FinTech Businesses for Sale and Investment Opportunities

SaaS-based robo investment FinTech/Platform with 10 live customers generating profits. - Fully developed in-house. - Algorithmic & user rules-based. - No human involvement is required. - 5x portfolio increase in 1 month. - Targeting $ 50 Million by the end of this year. - 7 HNI paid customers using this product. - Scalable & secured cloud-based IT implementation. - $ 1 million portfolio. - 10 active customers. - Fully automated hands-free investment based on stock market-proven strategies. - User risk profile-based execution. - Support different types of investment accounts Corp/LLC/Investment/Join/Roth/IRA. - Producing on an average of more than 2% per month with an annual profit of more than 24% to customers. - Targeting $ 50 million in one year with huge potential to grow.

- In-House Developed Innovative Derivative Product. - Our platform has been patented. - Founder has 10 years of experience in banking and technology sector. - Validated by Market Experts from Big 14. - FCA Approvals to be Obtained.

- E-invoicing and VAT accounting solution provider in the Kingdom of Saudi Arabia (KSA) and the United Kingdom (UK). Our solution is listed on the government portals of both countries as a recognized software solution. - We currently do on an average a USD 18,000 in monthly recurring revenue. - Our last financial year's revenue was about USD 2,20,000. - We have over 1,500+ subscribed businesses using our solution. - 80% of our clients are from middle east & the rest are spread across US, UK, AU, NZ, India etc. ,. - Our ARPU (Average revenue per user) is USD 150 per year now which is slated to increase to USD 170 per year in the next 12 months. - We are growing rapidly in the Saudi market as the new e-invoicing regulation has gone live in Dec 2021. - UK has made it mandatory to use a recognized VAT accounting software from April 2022 as a part of its making-tax-digital law. Due to this, we now have subscriptions from the UK as well. - We are super high on automation and documentation. - We have acquired all the clients organically with nearly zero spent on any kind of promotion. - We are a highly scalable business with an opportunity to scale not only the current business but also expand our services in the future to invoice financing, cross-selling, current account, and other compliance reporting services. - The company has three shareholders, where the co-founders hold a 85.71% stake each, and the remainder 14.29% is held by an angel investor.

- Our key product is a retail platform with an Aadhaar-enabled payment system, that features bill payments, domestic money transfer, IRCTC train tickets, air & bus tickets, insurance, bank account opening, and PAN card services. - The platform is already running with a transaction volume of INR 20 crores per month. - We are charging our clients based on a subscription and transaction basis, depending on the core services that are being used on our application. - We are using a digital marketing strategy for client acquisition and currently have a network of more than 15,000 retailers and distributors. - Experience of 15 years for the promoter. - GST, APA agreement, and IRCTC agreements in place. - The brand has been operating under the parent company's name. Later, the promoter transferred it to a new entity. The parent company is not part of the transaction.

- Fintech startup located in Turin (Italy) that has developed a stock market sentiment analysis solution powered by machine learning (machine learning NLP). - The company is pre-revenue and operating in stealth mode. - In-house developed technology. - The USP of the business is the technological innovation that can be used by existing online stock broking platforms. - Buyer gets a software tool that can perform market sentiment analysis. - The company has three shareholders in a 40:40:20 shareholding pattern.

- Developed SaaS-based application tailored for a fully automated lending journey targeting individuals and MSMEs seeking loans from NBFCs. - Created a fintech omnichannel software platform specifically for personal and MSME lending. - Facilitating end-to-end automated lending processes, with a remarkable turnaround time (TAT) of 14 minutes for personal loans. - Catered to MSME loans alongside personal loans, covering both secured and unsecured categories. - Implemented direct selling agents (DSA) system and loan origination system (LOS) within the platform. - Integrated 32 APIs for seamless partner collaboration and system interoperability. - Generated revenue primarily through processing fees, acting as an aggregator for lending activities. - Accumulated 20 years of experience in the fintech and banking sectors, ensuring robust industry knowledge and expertise. - Emphasized familiarity with unsecured and MSME loans, highlighting the significant potential in the MSME lending sector, especially with the introduction of OCEN by the Government of India. - Conducted pilots on the MSME segment, while the personal loan platform operates in stealth mode. - Proposing a comprehensive technology stack transfer, including front-end mobile and web interfaces, SAAS LOS, DSA automation, call center, WhatsApp integration, and third-party API support. - Committed to providing necessary technological support until the buyer becomes fully equipped. - Total investment exceeding INR 1 crore rupees and nearly 2 years spent on development, demonstrating significant commitment and investment in the platform. - Willing to transfer ownership at a reasonable cost to prevent shelving the platform, considering the bullish business model and positive growth trajectory of the lending sector in India. - We were operational last year, but have shut down operations this year due to working capital issues.

