Consumer Lending Businesses for Sale and Investment Opportunities - Buy or invest in a Consumer Lending Business

60+ Consumer Lending Businesses for Sale and Investment Opportunities as on October 2019. Buy or invest in a Consumer Lending Business from 164 countries with profit margins up to 49%. Explore pre-screened Consumer Lending Businesses for Sale and Investment Opportunities with verified contact details, valuation details and business photographs. Join our 941,000+ member network to Buy or invest in a Consumer Lending Business. Create a Business profile to Sell or finance your Consumer Lending Business. Consumer Lending industry includes Microfinance, NBFC, Personal Loan, Consumer Leasing, Credit Union businesses.

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Consumer Lending Company Investment Opportunity in Thrissur, India

Nidhi company in Thrissur providing secured loans, seeking funds to set up new branches.
- Business is a Nidhi company that provides only secured loans to individuals in Thrissur. - We provide gold loans, property loans, and insurance policy loans worth up to INR 2 lakh. - Have provided loans to 300+ individuals to the tune of INR 2 crore since the beginning. - Provide loans worth INR 10 lakh on a monthly basis. - Our loans are offered for short-term and have a maximum repayment term of up to 6 months and we charge an annual interest of 20%. - Promoter has over 25 years of industry experience. - Business owned assets include office furniture, CCTV, and other equipment. -Auditing is done with help of CA and CS.
8.6   Thrissur
Run Rate Sales
USD 250 thousand
EBITDA Margin
0 - 10 %
Financial Investment
USD 140 thousand for 50% stake
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Newly Established Consumer Lending Company Investment Opportunity in Buenos Aires, Argentina

Pre-revenue phase digital banking service provider with blockchain security offering easy and effective experience.
- Its a digital banking alternative with blockchain security providing easy, agile and effective experience. - We truly think that time is the most precious asset, so we would offer our services 24 / 7. Clients can use our services anywhere in the world at any time. - Our platform will offer banking services including a credit card (MasterCard or Visa), currency exchange, cryptocurrency exchange, personal loans, home / auto loans, and peer-to-peer payments. - We are still in development phase and would take 10-12 months to develop our platform, app & for central bank's approval. - We are expecting 40,000+ clients in the first year and our revenue would be USD 20 per client / year. - All our infrastructure will be based on Amazon AWS services, with fully scalable environments. - Promoter has more than 10 years of experience in banking sector.
7.8   Buenos Aires
Run Rate Sales
Nil
EBITDA Margin
Operating at break even
Financial Investment
USD 10 million for 35% stake
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Newly Established Personal Loans Company Investment Opportunity in Mumbai, India

Business providing loans for two-wheeler financing, disbursing an average of 1,100 monthly loans.
- A two wheeler financing company based in Mumbai, that started operations in 2018. - We provide loans to customers in order for them to purchase two-wheeler vehicles. - Our business has partnered with 300 dealerships across Maharashtra, and we have our representatives at the dealership. At the time of purchase they can avail our loans. - Customers can also apply for loan through our website. Mobile application is under construction and will be launched soon. - The payback period for the loans are from 6 months to 3 years. - Loan amount varies from INR 1-15 lakh. - We give out an average of 1,100 loans per month. - Our business has partnered with 5 NBFCs and 7 Banks. - The banks provide us the loan at a fixed interest rate and we further disburse the loan to customers at a higher interest rate. - Physical assets include office set up. - We intend to start disbursing loans from our own books in the near future. - Revenue was low last year as we just started operations.
7.9   Mumbai
Run Rate Sales
USD 3.4 million
EBITDA Margin
10 - 20 %
Financial Investment
USD 1 million for 20% stake
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Newly Established NBFC Investment Opportunity in Delhi, India

