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Consumer Lending Businesses for Sale and Investment Opportunities

Showing 1 - 15 of 51 Consumer Lending Businesses for Sale and Investment Opportunities. Buy or Invest in a Consumer Lending, NBFC, Credit Card, Consumer Leasing, Credit Union, Microfinance or a Personal Loan Business.

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Newly Established Personal Loans Company for Sale in Toronto, Canada

For sale: Company providing rental deposit loans to improve access to housing market in Canada.
- This is an innovative new company that seeks to improve access to the rental housing market through rental deposit loans. - This provides a solution to one of Canada's most acute challenges in a sector for which there is very high demand. - New company with a growing number of applicants being vetted and pre-approved every day.
9.1   Toronto
Run Rate Sales
USD 2.7 million
EBITDA Margin
15 %
Business for Sale
USD 3.7 Mn
Contact Business

Microfinance Company for Sale in Manila, Philippines

For Sale: Micro lending business with two branches offering consumer loans to individuals and businesses.
- Microfinance business that lends to small businesses, and gives personal loans. - Started during the pandemic with 300 customers. - Now we get almost 50 customers every month with the help of freelance agents. - We charge an annual interest that ranges between 20-33% - The term of the loans is mostly 6 months. - Default rate of 3-5%, and these are mostly delays. All lendee repay their loans at the end of the day. - Complete client verification and membership with 2 of the country's biggest credit registries. - The company has full access to the borrower's repository of credit information and services. - There are 5 owners in the company with a varied split of ownership. 2 of the owners passed away in the pandemic. - There are no loans in the name of the legal entity. - Buyer gets the legal entity, licenses, and client list. - We started with our own capital and do not collect deposits. Now loans are disbursed for the company's corpus. - The total sales have dipped a bit as we have reduced the ticket sizes of the loans for the past few months.
For Sale: Micro lending business with two branches offering consumer loans to individuals and businesses.
8.4   Manila
Run Rate Sales
USD 260 thousand
EBITDA Margin
20 - 30 %
Business for Sale
USD 210 K
Contact Business

Personal Loan Business Assets for Sale in Selangor, Malaysia

Company seeking to sell a license for distributing online loans in Malaysia.
- The owner is seeking to sell an online loan license that will allow the prospective buyer to promote and provide loans across Malaysia. - The license will permit the prospective buyer to provide the following loans: housing, personal, business, car, motorcycle, electrical/ electronic appliance, and secured loans. - The license does not possess any restrictions on changing the name of the business or director. - Currently, there are only 5 such licenses issued throughout Malaysia, and all of them are owned by major companies. - The license is provided by the Government of Malaysia using extremely selective criteria such as extensive documentation, display of funds (minimum MYR 15 million) along a minimum time of 1 to 2 years before the accept or reject decision. - This is the only available license in the Malaysian market to penetrate into this business. The sale price simply includes the market value of the license.
7.5   Selangor
Ownership Duration
1-5 year(s)
Industries
Commercial Loans + 1 more
Asset Sale
USD 320 K
Contact Business

Microfinance Company for Sale in Manila, Philippines

For Sale: Microcredit and digital lending platform with fully integrated front and back-office operations.
- Digital lending platform with complete in-house client onboarding, verification, and loan disbursement. - Fully digital client onboarding and very efficient fully integrated front and back-office operation run with digital marketing. - About 700 clients have taken loans from us. - We have a margin of 27%-40% on the total loan amount. - Our monthly interest rates are between 2-4% and depends on the nature of the loan. - We use company capital used to disburse loans. - Growth was slow due to Covid but the market is recovering very fast now. - We suffered losses during Covid as some of the debtors were not able to make regular repayments due to the loss of jobs. - We disbursed loans worth USD 500,000 last year. - The company has 7 shareholders: 5 shareholders hold a total of 1%, an employee owns 2%, and the primary Dutch shareholder owns 97% of the company. - The Dutch shareholder is the point of contact for this transaction and they are currently based in The Netherlands. - The business has lost significant money during the startup phase but is now nearing breakeven operations. There is more work to do on the collection side of the business in terms of automating processes and getting staff on the motorbike.
7.5   Manila
Run Rate Sales
USD 480 thousand
EBITDA Margin
25 %
Business for Sale
USD 1.2 Mn
Contact Business

