Consumer Lending Businesses for Sale and Investment Opportunities - Buy or invest in a Consumer Lending Business

60+ Consumer Lending Businesses for Sale and Investment Opportunities as on April 2020. Buy or invest in a Consumer Lending Business from 169 countries with profit margins up to 49%. Explore pre-screened Consumer Lending Businesses for Sale and Investment Opportunities with verified contact details, valuation details and business photographs. Join our 1,124,000+ member network to Buy or invest in a Consumer Lending Business. Create a Business profile to Sell or finance your Consumer Lending Business. Consumer Lending industry includes Microfinance, NBFC, Personal Loan, Consumer Leasing, Credit Union businesses.

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  • Consumer Lending

Newly Established NBFC Seeking Loan in Madhya Pradesh, India

Company has offered lending service to 5,000+ members looking to provide more loans annually.
- We are a Nidhi company that was incorporated around 6 months ago and has been running successfully. We are now looking to expand through a franchise model. - Have provided over 50+ loans to members and small business owners. - On average our loan sizes tend to range from INR 10,000 to INR 1,00,000. - In a month we are providing loans worth INR 3 lakh monthly and charging an interest of 15 to 25%. - We do complete KYC and collect cheque and bank statements to get assurance from members for repayment. - The repayment duration for the loan is between 1 month and 1 year and we have 10 collection executives to ensure the interest is paid in a timely manner. - Promoter has a finance background with over 8 years of experience in management, sales and marketing. - Company is looking to provide over 5,000 loans per year as its target. - Company's physical assets include work stations, laptops and furniture.
8.3   Madhya Pradesh
Run Rate Sales
USD 47 thousand
EBITDA Margin
25 %
Business Loan
USD 26 thousand at 20% interest
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Newly Established Microfinance Business Investment Opportunity in Chennai, India

Micro finance company providing short term loans to small business owners, seeking funds for operations.
- A micro-finance company based in Chennai. - This is a new venture started by a group of companies involved in mobile app development, construction and other industries. - Regulatory approvals are in place. - We will be providing short term loans to small business owners, shopkeepers, auto and taxi drivers. - Business is still in the pre-revenue phase and will begin operations within the next 2 months. - We will be creating groups of 10 people that will have 1 group leader. Each member of the group is eligible for a loan between Rs. 15-30k and a repayment period of 12 - 24 months. - We have already setup 150 groups, and are ready to disburse the loans once funds are received. - Interest on loan would be between 20-23% p. a plus processing fee of Rs. 1,000 per loan disbursement. - The repayment of the loan taken will be done through per day installments. For example - repaying back Rs. 1,500 per day until x amount + interest is paid back. - The team leader ensures each individual of the team pays the loan back. If someone defaults then the rest of the team members must make up for that individual repayment for that particular day. - Field verification for each applicant would be done by our team before loan is approved by our credit managers. - Promoter is from finance background with more than 15 years of experience in managing investment portfolio, sales & marketing and developing HNI assets. - Locations that we have planned to start in the initial stage are - Salem, Coimbatore, Dharmapuri, Krishnagiri, Karaikudi, Ramanathapuram - All in Tamil Nadu. - Physical assets include the interior setup and equipment of the offices.
7.5   Chennai
Run Rate Sales
Nil
EBITDA Margin
Operating at break even
Financial Investment
USD 400 thousand for 25% stake
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Newly Established NBFC Seeking Loan in Haridwar, India

Nidhi company that undertakes deposits and gives out short-term loans, currently having 70+ customers.
- Nidhi company operating in Haridwar. - Started operations recently and already have 70+ clients who use our financial products. - We primarily give unsecured loans of small ticket sizes at annual interest rates of over 20% - Have given around 50 such loans and our current loan book is worth INR 50 lakh. - The average tenure of the loans is 2 - 3 years. - We are also able to offer annual interest rates of 10% on our fixed deposit accounts.
6.7   Haridwar
Run Rate Sales
USD 130 thousand
EBITDA Margin
10 %
Business Loan
USD 66 thousand at 10% interest
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NBFC Investment Opportunity in Pune, India