Nidhi company that undertakes deposits and gives out short-term loans, currently having 70+ customers.
Company operates as per Nidhi Act and also RBI guidelines to provide deposit, lending and other financial services. As per the regulation, we offer a maximum of 12.5% interest on deposits and charge a maximum of 20% interest on loans. Since 2 months of inception, we have received a total deposit of INR 20 lakh from 70 members / customers. Seeking funds to give out loans to individuals and SMEs. As per the act, we would offer loans ranging from INR 10 thousand to 1 lakh for the duration of 3 to 18 months. We have built a network of 20 associates working under our payroll who are working on field to on-board loan seekers. Founder of the company has been in this industry since 2 years. We are currently in the pre-revenue stage. Business owned assets include computers, laptops and furniture.
7.1   Delhi
Run Rate Sales
Nil
EBITDA Margin
Operating at break even
Financial Investment
USD 140 thousand for 20% stake
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Newly Established Consumer Lending Company Seeking Loan in Raisen, India

Provides short term loans to SMEs, having served more than 100+ clients.
Company provides short term loans against a security to small enterprises upto a tune of INR 1 lakh. Since inception, we have served 100+ clients amounting to a total lending of INR 15 lakh. The loan duration is for a maximum of 4 months and we charge an annual interest of 18%. At any point in time we have INR 10 lakh with us to lend. Seeking funds to expand to Bhopal and nearby cities. Business owned assets include laptops and furniture.
7.1   Raisen
Run Rate Sales
USD 12 thousand
EBITDA Margin
15 %
Business Loan
USD 28 thousand at 18% interest
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Newly Established Consumer Lending Business Seeking Loan in Bacoor, Philippines

Start up savings and loan company is seeking debt capital to expand lending operations.
- Offer loans to B2C clients, mostly to migrants seeking short term loans for personal needs. - Engaged in both brokering loans as well as direct lending. - Offer both secured and unsecured loans. - Our proprietary loan book is around PHP 500K. - Promoter has been running the business for the last 10 years as the sole proprietor. - We are currently in the process of incorporating the company and also intend to acquire a loan mobile application built by a local player.
6.9   Bacoor
Run Rate Sales
USD 4.7 thousand
EBITDA Margin
0 - 10 %
Business Loan
USD 5 thousand at 24% interest
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Profitable Consumer Lending Company Investment Opportunity in Delhi, India

Direct selling agents (DSA) for banks and NBFCs in India having presence through 72 branches.
DSA for almost all banks and NBFCs in India having our presence through 72 branches across different states. We receive a commission of 3% on average from banks for the amount of business we generate for them and in the last year we generated a business to the tune of INR 850+ crore for all banks. We have partnered with Axis Bank, HDFC Bank, Yes Bank and other private & government banks and NBFCs. Our company majorly deals in providing unsecured loans and out of all the loans products we offer, 95% of our revenue is generated through business and personal loans. Company has won 25 awards. Director of the company has 14 years of experience in this sector. Business owned assets include computer, laptops, furniture and systems.
8.2   Delhi
Run Rate Sales
USD 3.8 million
EBITDA Margin
20 %
Financial Investment
USD 2.8 million for 25% stake
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Newly Established Personal Loans Company Seeking Loan in Kochi, India

Nidhi company providing loans to individuals in Kerala against small collateral, especially gold.
Nidhi company run & managed by ex-bank official with more than 20 years of industry experience. Provide loans to individuals against small security, especially gold. Have provided loans to 10 individuals to the tune of INR 25 lakh in 2 months. Each loan offered is for short term, upto a year and we charge an interest rate of 15-20% annually. We receive interest every 3 months from customers and since we are just 2 months old, we are yet to receive our repayments. Kerala is a huge market for us and we project a turnover of INR 10 crore in 5 years. Company operates from a rented facility in Kochi and we own 3 computers and a few furniture.
6.3   Kochi
Run Rate Sales
Nil
EBITDA Margin
Operating at break even
Business Loan
USD 140 thousand at 10% interest
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Small NBFC Investment Opportunity in Hyderabad, India

