Businesses Seeking Loan in Manipur

- Organic veggies store specializing in locally grown produce, including mushroom Bokchay, salad greens, and beans. - Sourced from our own 10-acre farm, ensuring freshness and quality. - Boasts a loyal customer base of over 4,000 individuals. - All necessary licenses and permits, including GST and incorporation, are in place. - Currently breaking even, indicating financial stability. We expect to be profitable at scale with inflow of capital. - Promoters bring over 4 years of experience in the industry, ensuring knowledgeable leadership.

- We are manufacturers of banana and pineapple juice. - Currently, we supply our products to markets in South East Asia and 15 Indian states. - We get our raw materials from over 20 farmers. - We produce 20,000 litres per month. - The price for 250 ml of juice is INR 10, for 350 ml is INR 35, and for 1litre INR 70.

- Engaged in the wholesale and retail sale of both apparel and footwear for men, women and children. - 70% of our revenue comes from wholesale operations and the remaining from retail sale. - 60% of our revenue comes from the sale of apparel and the remaining comes from the sale of footwear. - 70% of our footwear and apparel catalogue is for men. - We sell both traditional and western apparel. - The products we sell are affordable and targeted towards the middle income group. - Source finished apparel from 35+ local suppliers. - We distribute to 11+ retailers most of whom are from rural areas. - Maintain a retail showroom in a commercial area right off the NH 115 which receives around 35 to 90 people every day. - The business has strong cashflows as all customers pay cash upfront. - Despite the pandemic, our sales have increased as we started selling through local WhatsApp group and offered home delivery services.

- We are a travel agency that is based in Imphal providing holiday booking services. - Most of our business occurs offline. We also have an online website for bookings. - Do both local as well as international bookings in Thailand and Indonesia. - Also have a B2B model where we do bookings for corporate executives. - Have tied up with 5 agents in Imphal East and 2 - 3 agents in other regions of Imphal to do bookings through us.

- Traders of household electronic products and based out of Manipur. - Ownership of these products is still very limited in the state. - We have 20 local vendors in Manipur. - Business sells products in 2 different ways. - Tied up with over 30 retailers for the supply of the products and we do direct sales in apartments & in residential areas by sending marketing team every day.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.