Businesses Seeking Loan in Ahmedabad

- Company offers courses for spoken English, personality development, and life skills, and also offers overseas education counseling. - We do not have a physical center but the classes are offered on-site with tied-up institutes. - The promoter started the operations 2 years ago and has recently completed the MSME registration. We plan to incorporate the company as an LLP shortly. - Supplying to the massive demand in a thriving overseas education market. - We also have our own edu-tech portal through which students can take specific packages. - Revenue model: A) Tie-ups with other institutes to train their students on-site. B) On our edutech portal, we have different course packages and students enroll depending on their requirements. - Currently, 70% of the sales are through training students from other institutes, and 30% of the sales are from students enrolled on our own portal. - Post-pandemic, the recovering overseas education industry is ripe for picking and we are looking to take advantage of this by developing a single portal for all overseas education needs; applying to colleges, exam preparation, and connecting. - Currently, the operations are handled by the promoter himself and we require funds to scale the business. - The business is completely debt-free.

1. The business operates in the Testing, Inspection & Certification industry in Ahmedabad, focusing on certifying the fitness of commercial vehicles, a service that is certified by the government. 2. Our business currently has 40 employees spread across different branches and is involved in a semi-monopoly business with high returns, particularly in the area where it is in Ahmedabad. 3. The business has a public-private partnership (PPP) with the Gujarat government, securing a 10-year contract related to the fitness certification of commercial vehicles. 4. There are currently 40 such certification centers in Gujarat, and the business already owns 5 of those centers, indicating a strong market presence and potential for expansion. 5. The business was active for only a few months last year, with reported sales capturing only the sales of the last quarter, suggesting potential for growth and increased sales performance with sustained operations throughout the year. 6. The business's focus on certification for commercial vehicles aligns with the increasing demand for compliance and safety standards in the transportation industry, indicating a potentially lucrative market opportunity. 7. The investment opportunity offers potential for long-term stability and growth through a government contract, as well as the opportunity to capitalize on the essential nature of the services provided in a key sector of the economy. 8. We generate revenue from the vehicle owners for our services.

- We distribute our products to 50 client across India. - We are ISO certified and NSIC & MSME company. - We are having 5 offices across India and also office in UAE.

- Salon located in Vaishno Devi Circle, Ahmedabad. - The business currently serves a daily footfall of 15-20 clients, indicating a steady flow of customers seeking beauty services. - The average order value is INR 500. - The salon provides a range of beauty and wellness services including hair and skin treatments, nail extensions, and makeup applications, catering to diverse customer needs. - With a team of 10 employees, the business possesses the necessary human resources to support its operations. - Have all the licenses for operating the business.

- A jewellery manufacturing company located in Gujarat. - We manufacture gold, silver and diamond jewellery. - We have our own manufacturing unit, and we also outsource a part of the manufacturing to a third party. - On a monthly basis the manufacturing unit produces on an average 1,500 grams of jewellery. - We have 20 suppliers from whom we procure materials from. - The company also has a retail store. The jewellery we manufacture is sold exclusively through this store under our brand name. - The store receives 150 customers on a monthly basis. - We intend to open more stores, for which we require funding.

- Business supplies electrical diagnostic & monitoring equipment to the power industry. - Our customers include PowerGrid, all state utilities, NTPC, NPCIL, Adani, Reliance, Tata Power, GSECL, and many others. - Cater to 50+ clients. - We are a distributorship of 7 foreign-based companies such as Omicron Electronics Austria, MTE Germany, B2HV Austria, Infratec Germany, Hubbell USA, Workswell Czech Republic, - Import products from 3 companies while others have offices in India. - The managing director has Diploma in Instrumentation & Control and has a total experience of 12 years, including 9-year sales. The last 3-year sales experience in the electrical diagnostic & monitoring market. - As per the data electrical diagnostic & monitoring market is around USD 337 million, progressing at a CAGR of more than 9% during the forecast period 2021 - 2025. - Our goal is to reach sales of more than INR 100 crore by 2030. - Business has 2 partners with equal shares. - Have an ongoing loan that is being paid off. - The three employees in the business include a person in charge of sales and technology, a division head for electricals, and a sales engineer. - The business receives 2-3 big orders in a month ranging from INR 5L to INR 30L.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- Business is growing at a very good growth rate. - Having total of client 15, all based in Ahmedabad. - Promoters has 35 years of experience in this business in the field of marketing, production, quality and business development. - Having raw material supplier's network with 4-5 vendors.

- We are one of the fastest growing company in this sector. - Have current huge project with IOCL. - Working for biggest crude oil tank in India in Jamnagar, Gujarat. - The project is worth at Rs. 9.5 crore. - We are also in talks with HMEL for new project. - Company has already executed a project to install 12 storage tank in Mundra. - Company generates revenue through bill on monthly basis but the processing time is very long so we are looking for loan to pay for our imported product.

- Manufacturer and seller of acrylic bangles in Ahmedabad, that started operations 15 years ago. - Bangles are manufactured by the owner himself within his home premises. - Capacity of producing 400 pairs of acrylic bangles a day. - Products are sold door-to-door and to various local stores in Ahmedabad. - Selling bangles worth INR 3,500 daily.

- We started 5 years ago with blue-collar workers sourcing. - Currently, we are working with a leading automobile manufacturing company, a pharmaceutical company, and a wire harness company. - We are outsourcing manpower to 3 clients in Gujarat. - Charge a 6% service charge from our client. - We are expanding our business by getting new clients like Mother-Son Highly and many more. - The business is registered in Bilai but we are operating from both Bilai and Ahmedabad.

- We are a film production company. - We have produced 12-15 films so far. - Currently, the business has released 6 films, 3 are in the process of shooting, and 7 are in pre-production. - Have our own in-house team that writes the scripts. - We make Gujarati, Hindi, English, and Southern language films. - Have tie-ups with studios for the production process. - We rent the larger equipment required for the shoots. - We hire manpower based on the requirements of the project. - Promoters have 12 years of experience in the industry. - We have GST and incorporation certificates.