Leading NBFC registered P2P lending platform with 10,000 borrowers and 2,000 lenders.
- Our client is into Peer-to-Peer (P2P) Lending with individuals transacting between themselves for small ticket size personal loans, without the need to go through a financial intermediary such as a bank or any other financial institution. - They are a registered NBFC P2P lending platform. They have received the Certificate of Registration issued by the Reserve Bank of India. - Our client's company was formed as an outcome of team’s many years of experience and learning in both the finance and technology world. They have vast experience in BFSI, Microfinance, P2P Lending and the entire gamut of various technologies available today to build web portals, mobile apps, tab-based apps, cloud-based applications. - Currently, they have 12,000 registrations out of which borrowers are 10,000 and lenders are 2,000. - To date, our client's platform has disbursed a loan value to the tune of INR 6 Cr. Currently have a capacity to lend out INR 25 Cr on platform through the lenders we have. In the future this amount would increase as more lenders sign up. The total amount of loan requested on the platform is INR 60 Cr presently. - Our client has a larger vision to support individuals and MSEs and enable financial inclusion and empowerment across India by providing P2P personal loans and business loans to micro-enterprises. - Company's assets include a deposit of INR 2 Crore for net owned funds which is required to receive NBFC license.
8.6   Hyderabad
Run Rate Sales
USD 34 thousand
EBITDA Margin
Operating at break even
Financial Investment
USD 1.1 million for 25% stake
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Newly Established Personal Loans Business Investment Opportunity in Pune, India

Gold loan company, 95% recovery rate. run by a promoter with 10+ years industry experience.
- We are a gold loan company that does loan disbursement of about INR 35 lakh per month. - Provide loans for upto 70% of the value of the gold provided and have a total principle outstanding of INR 4 crore. - We have friendly relationships with Pune branches of IIFL gold loan, Shriram Finances and Rupeek gold loan. We provide funds among each other and the company restructures some loans as well. - Our business has been growing rapidly and we have given out more than double the loans this year compared to the last year. - Company has high rate of recovery on loans given out which stands at 95% presently. - Promoter has over 13 years of experience working in the field of lending and gold loans. - Company's physical assets include office, land bought nearby and furnishings.
8.1   Pune
Run Rate Sales
USD 1.5 million
EBITDA Margin
10 %
Financial Investment
USD 600 thousand for 30% stake
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Newly Established NBFC Investment Opportunity in Kowloon, Hong Kong

Company provides first mortgage loan of upto 70% of property’s market value.
- We provide the first mortgage loan for properties in Hong Kong. - Registered Company in Hong Kong, obtained Money Lenders Licence from the Hong Kong Government. - The property market in Hong Kong has been rising between 4% to 8% every year making it an attractive investment option. - We charge an interest rate of 11% to 12% and provide the client with up to 70% of the property value. - The client’s property is examined by several professional real estate evaluators. - We also conduct in-depth credit checks and reference checks to ensure the borrowing power of our clients. - Have lent over HKD 21 million and the company owns property worth over HKD 35 million as security against these loans. - We would aim to deliver returns between 6% to 10% annually to investors regardless of market conditions, depending on the size of the investment.
7.4   Kowloon
Run Rate Sales
USD 6.4 million
EBITDA Margin
10 %
Financial Investment
USD 6.4 million for 6% stake
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Microfinance Company Investment Opportunity in Kampala, Uganda

Micro-finance company providing short term lending to entrepreneurs with 6 branches in and around Kampala.
- A microfinance company based in Kampala, Uganda that started operations in 2016. - We provide short term finance to small scale businesses and entrepreneurs for their working capital requirements. - The various loans offered include - Instant loans, consumer loans, individual business loans, agriculture loans and home improvement loans. - The loans vary in duration from 4-12 weeks. - Apart from financial services, we extend non-financial services as well by understanding clients business and helping them grow. - Currently have 2,700 clients with 1,800 active borrowers. - Witnessing an increase of 8% client growth rate per month. - Partnering with Shona business accelerators and Kiva.
8.2   Kampala
Run Rate Sales
USD 800 thousand
EBITDA Margin
10 - 20 %
Financial Investment
USD 220 thousand for 60% stake
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NBFC Seeking Loan in Jalandhar, India

NBFC in Jalandhar, given out 150 home loans seeks funding to augment its capital requirement.
- An NBFC in Jalandhar, Punjab that started operations in 1986. - We provide home loans and loans against properties. - Our business is an approved and certified NBFC by RBI. - Have given to loans to 150 individuals till date. - Our business caters to lower income group. The loans we give out is a small ticket size. - We give out loans in the range of Rs. 1-10 lakhs. - The interest we charge is 28% reducing interest annually. - The duration of the loans is between 1-10 years.
7.8   Jalandhar
Run Rate Sales
USD 1.2 million
EBITDA Margin
20 %
Business Loan
USD 1.1 million at 12% interest
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Newly Established Microfinance Company Investment Opportunity in Bokaro, India

