificate that has been authorized by Google, Facebook, HubSoft, and Bing Ads. The certificates awarded are dependent on the course. - We have 2 trainers and 1 placement officer. The placement officer is linked with 58 - 60 companies. We offer 100% placement assistance post training.
Computer training institute with 125 students currently and authorized by NSDC and Skill India.
8.1   Kolkata , West Bengal
Run Rate Sales
INR 60 lakh
EBITDA Margin
20 %
Business Loan
INR 20 L at 20% interest
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Profitable Commodity Chemicals Wholesale Business Seeking Loan in Kolkata, India

Manufacturer Exporter of chemicals & food products, exporting 500 tonnes/monthly, has 50+ clients, 15+ suppliers.
- Manufacturer & Exporter of chemicals, agro commodities, food products, milk and milk based products, fresh fruits & vegetables. This vertical primarily generates sales revenue. - Business also trades domestically albeit on a much smaller scale and also has a small production facility to process chemicals. - We export 500 metric tonnes monthly. - Our sales margin on the products are 20%. We have 50 regular clients currently. - Business has over 10 suppliers. - Our clients are based in Bangladesh, Sri Lanka, Africa, South East Asia and the Middle East. - Run rate sales have slightly dropped due to the ongoing pandemic. - The business has been recognized by the Ministry of Commerce for our exports. - Our most popular products are the water treatment chemical and then agro commodities. - We have an offline sales team consisting of 4 people. Additionally, we also generate leads through IndiaMart. - Promoter has over 30 years of experience in this particular industry and is a chemical engineer and business management graduate.
7.8   Kolkata , West Bengal
Run Rate Sales
USD 2.4 million
EBITDA Margin
20 - 30 %
Business Loan
USD 300 K at 12% interest
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Mobile Shop Seeking Loan in Kolkata, India

Firm engaged in the sale of mobile phones, mobile phone accessories, computer peripherals, and stationery.
- Sell mobile phones, mobile phone accessories, computer peripherals, and stationery. - Most of our revenue comes from this vertical. - In addition to the sale of these products we offer a range of services which include photography service, RTO services for obtaining vehicle license, sale of LIC and general insurance policies, phone recharges, PAN card application and other ad-hoc services. - We also run a small cyber cafe with 5 computers and offer photocopy services. - Due to the COVID-19 pandemic and the lockdowns imposed our revenue has dropped significantly.
Firm engaged in the sale of mobile phones, mobile phone accessories, computer peripherals, and stationery.
6.8   Kolkata , West Bengal
Run Rate Sales
INR 24 lakh
EBITDA Margin
8 %
Business Loan
INR 5 L at 20% interest
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Profitable Plastics Company Seeking Loan in Raniganj, India

Raniganj based business manufacturing PET bottles and sells them to 25 clients.
- Have a company owned manufacturing unit that has a capacity of producing 15,000 bottles per day. - The products are sold to local sauce, edible oil and ghee manufacturers. - Currently selling to 25 such manufacturers. These are all regular clients. - We are looking to set up a new manufacturing unit in Raniganj for which we require funds. The land has been identified.
6.5   Raniganj , West Bengal
Run Rate Sales
INR 96 lakh
EBITDA Margin
30 %
Business Loan
INR 1 Cr at 12% interest
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Import / Export Business Seeking Loan in Kolkata, India

Exporter of agro & mineral products seeks working capital to execute orders in hand.
- Merchant exporter of vegetables, agro commodities, and mineral products. - We only deal with exports and we source the products from local suppliers. - We handle orders worth INR 10 crore on a monthly basis. - Have 13-14 clients in Bangladesh, UAE, and Sri Lanka which includes manufacturers and processing companies. - Currently, we have orders worth INR 15-16 crore in hand. We have also identified potential buyers to expand the business and target exports of around INR 15-20 crore each month. - We have experience in handling exports since 2017.
Exporter of agro & mineral products seeks working capital to execute orders in hand.
7.1   Kolkata , West Bengal
Run Rate Sales
INR 120 crore
EBITDA Margin
6 %
Business Loan
INR 6 Cr at 12% interest
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Apparel Wholesale Business Seeking Loan in Kolkata, India

