Businesses Seeking Loan in Odisha

- We have developed a photo lab that contains Odisha’s largest chemical printing setup. - It is a commercial printing business. - We print brochures, pamphlets, flyers, posters, business cards, ID Cards, rubberstamp seals, wedding cards, graphics designing, t-shirt & mug printing, etc. - Have tie-ups with government officers and we also provide services to walk-in customers. - On a daily basis, we can print almost 3,500 quantities. - Generate leads through referrals. - An owner has 10+ years of industry experience.

- A food manufacturing business that manufactures snacks and grocery items. - Have a company owned manufacturing unit in Bhadrak, Odisha. - Have over 20 different products that we manufacture. - Products are sold under our own brand name. - Products are sold to over 50 distributors and wholesalers who further sell the products in Odisha and West Bengal.

- Our business is engaged in doing wedding photo shoots, advertisements shoot, and brand shoots. - Till date, we have done more than 50 wedding shoots, 10 advertisements shoot, and brand shoots. - We have also worked for Puma and national magazines for photography projects. - In the next 2 months, we already have 30 projects in hand for wedding photography. - Majority of our revenue is generated through wedding photography shoots. - A project takes about a month to get completed. - Business has no loan and is run by a sole owner.

- We manufacture and sell a wide range of men's and women's apparel like t-shirts, caps, leggings, cotton t-shirts, hoodies, shoes, bags, kurtas, pullovers, clothing for surfing, formal wear, casual wear, ready-made clothing, underclothing, hosiery, sarees and finished textile linings for garments. - The business has tie-ups with third-party manufacturers. We also have an in-house manufacturing facility for customizations and alterations. - Currently, we are selling our products on online platforms such as Amazon, Flipkart, etc. - Our products are sold under our own brand name. - We plan to open an offline store as well. - The business has three employees, working in the sales, marketing, and creative departments. - Currently, we received 100+ orders monthly.

- Operating our plant since 2010 with latest technology. - Plant capacity: 60 bottles per minute. - Have 15 distributor across Odisha. - Wants to expand in Ranchi and Jamshedpur. - Proprietor has 7 years of experience.

- Mineral logistics company that helps transport minerals from mines to ports for export. - We are associated with a union that has over 3,000 trucks and drivers. - Regularly receive work orders from renowned companies like Vedanta and JSW. - We pay the union to send the drivers and truck for transportation after we receive the contracts from clients. - This way we do not need a lot of physical assets and maintain an asset-light model. - At present we provide transport for iron ore, manganese, and coal for companies who export the product. - Our vision is to expand using the loan funds to export the products directly. - We aim to start exporting the product to nearby countries like Japan and China. - Company's physical assets include office setup and furniture.

- Trader of industrial products like conveyor transmission equipment from Odisha. - Planning to start own manufacturing unit and have lots of benefits as new govt. rule orders companies to buy product from MSME companies. - Have good number of supplier for raw material that will give easy access of supplier for our manufacturing unit. - Have served over 5-6 clients. - Business is located in and around the steel companies. - Our supplier are from Baroda, Indore and Kolkata with total number of total 6 vendors. - Have our own logistics truck.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.