Member micro-finance company helping small business owners raise loans, having served 200+ businesses.
Company provides member micro-finance to small businesses such as retail, hardware shops, fruits & vegetable vendors and other cart based vendors. In just 6 months, we have provided loans to 200+ business owners. Our business has 2 branches in Jharkhand and 2 branches in Bihar, in the process of opening the 3rd branch in Bihar. While providing micro loans, each business owner passes through our verification process of their daily account transaction based on which we decide the size of loan. Each loan is given out for 1 year term and is dispatched only after taking collateral security. We charge 13% interest on loan and 2.6% service tax. Director of the firm also runs other multiple companies.
6.0   Bokaro
Run Rate Sales
USD 170 thousand
EBITDA Margin
20 %
Financial Investment
USD 35 thousand for 25% stake
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NBFC for Sale in Delhi, India

NBFC Category B inactive company based in Delhi and in market since 24 years.
- Category B NBFC company with net worth of Rs 200 lakh is available for sale. - All compliance is up to date. If anyone is interested in starting a FinTech Company in India or start a consumer loan company, it would be a great opportunity for them to buy this company. - New buyer can avoid a lot of formalities involved in starting a similar business by simply getting hold of this company. It takes a considerable long time to obtain such a licence. Also, these days RBI is not granting fresh Category B Licence to new companies. - Our company has all the necessary and required documents such as Incorporation Certificate, RBI Licence, TAN & TIN, PAN Card, MOA, AOA. - The legal entity can be used for FinTech, consumer loan or business with any type of loan offering. - The business has INR 3 crore assets and INR 1 crore liability. - This company is available at net premium of INR 60 Lakh.
8.7   Delhi
Run Rate Sales
Nil
EBITDA Margin
Operating at break even
Full Sale
USD 80 thousand
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Consumer Lending Company Seeking Loan in Manila, Philippines

Lending firm based in Manila having provided loans to 400-500 individuals and small businesses till date.
- Finance Company in Manila providing loans to individuals, small businesses, group loans to women and vehicle loans. - We provide both secured and unsecured consumer loans with low default rates. We also provide loans to employees of a company based on their salary. - Have provided loans to 400 to 500 individuals and small businesses since inception. - Have a strong technology platform with massive borrower demand. - Promoter has more than 3 years of experience in this business.
7.1   Manila
Run Rate Sales
USD 600 thousand
EBITDA Margin
28 %
Business Loan
USD 370 thousand at 12% interest
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Consumer Lending Company for Sale in Kolkata, India

Banking business correspondent providing financial inclusion services to customers in rural areas in 3 states.
- Our clients is a banking business correspondent having tie-ups with 2 leading commercial banks to provide financial inclusion services in rural areas. - Currently providing services in 3 states which are Bihar, Odisha and Jharkhand and covers 35 districts. - Have 700 customers service points through which all the banking services are offered to customers. - Serving 1.3 million customers with a year on year growth rate of 27.5% - Promoter has experience of 4 decades and has solid business relationship with top banks in India. - Company has INR 2 crore of cash reserves.
7.5   Kolkata
Run Rate Sales
USD 1.2 million
EBITDA Margin
30 %
Full Sale
USD 3.4 million
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Newly Established Commercial Loans Company Seeking Loan in Seoul, South Korea

Company lends money to self-employed individuals and to companies in form of merchant cash advance.
- We are a loan providing company based in Seoul, South Korea. - We lend money to self-employed individuals and to companies in South Korea. - Have currently given loan to 49 customers. - We charge an annual interest of 24% - Duration of loan is from 90 to 180 days. - Total loan we have given out is KRW 360 million. - Received Global Marketing Award of Korea by Forbes Korea, new intellectual grand prize selected by Korean New Intellectual Association, Knowledge Management grand prize selected by Korea Herald, Korea Talent sharing grand prize selected by Korea Talent Donation Association.
6.2   Seoul
Run Rate Sales
USD 70 thousand
EBITDA Margin
20 %
Business Loan
USD 8.5 million at 15% interest
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