Wholesaler and distributor of women's apparel in Kolkata, seeks funds to set up an online store.
- Wholesaler and distributor of women's apparel such as kurtis, embroidered gown, salwar kameez, and pants. - We purchase the garments from 8-10 Kolkata based brands. - Our products are sold through online stores such as Amazon, Flipkart and we also supply to 20-25 retailers in Bangalore, Bihar, and Gujarat. - Revenue split is usually 50-50 between online and offline sales. However, due to COVID, our online sales have doubled and offline distribution is temporarily stopped due to lockdown. - We want to expand our online segment and plan to create our own eCommerce platform. We have also applied to get our own registered trademark so that we can sell the apparel under our own brand. - Promoter has over 10 years of industry experience.
Wholesaler and distributor of women's apparel in Kolkata, seeks funds to set up an online store.
7.2   Kolkata , West Bengal
Run Rate Sales
INR 26.4 lakh
EBITDA Margin
20 %
Business Loan
INR 10 L at 14% interest
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Newly Established Household Products Company Seeking Loan in Purulia, India

Firm manufactures around 20-25 tonnes of incense sticks per month and supplies to 20+ pan India wholesalers.
- We are manufacturers and traders of incense sticks that are produced in-house and have a unit in Purulia. - We produce 20-25 tonnes of incense sticks per month and sell it to around 20-25 wholesalers across India. - Incense sticks are sold raw and also under our own proprietary brand that is trademarked. - 80% of the production is sold in raw form and the remaining 20% is packaged and sold under our own brand. - There are no long term contracts with any of the buyers. - We acquire raw materials from 4 vendors. - The products are made by 125 people who are self-help workers and are employed on a contractual basis. - The average price of the raw incense sticks is INR 80/kg. - Promoter has been running the business for one year but has earlier worked in the industry for several years.
Firm manufactures around 20-25 tonnes of incense sticks per month and supplies to 20+ pan India wholesalers.
6.2   Purulia , West Bengal
Run Rate Sales
INR 60 lakh
EBITDA Margin
30 - 40 %
Business Loan
INR 37 L at 13% interest
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Residential Real Estate Construction Company Seeking Loan in Kolkata, India

Kolkata based construction company currently developing one of the fastest-selling residential projects of Kolkata.
- Kolkata based construction company that started its real estate venture successfully in 2018 and is currently developing one of the fastest-selling residential projects of Kolkata. - Working on a project currently: affordable mass housing project in Kolkata which will have 10,000+ flats & 1,500+ bungalows (2018 - 2030) on 200+ acre land. - Stage 1 - 2,500+ flats & 500+ bungalows (2018-2023) - Stage 2 - 5,000+ flats & 750+ bungalows (2021-2026) - Stage 3 - 2,500+flats & 250+ bungalows (2024-2030) - Project will have the construction of 1 BHK / 2 BHK / 3 BHK and bungalows for LIG (Low Income Group) & MIG (Middle Income Group) people. - All modern facilities and amenities. - Club, school, college, hospital, market, and entertainment zone all adjacent to the project. Present Status: - Land acquisition of 75+ acres has been completed. - Stage1: Phase - 1 sanction received from statutory authorities. Sales launched in November 2018. Entire 610 units (540 flats & 70 Bungalows) sold in less than 8 months. Construction work has started. Handover by December 2021. - Stage1: Phase - 2 sanction received from statutory authorities. Sales launched in November 2019. 871 units (720 flats & 151 bungalows). Around 475+ booking in 8 months. Construction work started in November 2019. Handover by December 2022. Stage1: Phase - 3 Project planning under progress. Sales to be launched by October 2020. Construction work to start by April 2021. Handover by December 2023. Stage1: Phase - 4 Project planning under progress. Sales to be launched by October 2021. Construction work to start by December 2021. Handover by December 2023.
Kolkata based construction company currently developing one of the fastest-selling residential projects of Kolkata.
8.0   Kolkata , West Bengal
Run Rate Sales
INR 300 crore
EBITDA Margin
30 %
Business Loan
INR 5 Cr at 15% interest
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Men's Clothing Business Seeking Loan in Naihati, India