Emerging NBFC backed by prominent promoters & institutional lenders serving micro-enterprises.
Company having RBI licence that started operations in June 2017 and has disbursed INR 33 crore of loans till date. It is an emerging NBFC with INR 25 crore of assets under management (AUM) growing at a rapid pace YoY. Promoters are veterans in the banking & finance industry. Company provides secured loan to micro enterprises in Maharashtra and Madhya Pradesh. The average loan ticket size is INR 1.75 lakh. Our run rate revenue has increased because our number of clients doubled this year compared to last year. We currently have more than 2,000 clients. Company has Portfolio At Risk (PAR) 90 days of 1.5%. Has a net owned funds (NOF) of INR 5 crores and a net interest margin of 13%. Delivered ROI of 27% and ROE of 9.2% till date. The head office is located in Pune. Additionally, we have branch offices in 11 locations spread across Maharashtra and Madhya Pradesh. Business owned assets include laptops, furniture and office equipment at head office and branch offices.
8.6   Pune
Run Rate Sales
USD 5 million
EBITDA Margin
10 - 20 %
Financial Investment
USD 700 thousand for 14% stake
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Consumer Lending Company Seeking Loan in Chennai, India

Government approved financial service provider (Nidhi Company) with 40+ branches and 50,000 clients.
- We are a Government approved Nidhi company and are a well known financial service provider in the region. - Currently operates more than 40 branches across Tamil Nadu including 8 branches in Chennai. - We have over 50,000 clients who use our financial products. - Our client base has been growing at 20-30% on YoY basis. - We are able to offer interest rates of over 10% on our Fixed Deposit accounts and have built a strong reputation for our trustworthiness. - The physical assets owned by the business include gold, land, commercial Building, operating assets and other pledged assets.
8.5   Chennai
Run Rate Sales
USD 4.7 million
EBITDA Margin
6 %
Business Loan
USD 400 thousand at 10% interest
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Consumer Lending Company for Sale in Columbus, United States

For Sale: Pawn shop providing collateral loans on any merchandise at a monthly interest.
- We are a pawn shop that has been operating for over 26 years. - Located just off one of the busiest intersections in town and we get over 1,500 customers monthly. - Mostly cash based business that deals in all kinds of products such as jewelry, guns and electronics. - We sell the collateral on loans defaulted online on eBay, Letgo, Facebook and Instagram. - Company's physical assets include stand alone 2,500 sq ft building and inventory.
6.3   Columbus
Run Rate Sales
USD 264 thousand
EBITDA Margin
30 %
Full Sale
USD 600 thousand
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NBFC for Sale in Hyderabad, India

Inactive NBFC Category B that has been operating for over 25 years.
- Category B NBFC that has been operational for over 25 years but is currently inactive. - Company directly loans out the money and has given out loans worth of INR 2.5 Crore. Any loans outstanding will be squared off before handing over the company to the new buyer. - On average the loan amount was INR 20 Lakh and the company had given out 15 to 20 loans. - All our licenses are in place and inspections have been done. All the taxes and fees have been paid and the buyer would start with clean books. - The target buyers would be fin-tech companies who are looking to directly loan out funds to users. - Company was profit making when it was operating and was making a yearly revenue of around INR 25 lakh.
7.0   Hyderabad
Run Rate Sales
Nil
EBITDA Margin
10 %
Full Sale
USD 70 thousand
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Newly Established Microfinance Company Seeking Loan in Delhi, India

Newly started micro-finance company that has disbursed over INR 45 lakh to 500 clients.
- We are a micro-finance company that was recently started in Delhi. - Operations have been started and so far we have disbursed over INR 45 lakh to 500 clients. - We are associated with well known finance companies like Usha Finance and ASA Microfinance. - Company currently has one branch and is planning to open 10 more in the next 4-5 months. - Promoter has completed his MBA and CA Inter and has worked with micro-finance companies for over 8 years. - Company's physical assets include furniture, CCTV, lockers, cabins.
6.3   Delhi
Run Rate Sales
USD 30 thousand
EBITDA Margin
10 %
Business Loan
USD 260 thousand at 18% interest
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Personal Loans Company Investment Opportunity in Mumbai, India