- Server hosting company providing configured trading terminals. - We buy servers from data centers and configure them into trading terminals used by traders. - We generate revenue by charging the users subscription fees. Users rent out the server and pay us the subscription fees for a particular period of time. - Have a total of 6,000 subscriptions to date. - Have a total of 4,500 active customers who are traders. - The total number of registered customers is 1,00,000. - The business is based in Latvia but the owner is managing the operations from Ukraine.

The company is in beginning stage of license process, shall renew yearly, automatic renewal. Company has a recent compliance audit. Tax returns and financial audits filed. Another two months needed after the sale. The company shall have a very broad license which can be used for: • Provide financial, business, legal, economic, and other consulting services, perform administrative and fiduciary functions, and conduct brokerage and commission business of all kinds. • May establish branches in Switzerland; participate in other companies in Switzerland and abroad; acquire similar or related companies or merge with such companies, and enter into all transactions and contracts that are suitable for promoting the purpose of the company or that are directly or indirectly related thereto. • May acquire, manage, encumber, and sell real estate, intellectual property rights and licenses of all kinds. • Foreign exchange transactions between FIAT currencies and virtual assets (foreign exchange services) • Foreign exchange transactions between one or more virtual assets (foreign exchange services). • Participation in or provision of financial services to an issuer or seller of virtual assets (ICO services) • Virtual asset transactions (trading platforms or transferring virtual assets on behalf of another natural or legal person) • Commodities and precious metals trading. • Payment transaction services. • Foreign exchange trading. • Securities transportation and custody. • Credit, leasing, factoring, and factoring services. • Funds transfer services.

- Gurgaon based 7-year old company with multi tenant payment solution. - We have developed a cloud SAAS payment solution for SMEs to accept online payment. - SMEs use our product to send invoices (E-Invoicing) to their clients and accept payments using one of the preferred payment gateway. - Our product is integrated with HDFC Bank, AMEX, PayU, CCAvenue, FSS payment gateway providers and payment gateway aggregators. - Total transactions worth INR 160 crore has taken place on our platform till date. - Option to bill annual subscription fee from clients OR transaction commission (configurable per merchant) - Trademarks in 2 classes. Assigned in 1 Class. Short & brand-able name. - Top ten FinTech startup award by Silicon India. - Buyer would get the complete business along with the brand, website, Google AdWords account, trademarks, clients, source code, product name/domain, software product, hosting servers, and e-mails.

- Fintech startup company based in Mumbai, Maharashtra where investors can invest in small startups starting from INR 10,000. - We have an app for our business which is the country's first mobile app for startup investment. - 25+ companies have raised funds from our platform. - Having a community of 22,000 investors among them 17,000 are verified one. - From investors we charge 2% upfront and from the business companies we charge a upfront of INR 12,500 - 40,000 and a success fee of 2% on the transaction amount. - Business is bootstrapped with INR >10 lakhs revenue in just 12 operating months. - The 2 permanent employees are the 2 directors of the company who handle the technology and finance part. - Currently business is at loss as it has just started and is in its initial phase.

- Company has a payment platform with a demo product. - We will set-up the business and offer complete assistance to the buyer. - Our technology is built with PHP and MySQL DB with the capacity to manage a large transaction flow via dynamic routing through a load balancer. - Revenue can be generated via payment commissions. - PCI DSS certification: We will perform the first-year PCI DSS level 1 certification and get the PCI certificate issued to you within 60 - 90 days. Usually, the cost of PCI DSS is about INR 5 lakhs. This is a mandatory requirement for payment aggregator businesses. Add-ons with their prices (These are not included in the selling price of INR 55 lakh) - Introduction with an Indian acquirer to facilitate acquiring services to process credit cards, debit cards, net banking & e-wallet payments for your merchants. - Introduction for Escrow account provider for merchant settlements via API. - Introduction for creating a UPI handle to collect the UPI payments with your own UPI handle. Price. - Introduction for a virtual bank account system to collect the payment via IMPS or NEFT for your merchants at no cost. - Introduction to a law firm to prepare the merchant processing agreement, NDA, reseller agreement, CDD policy, and AML policy, among others. - Introduction to a law firm to apply for a license with RBI. We would help connect a law firm experienced in such projects. - Monthly patch update service, human resource service and technical resource service. - Payout module with compatibility of the above module. - QR module with compatibility of the above module. - SAR for data localization & storage of payment system data. - Additional monthly support as per requirements. Our company has implemented and licensed over 25 payment gateways so far and completed many PCI DSS certifications with various QSA's across the country.