Businesses Seeking Loan in Kochi

- Electrical contracting business based in Kochi that started operations in 2020 with another office in Thiruvananthapuram. - We undertake electrical works of private, government, and public sector clients pan Kerala. - Have completed 2 electrical projects so far. - Average duration of the project is 3-4 months. - Currently, working on 7 projects at the moment. - We have contract licenses for both electrical and civil work across Kerala. - We primarily work on govt projects followed by private works. - Can give work order document from the govt as collateral for the loan.

- We are distributors of disposable hygiene products products for adults. - Products are under our own brand name. - We have a network of 60 distributors catering to multiple retail shops and hospitals. - Currently have a 20% MoM growth rate. - We source our products from China and Malaysia and package the products with our brand name. - Adult diapers are sourced from a manufacturer based in Tamil Nadu. - Our company has an ISO certification. - Marketing of the products is undertaken by the company itself. - We were previously associated with a larger company as super distributors and moved to distribute products under our own brand name since the last 1 year. - Looking to import our products directly from China. - Promoters have over 8 years of experience in the healthcare industry.

- A BPO services company based in Kochi, Kerala that provides services to healthcare industry. - We offer voice process services to international clients. - We provide backend support, sales and inquiries. - Have a 20 seat facility and have more than 3 clients. - Our assets include furniture, office interiors, computers, servers and hardware. - Promoter has more than 12 years of industry experience.

- We are into the space of advertising where we give solutions to brands for their communications through branding and signages. - Additionally, we perform activation and promotional activities for many brands. - Associated with clients like Group M, Punjab National Bank, Castrol, JSW & Vodafone, etc. - Business requires working capital to meet the market requirements.

- Started 15 years ago, our company is a veteran in innovative HR solutions, connecting human capital to the benefit of the business. - We serve both large and small organizations across all industry sectors viz: retail, telecom, broadband, logistics, manufacturing, healthcare, and hospitality. - The promoter has over 15 years of experience in this industry.

- Our company sells patented & automated cleaning equipment & machines across India. We are the official partners of a Netherland-based company who manufactures these products. - We purchase the products, import them back to India, and store them at our warehouses. We are the only company that possesses this exclusive contract. - The products are manufactured in the Netherlands and sold under our own trademarked brand names in India. We do not possess patents for any of the products. Currently, we are dealing in 27 different products. - We sell our products by establishing distributions networks. Our distributors further sell the products to independent households, hospitals, restaurants, hotels, resorts, etc. - The sales are primarily recorded from Delhi, Bangalore, Kochi, Pune, and a few other states across India. We have our offices in these states to easily sell our products to the distributors. - We also have the direct clientele to whom we provide these products as per their purchase orders. A few include Reliance, L&T, etc. We have recently received a purchase order from Reliance amounting to over INR 1 crore which is yet to be fulfilled. - Our products are completely automated, and are more durable, technologically advanced, and effective than other competitors in the market. - The company is registered in Ernakulam, Kerala. However, the company is headquartered in Kochi, Kerala. - Our company is entirely debt-free with no outstanding business loans, overdue, or defaults. - The company has 2 directors & 2 promoters. One of the directors owns 90 percent of the company. The remaining 10 percent is proportionally & equally between the other director and the two promoters. There are no outside investors or shareholders.

- A spices manufacturing business based in Cochin, Kerala that has been operating since 2016. - We manufacture various types of spices such as chili powder, turmeric powder, garam masala. - We have our own manufacturing unit in Cochin. - Products are sold to 35 wholesalers, who further sell the products across India. Products are sold under our brand name.

- We are 15 years old wholesale company. - Business supplies medical equipment, medical masks, gloves, sanitizers, etc. - Our team has got 8 years of collective experience in medical supplies and trading. - We supply and trade products to corporate companies, hospitals, NGOs, govt offices, dental clinics, and more. - Business has catered to 200+ clients. - The sales were less this year due to an increase in competition and lack of product options in our business. - We are planning to expand our business by increasing our product options and importing products from branded companies.

- It is a ground logistics partner company. - We have clients like Flipkart, Myntra, Snapdeal, Shopclues, Paytm as well Ali Express. - We deliver 300 - 400 shipments per day. - Have partnered with 6 - 7 vendors for transport facilities. - Generate leads through our own website. - Owner has 6 - 7 years of industry experience.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- Newly established producers of 100% organic tea based out of Kerala having estates in Vagamon, Idukki. - Company has a production capacity of 1,700 kgs of tea in a day. - However, the processing of the the cultivated tea is done by a third party processing unit, supervised by our testers and technicians. - Our distribution channel is only through the company website and the company plans to increase its online presence by listing products on Amazon and Flipkart. - We also export our product to Poland and Netherlands. - Company is in association with Healthify to promote and market products through the app. - Proud recipient of a well known industry awards consecutively for 2 years. - Our distribution channel cuts out mediators and wholesalers thus ensuring high profit margins. - Previous year's sales only reflects 6 months figures since we started operations in the second half of the last year.