Businesses Seeking Loan in Singapore

• Seeking a $2 million working capital facility. • Company operating in the non-ferrous metal industry. • The company has 5 employees, and its primary products are copper and silver concentrates sourced from Latin American mining companies and sold to large Chinese smelters. • The major Chinese smelter pays before title is released to the buyer and the company provides Goods-in-Transit Financing of 60 days that recurs based on pledged ore acting as collateral. • The company has established relationships with Latin American mining companies and Chinese smelters, providing a secure supply chain for their products. • The company has a demonstrated track record of successful transactions in the non-ferrous metal industry. • The sales have dipped compared to last year due to increase in commodity prices and fall in demand in China.

1. The business is located in Singapore and operates in sandalwood oil trading. 2. Business is a startup dealing purely in the trading of sandalwood oil. 3. Company has three clients and is able to buy sandalwood oil from different sources and resell it with a markup of 90-100% to wholesale clients in different sectors. 4. The business has a good resale margin and has the potential for further growth. 5. The Singaporean market is a favorable location for the business to expand and gain more clients. 6. Our products are used mainly in cosmetics. 7. We are a newly started business but were able to achieve good sales and profits due to high margins.

- We have a strong market in Indonesia almost 85% of steel mills there are our customers. - Currently catering to 10 clients who are all from Indonesia. - Have a growth rate of 10-15% per year in terms of revenue. - We have 3 projects in hand currently and one project takes 2-3 months to complete. The average revenue generated per project is USD 100,000. Hence, with just 5 employees we are bale to generate the provided revenue. - We have an experience in this industry for 10 years.

• Highly experienced team of tutors and instructors with the relevant qualifications. • Flexible classes for individual and group learning. • Competitive pricing for quality services. • Creative and innovative teaching methods. • Exciting and engaging holiday programs. • Professional examination service and certificate. • Various recitals with different themes and music styles. • We tutor 90 students and we have 3 full-time and 2 part employees.

- Our creation of this brand aims to increase the awareness of scent. In this modern society 'image' plays a huge part in self-esteem and a good fragrance is one of the key things that contribute to a boost in one's morale. - We have participated in various events and gained popularity and recognition. - We receive about 20 orders on a weekly basis and have a repeat clientele. - The product of ours which has the most demand in the market are customized perfumes and atomiser diffuser. - We initially started with only SGD 800 and eventually witnessed a huge turnover in sales within a short period of time. - The reason for reduced sales during the previous year was because the owner was still working their full-time job but, after looking at the scope of the business, we have completely dedicated ourselves to the business. We have seen phenomenal growth over the past 3 months. - We receive our orders through promotional events and websites and hence our operational costs are less which allows us to enjoy a substantial profit margin.

- Company specializing in sale, installation and maintenance of hybrid DC thermal aircon, and hybrid solar aircon systems. - Awarded SME100 fastest growing company a few years back and also top 500 company in Asia pacific. - Our customers include Singapore Zoo, Pfizer Singapore and many others. - We serve both B2B and B2C customers. - Products are purchased from China. - On average we sell 50 ACs per month. - Company has a single owner and has a few liabilities.

- We are also registered on Foodpanda and GrabFood. - We have a total of 60 employees out of which 8 are chefs working in our central kitchen. - Engage in direct sales and digital marketing to promote the business. - Revenue split: catering - 20%, restaurant - 40%, institutional orders - 20%, and delivery - 20% - The restaurant has a seating capacity of 80 pax. - Promoter has 20 years of experience in the culinary industry.