Men's shirt manufacturer with 4 clients seeking funds to switch to online business.
- Men's shirt manufacturing and wholesale unit in Naihati that has been in operations for the last 4 years. - Currently, operations are on a halt due to the pandemic. - Produced and sold 4,000 pieces of shirts to 4 distributors across various districts in West Bengal. - The cloth is bought from a dealer in Delhi and from the wholesalers in the local market. - Stitching work is outsourced to tailors around the city and packaging is done by the firm. - The distributors are given a credit period of 60-90 days from the date of purchase. - Shirts are manufactured and sold under the proprietary brand. - Intend to develop our own website and start selling the products online. - Promoter has 4 years of experience in the business.
Men's shirt manufacturer with 4 clients seeking funds to switch to online business.
7.5   Naihati , West Bengal
Run Rate Sales
Nil
EBITDA Margin
10 - 20 %
Business Loan
INR 3 L at 15% interest
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Newly Established Residential Real Estate Seeking Loan in Siliguri, India

Residential real estate company with a project underway in the budget luxury housing segment.
- We are a new residential real estate firm that is looking to complete a budget luxury housing apartment. - The apartment has two towers with a total of 28 flats together in both towers. - There are 1 BHK and 2 BHK flats along with provisional 3 BHK flats on request that can be made by joining the 1 BHK and 2 BHK flats. - We have completed the architectural design of the towers. The first tower has been completely pre-booked and construction will be starting shortly. - The land which the towers are to be built on is held by a separate joint venture between us and the original land owner. The land was provided to us for construction by the land owner in return for a flat in the apartment. - Since we started operations in the beginning of the year we have received around 2 pre-bookings a month. The pre-bookings are charged at INR 30,000 each. - Owner has more than 18 years of experience working in the residential real estate and property sales space.
Residential real estate company with a project underway in the budget luxury housing segment.
6.8   Siliguri , West Bengal
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
INR 30 L at 25% interest
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Apparel Store Seeking Loan in Siliguri, India

Apparel store for men, women and children's clothing items that receives 5-6 daily customers.
- An apparel retail store located in Garidhura which is 20 km from Siliguri, West Bengal. - We sell apparel for men, women and children. - Purchase the apparel from 4 manufacturers and distributors in West Bengal. - Receive an average of 5-6 daily customers. - We are looking to purchase from more manufacturers and distributors, hence require funds.
Apparel store for men, women and children's clothing items that receives 5-6 daily customers.
6.0   Siliguri , West Bengal
Run Rate Sales
INR 12 lakh
EBITDA Margin
30 %
Business Loan
INR 5 L at 10% interest
Contact Business

Newly Established Biscuit Manufacturing Business Seeking Loan in Arambagh, India

Business produces 500 pounds of bread and 5,000 biscuits per day and supplying them to 50 wholesalers.
- A business manufacturing bakery products, based in West Bengal. - Started commercial operations in January 2020. - Products include bread, buns, cakes, and biscuits. - The majority of the revenue comes from biscuits. - We make around 10 types of biscuits. - Currently producing at 800 pounds of bread and 5,000 biscuits per day and generating an average revenue of INR 45 lakhs / month. - Pre-COVID the firm was generating monthly revenue of INR 60 lakh. - Products are sold to over 50 wholesalers and a number of retailers across 5 districts of West Bengal. - Intend to expand our sales to Jharkhand, and Odisha. - Running with 40 labourers who work on a daily basis. - The firm owns two vehicles which are used to supply the products. - Physical assets are manufacturing units, machines, and inventory.
5.9   Arambagh , West Bengal
Run Rate Sales
INR 5.4 crore
EBITDA Margin
15 %
Business Loan
INR 50 L at 18% interest
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Profitable Residential Real Estate Seeking Loan in Kolkata, India

Leading residential and commercial construction business in Kolkata seeking funds for upcoming projects.
- Residential and commercial real estate development and construction company based in Kolkata. - Have completed 2 projects till date. - We have 4 more projects in pipe-line for which we require funds. These are to construct residential and commercial buildings. - Have strong market networking. - Revenue has decreased due to COVID-19. - Physical assets include office building, equipment and interior setup.
5.7   Kolkata , West Bengal
Run Rate Sales
INR 3 crore
EBITDA Margin
30 %
Business Loan
INR 60 L at 12% interest
Contact Business