Business providing loans for two-wheeler financing, disbursing an average of 1,100 monthly loans.
- A two wheeler financing company based in Mumbai, that started operations in 2018. - We provide loans to customers in order for them to purchase two-wheeler vehicles. - Our business has partnered with 300 dealerships across Maharashtra, and we have our representatives at the dealership. At the time of purchase they can avail our loans. - Customers can also apply for loan through our website. Mobile application is under construction and will be launched soon. - The payback period for the loans are from 6 months to 3 years. - Loan amount varies from INR 1-15 lakh. - We give out an average of 1,100 loans per month. - Our business has partnered with 5 NBFCs and 7 Banks. - The banks provide us the loan at a fixed interest rate and we further disburse the loan to customers at a higher interest rate. - Physical assets include office set up. - We intend to start disbursing loans from our own books in the near future. - Revenue was low last year as we just started operations.
8.4   Mumbai
Run Rate Sales
USD 3 million
EBITDA Margin
10 - 20 %
Financial Investment
USD 900 thousand for 20% stake
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Consumer Lending Company Investment Opportunity in Thrissur, India

Nidhi company in Thrissur providing secured loans, seeking funds to set up new branches.
- Business is a Nidhi company that provides only secured loans to individuals in Thrissur. - We provide gold loans, property loans, and insurance policy loans worth up to INR 2 lakh. - Have provided loans to 300+ individuals to the tune of INR 2 crore since the beginning. - Provide loans worth INR 10 lakh on a monthly basis. - Our loans are offered for short-term and have a maximum repayment term of up to 6 months and we charge an annual interest of 20%. - Promoter has over 25 years of industry experience. - Business owned assets include office furniture, CCTV, and other equipment. -Auditing is done with help of CA and CS.
7.4   Thrissur
Run Rate Sales
USD 240 thousand
EBITDA Margin
0 - 10 %
Financial Investment
USD 130 thousand for 50% stake
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Newly Established Consumer Lending Company Investment Opportunity in Buenos Aires, Argentina

Pre-revenue phase digital banking service provider with blockchain security offering easy and effective experience.
- Its a digital banking alternative with blockchain security providing easy, agile and effective experience. - We truly think that time is the most precious asset, so we would offer our services 24 / 7. Clients can use our services anywhere in the world at any time. - Our platform will offer banking services including a credit card (MasterCard or Visa), currency exchange, cryptocurrency exchange, personal loans, home / auto loans, and peer-to-peer payments. - We are still in development phase and would take 10-12 months to develop our platform, app & for central bank's approval. - We are expecting 40,000+ clients in the first year and our revenue would be USD 20 per client / year. - All our infrastructure will be based on Amazon AWS services, with fully scalable environments. - Promoter has more than 10 years of experience in banking sector.
7.1   Buenos Aires
Run Rate Sales
Nil
EBITDA Margin
Operating at break even
Financial Investment
USD 10 million for 35% stake
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Newly Established NBFC Investment Opportunity in Delhi, India

Nidhi company that undertakes deposits and gives out short-term loans, currently having 70+ customers.
Company operates as per Nidhi Act and also RBI guidelines to provide deposit, lending and other financial services. As per the regulation, we offer a maximum of 12.5% interest on deposits and charge a maximum of 20% interest on loans. Since 2 months of inception, we have received a total deposit of INR 20 lakh from 70 members / customers. Seeking funds to give out loans to individuals and SMEs. As per the act, we would offer loans ranging from INR 10 thousand to 1 lakh for the duration of 3 to 18 months. We have built a network of 20 associates working under our payroll who are working on field to on-board loan seekers. Founder of the company has been in this industry since 2 years. We are currently in the pre-revenue stage. Business owned assets include computers, laptops and furniture.
6.5   Delhi
Run Rate Sales
Nil
EBITDA Margin
Operating at break even
Financial Investment
USD 130 thousand for 20% stake
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Consumer Lending Company Seeking Loan in Raisen, India

Provides short term loans to SMEs, having served more than 100+ clients.
Company provides short term loans against a security to small enterprises upto a tune of INR 1 lakh. Since inception, we have served 100+ clients amounting to a total lending of INR 15 lakh. The loan duration is for a maximum of 4 months and we charge an annual interest of 18%. At any point in time we have INR 10 lakh with us to lend. Seeking funds to expand to Bhopal and nearby cities. Business owned assets include laptops and furniture.
6.3   Raisen
Run Rate Sales
USD 11 thousand
EBITDA Margin
15 %
Business Loan
USD 26 thousand at 18% interest
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Newly Established Consumer Lending Business Seeking Loan in Bacoor, Philippines

