Businesses Seeking Loan in Guwahati

• Construction machinery manufacturer in Guwahati with more than 50 clients. • Products include hopper, feeder, jaw crusher, cone crusher, vibrating screen, and conveyor. • Services provided to road and building contractors, aggregates traders, and ready mix concrete plants. • All customers are based in the north eastern region of India. • Focus on expansion in Jharkhand, Odissa, Madha Pradesh, Nepal, Bhutan, Sikkim, North Bengal, Bangladesh, and other areas. • 40 employees currently working in the company. • Manufacturing capacity depends on the order and type of machine.

- Trader and service provider for AC services like Hitachi, Blue Star and Carrier in the North East. - We have branches in other regions as well. - Main clients are banks like UCO Bank, Punjab National Bank etc. and petrol pumps like Indian Oil etc. - Also providing services to institutions, hospitals and residential complexes. - Owner has 24+ years of experience.

- We are an online fresh meat and fish store receiving 10+ daily orders with an average order value of INR 150. - We have served around 1,000+ customers since its inception. - Have active tie-ups with vendors. - Provide doorstep delivery in 45 minutes in almost every part of Guwahati metropolitan city. - Our order delivery is handled by ourselves. - Business had only started generating revenue from this year.

- Business owner has a total experience of 10 years in this. - Growth rate of the business is 30% - Business distributes products of brands like Cera, Supreme Pipes, Berger Paints, and Dulux Paints. - There are about 20 retailers in the network. - All retailers are based in Guwahati.

- We are a wholesale company and deal in trading of pharmaceuticals. - We source the medicines directly from the manufacturing companies in bulk. We have tie-ups with 2-3 companies. - These medicines are then supplied to distributors. - Currently, we have tie-ups with 30- 35 distributors. - Our run rate sales was reduced due to Covid. - Currently, we are planning to expand our operations and increase our product portfolio.

- We are an electrical/mechanical contractor & electrical supplier. - Since our inception, we have worked on more than 35 projects with major industries in the last 15 as prime contractors. - Some of our main clients are ITC, Godrej, and various reputed pharma companies. - We have tie-ups with 60-70 manufacturers and distributors from whom we source our spare parts and other electrical equipment. - Our registered office is in Guwahati, Assam. - The business has an outstanding payment of INR 70 lakhs as cash credit. - Company has only one owner. - We have received a new contract with the government having a project value of INR 3.5 crore and are seeking a loan for its working capital requirement.

- Company provides services for township maintenance, plumbing and sewage line. - We also undertake civil construction works. - Have also worked on multiple Govt. projects. - Have tie ups with 10 major clients. - Owner has more than 3 decades of industry experience.

- Authorized distributor of all type of industrial and automotive lubricants. - Have tie ups with 40 wholesalers. - Products are brought directly from the company godown. - The showroom is located in a prime area in the main market. - We have 15 counters across the North East. - Owner has 8 years of industry experience.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- There is a huge opportunity in Assam for solar project & paver Blocks. - Solar and Paver blocks business is at booming stage in Assam. - Currently looking for working capital loan for paver block manufacturing unit.