NBFC for Sale in Panipat, India

For sale: NBFC based in Panipat with 13 clients and has lent INR 2.7 crore.
- 30-year-old NBFC. - The company is into lending money to individuals. - During the start of the company, the owner liquidated all the assets to fund the company. - The company has 13 clients with active loans. - We have given a loan of INR 2.7 cr to the clients. - Upon sale, all the loan amount will be transferred to the new buyer and the transfer of the RBI license would take 15-30 days of time. - Easily transferrable in 1 month's time. - Easily accept global funding. - Already through with all the formalities of RBI to convert it into a public company. - No litigations, no NPAs. - Cleanest possible profile available for takeover in the market.
For sale: NBFC based in Panipat with 13 clients and has lent INR 2.7 crore.
7.9   Panipat
Run Rate Sales
USD 30 thousand
EBITDA Margin
25 %
Business for Sale
USD 700 K
Contact Business

Microfinance Company Seeking Loan in Tbilisi, Georgia

Microfinance company with 100+ clients and 15+ years of experience seeks loan for working capital.
- Microfinance company offering commercial, mortgage, and business loans. - Extensive experience in microfinance, spanning 15 years. - Professional staff with specialized expertise in financial services. - Well-established relations with supervisory bodies and regulators, ensuring compliance and credibility. - Proven communication channels with customers, fostering trust and transparency. - Strategically located office in a commercially active area of the city, enhancing accessibility. - Targeting small to medium-sized businesses. - Currently serving 100 clients exclusively in Georgia. - Holds licenses from the Central Bank of Georgia for registration and currency exchange. - Revenue model primarily based on interest and commissions on transactions. - Majority of revenue derived from interest payments.
Microfinance company with 100+ clients and 15+ years of experience seeks loan for working capital.
8.3   Tbilisi
Run Rate Sales
USD 90 thousand
EBITDA Margin
15 %
Business Loan
USD 1.8 Mn at 12%
Contact Business

Microfinance Company Seeking Loan in Varanasi, India

Microfinance company based in Varanasi is searching for a business loan.
- Business uses systematic processes, technology and training to help ensure it offers quality service to our borrowers. - Business gives loans for poor women ranging from Rs. 2,000 - Rs. 20,000. - Promoters have 3 years of experience in microfinance.
6.8   Varanasi
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 60 K at 12%
Contact Business

Consumer Lending Company Investment Opportunity in Mendoza, Argentina

Fintech with platform for execution of financial transactions seeks investors for first round of financing.
Company with a financial platform developed mainly for clients that were left out of the traditional banking system. We make credit profiles, out of the traditional focusing our products on marginalized customers of the traditional system.
8.8   Mendoza
Run Rate Sales
USD 168 thousand
EBITDA Margin
30 - 40 %
Financial Investment
USD 190 K for 13%
Contact Business

Microfinance Company Seeking Loan in Varanasi, India

Microfinance business in Varanasi providing loans to rural communities is searching for a business loan.
- Operations are in Varanasi and Mirzapur districts. - Directors have 20+ years experience in banking and microfinance.
6.2   Varanasi
Run Rate Sales
Nil
EBITDA Margin
4 %
Business Loan
USD 60 K at 12%
Contact Business

Consumer Lending Company Investment Opportunity in Buenos Aires, Argentina

Pre-revenue phase digital banking service provider with blockchain security offering easy and effective experience.
- Its a digital banking alternative with blockchain security providing easy, agile and effective experience. - We truly think that time is the most precious asset, so we would offer our services 24 / 7. Clients can use our services anywhere in the world at any time. - Our platform will offer banking services including a credit card (MasterCard or Visa), currency exchange, cryptocurrency exchange, personal loans, home / auto loans, and peer-to-peer payments. - We are still in development phase and would take 10-12 months to develop our platform, app & for central bank's approval. - We are expecting 40,000+ clients in the first year and our revenue would be USD 20 per client / year. - All our infrastructure will be based on Amazon AWS services, with fully scalable environments. - Promoter has more than 10 years of experience in banking sector.
7.8   Buenos Aires
Run Rate Sales
Nil
EBITDA Margin
Nil
Financial Investment
USD 10 Mn for 35%
Contact Business