Start up savings and loan company is seeking debt capital to expand lending operations.
- Offer loans to B2C clients, mostly to migrants seeking short term loans for personal needs. - Engaged in both brokering loans as well as direct lending. - Offer both secured and unsecured loans. - Our proprietary loan book is around PHP 500K. - Promoter has been running the business for the last 10 years as the sole proprietor. - We are currently in the process of incorporating the company and also intend to acquire a loan mobile application built by a local player.
6.6   Bacoor
Run Rate Sales
USD 4.7 thousand
EBITDA Margin
0 - 10 %
Business Loan
USD 5 thousand at 24% interest
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Profitable Consumer Lending Company Investment Opportunity in Delhi, India

Direct selling agents (DSA) for banks and NBFCs in India having presence through 72 branches.
DSA for almost all banks and NBFCs in India having our presence through 72 branches across different states. We receive a commission of 3% on average from banks for the amount of business we generate for them and in the last year we generated a business to the tune of INR 850+ crore for all banks. We have partnered with Axis Bank, HDFC Bank, Yes Bank and other private & government banks and NBFCs. Our company majorly deals in providing unsecured loans and out of all the loans products we offer, 95% of our revenue is generated through business and personal loans. Company has won 25 awards. Director of the company has 14 years of experience in this sector. Business owned assets include computer, laptops, furniture and systems.
7.7   Delhi
Run Rate Sales
USD 3.5 million
EBITDA Margin
20 %
Financial Investment
USD 2.6 million for 25% stake
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Newly Established Personal Loans Company Seeking Loan in Kochi, India

Nidhi company providing loans to individuals in Kerala against small collateral, especially gold.
Nidhi company run & managed by ex-bank official with more than 20 years of industry experience. Provide loans to individuals against small security, especially gold. Each loan offered is for a short term, up to a year and we charge an interest rate of 15-20% annually. We receive interest every 3 months from customers. Kerala is a huge market for us and we project turnover of INR 10 crore in 5 years. Company operates from a rented facility in Kochi and we own 3 computers and a few furniture.
6.6   Kochi
Run Rate Sales
USD 160 thousand
EBITDA Margin
15 %
Business Loan
USD 66 thousand at 10% interest
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Small NBFC Investment Opportunity in Hyderabad, India

Leading NBFC registered P2P lending platform with 10,000 borrowers and 2,000 lenders.
- Our client is into Peer-to-Peer (P2P) Lending with individuals transacting between themselves for small ticket size personal loans, without the need to go through a financial intermediary such as a bank or any other financial institution. - They are a registered NBFC P2P lending platform. They have received the Certificate of Registration issued by the Reserve Bank of India. - Our client's company was formed as an outcome of team’s many years of experience and learning in both the finance and technology world. They have vast experience in BFSI, Microfinance, P2P Lending and the entire gamut of various technologies available today to build web portals, mobile apps, tab-based apps, cloud-based applications. - Currently, they have 12,000 registrations out of which borrowers are 10,000 and lenders are 2,000. - To date, our client's platform has disbursed a loan value to the tune of INR 6 Cr. Currently have a capacity to lend out INR 25 Cr on platform through the lenders we have. In the future this amount would increase as more lenders sign up. The total amount of loan requested on the platform is INR 60 Cr presently. - Our client has a larger vision to support individuals and MSEs and enable financial inclusion and empowerment across India by providing P2P personal loans and business loans to micro-enterprises. - Company's assets include a deposit of INR 2 Crore for net owned funds which is required to receive NBFC license.
9.1   Hyderabad
Run Rate Sales
USD 30 thousand
EBITDA Margin
Operating at break even
Financial Investment
USD 1 million for 25% stake
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Newly Established NBFC Investment Opportunity in Kowloon, Hong Kong

Company provides first mortgage loan of upto 70% of property’s market value.
- We provide the first mortgage loan for properties in Hong Kong. - Registered Company in Hong Kong, obtained Money Lenders Licence from the Hong Kong Government. - The property market in Hong Kong has been rising between 4% to 8% every year making it an attractive investment option. - We charge an interest rate of 11% to 12% and provide the client with up to 70% of the property value. - The client’s property is examined by several professional real estate evaluators. - We also conduct in-depth credit checks and reference checks to ensure the borrowing power of our clients. - Have lent over HKD 21 million and the company owns property worth over HKD 35 million as security against these loans. - We would aim to deliver returns between 6% to 10% annually to investors regardless of market conditions, depending on the size of the investment.
7.4   Kowloon
Run Rate Sales
USD 6.5 million
EBITDA Margin
10 %
Financial Investment
USD 6.4 million for 6% stake
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