Stationery Business Seeking Loan in Domkal, India

Business selling student ID cards to 75 private schools in West Bengal is seeking a business loan.
- We manufacture school stationery for 75 private schools in Malda & Murshidabad districts of West Bengal. - Currently halted operations due to COVID-19 pandemic. - We make more than 15 types of products which include belts, ties, student ID cards, wall calendars, screenprints, and table calendars. - Supplies more than 85,000 identity cards and other stationery to 75 private schools every year. - The majority of the business works on cash. - We were operating with monthly sales of INR 1.5 lakh and had a total of 15 employees. - We expect to resume services next year with an increase of 20% with more capacity and better machinery. - Have secured two loans from online portals of INR 45,000 and INR 70,000 respectively and we have been regularly paying our EMIs. - The promoter has been working and running this business since 2011.
Business selling student ID cards to 75 private schools in West Bengal is seeking a business loan.
6.6   Domkal , West Bengal
Run Rate Sales
Nil
EBITDA Margin
20 - 30 %
Business Loan
INR 2 L at 10% interest
Contact Business

Agriculture Support Company Seeking Loan in Cooch Behar, India

West-Bengal based agri-support business connected to 30,000 farmers seeking business loan to expand its business.
- The legal entity falls under a parent organisation that has been registered as a NGO. - Company rents out and sells farm equipment. They are also involved in poultry and duck rearing and fisheries based operations. Around 50% of the business's revenue are from renting out and selling farming equipment with 25% coming from poultry and duck rearing and the remaining 25% coming from fisheries based operations. - Established 56 FPOs (Farmers Producer Organisation), 31 FPCs (Farmer Producer Companies) and 17 women agri enterprises. Established 68 rural women poultry / duck rearing units. Company sells their products through these FPOs and FPCs. They also display and sell their smaller farming equipment through the showroom. - Parent NGO provides paid training to farmers, undertakes soil-testing and sells agricultural inputs such as pesticides and insecticides. - Dealer of major farm equipment manufacturers in India for instance - Yanmar Coromandel and Mahindra. The organisation has sold over 130 farm equipment so far (rice transplanters are the highest selling farm equipment). Rents out 6 - 7 rice transplanters. Charges a hiring fee that depends on the proximity of the farmer to the main center (upto 10 kms charges INR 500-700). Also charges a rental fee of INR 4,500 (includes paddy seeding) per acre in addition to the hiring charge. - Dealer of Godrej Agrovet (GAVL) animal feed and fishery feed. - Has an IMC pond fishery that has an area of 7 acres. Also involved in tarpaulin fisheries model with tanks coming in two tank varieties i. e. 14x7 square feet and 20x15 square feet. Also involved in bioclock fisheries. Established 58 Biofloc fisheries units so far. Tied up with Agrostar company for this purpose. - The organisation directly reaches out to 30,000 farmers and indirectly to 2,00,000 farmers. - Involved in a variety of social initiatives. Works with a woman farmer producer company that is exclusively oriented towards women farmers and are experts in conservation agriculture (does not harm the soil, reduce carbon footprint, avoids the use of inputs). Help farmers in reducing their costs significantly. Also involved in setting up custom hiring centers. - Created 5 franchises under its Krishi e-Samadhan initiative. - The company is trademarked and has MSME licenses and a Certificate of Importer and Exporter Code (IEC) under the Director General of Foreign Trade. - The company owns 3 combine harvesters that costs INR 27,00,000 each, 10 rice trans-planters that cost INR 2,80,000 each and 1 maize pulverizer that costs INR 3,00,000. - Tied up with leading banks like SBI and PNB for financing purposes. - The CEO has 10 years of experience in rural development agriculture.
West-Bengal based agri-support business connected to 30,000 farmers seeking business loan to expand its business.
7.2   Cooch Behar , West Bengal
Run Rate Sales
INR 2 crore
EBITDA Margin
15 %
Business Loan
INR 50 L at 8% interest
Contact Business

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    There are 171 active and verified businesses seeking loan in West Bengal listed on SMERGERS as of 25 October 2020.
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