Microfinance Business Investment Opportunity in Chennai, India

Micro finance company providing short term loans to small business owners, seeking funds for operations.
- A micro-finance company based in Chennai. - This is a new venture started by a group of companies involved in mobile app development, construction and other industries. - Regulatory approvals are in place. - We will be providing short term loans to small business owners, shopkeepers, auto and taxi drivers. - Business is still in the pre-revenue phase and will begin operations within the next 2 months. - We will be creating groups of 10 people that will have 1 group leader. Each member of the group is eligible for a loan between Rs. 15-30k and a repayment period of 12 - 24 months. - We have already setup 150 groups, and are ready to disburse the loans once funds are received. - Interest on loan would be between 20-23% p. a plus processing fee of Rs. 1,000 per loan disbursement. - The repayment of the loan taken will be done through per day installments. For example - repaying back Rs. 1,500 per day until x amount + interest is paid back. - The team leader ensures each individual of the team pays the loan back. If someone defaults then the rest of the team members must make up for that individual repayment for that particular day. - Field verification for each applicant would be done by our team before loan is approved by our credit managers. - Promoter is from finance background with more than 15 years of experience in managing investment portfolio, sales & marketing and developing HNI assets. - Locations that we have planned to start in the initial stage are - Salem, Coimbatore, Dharmapuri, Krishnagiri, Karaikudi, Ramanathapuram - All in Tamil Nadu. - Physical assets include the interior setup and equipment of the offices.
7.8   Chennai
Run Rate Sales
Nil
EBITDA Margin
Nil
Financial Investment
USD 360 K for 25%
Contact Business

Newly Established NBFC Investment Opportunity in Pune, India

Nidhi company provides banking solutions to 6,000+ active clients seeks investment.
- Company is involved in the lending business. - We provide home loans, mortgage loans gold loans, etc. - Business has catered to 10,000+ clients. - We have 6000+ active clients. - Our business provides banking solutions to small business owners and individuals. - We changed our company name last year and we are now a Nidhi certified business. - Company has grown drastically this year. - Currently, we have only one branch and are planning to open two more branches as we have made a good brand name and a good customer base. - We get new customers through word-of-mouth. - Business is also planning to open its own website in the future. - Our team has a collective experience of 10+ years in the finance sector and also good market knowledge.
7.2   Pune
Run Rate Sales
USD 3.7 million
EBITDA Margin
10 - 20 %
Financial Investment
USD 1.8 Mn for 70%
Contact Business

Profitable Consumer Leasing Company Seeking Loan in Melbourne, Australia

We provide short term finance to residential tenants and looking for finance partner.
- Have proven the demand for our products in the residential rental market across Australia with over 1,000 renters using our products. - We have lent almost AUD 1.2 million to Australian renters and are now looking to open new partnerships and increase marketing. - The rental bond market is huge, and with increased cash flow burdens, the addressable market for a financial service in this sector is growing daily. In the eastern states of Australia alone, there are approximately 1 million bonds transacted per annum at an average of AUD 1.7k per bond. - We are the market leader in providing financial assistance to Australian renters.
7.8   Melbourne
Run Rate Sales
USD 1.6 million
EBITDA Margin
20 - 30 %
Business Loan
USD 650 K at 12%
Contact Business

Consumer Lending & Auto Insurance Business Seeking Loan in Bangalore, India

Car loans provider also involved in car trading, having high turnover seeking Investment for growth.
- We are associated with leading banks, offering services to our clients by selling financial products like Car insurance, car loans and home loans. - We also buy and sell used cars. - Business can generate up to 10% healthy returns every month. - Founder has the industry experience of over 8 years founder being associated with leading financial institutions.
6.8   Bangalore
Run Rate Sales
USD 54 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 12 K at 70%
Contact Business

Personal Loan Sales Partner Opportunity

Capital Den, Established in 2005, 2 Sales Partners, Pune Headquartered
  • 1000+ Page Views
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Capital Den is a financial advisory firm based in Pune. We have been offering loan consultation services since 2005 in Maharashtra. Looking for sales partners in all district places in Maharashtra. Our products are home loan, mortgage loan, MSME loan, and project loan. We are associated with all leading banks. Sales partner does not require much upfront cost to start the business and can easily earn INR 2 lakh in commissions.
Capital Den, Established in 2005, 2 Sales Partners, Pune Headquartered
8.5   Expanding in Maharashtra
Exp Monthly Sales
USD 2.4 thousand
Space Required
250 - 500 Sq Ft
Investment Required
USD 2.4 - 3.6 K
Contact Company

Frequently
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Questions

  • How many consumer lending businesses for sale and investment opportunities are listed on SMERGERS?
    There are 51 active and verified consumer lending businesses for sale and investment opportunities listed on SMERGERS as of 29 March 2024.
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    We regularly filter out businesses which are inactive or have already closed a transaction. Typically, if the business is actively looking to sell/raise capital, the status is shown in green.

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