Businesses Seeking Loan in Kochi

- Our company sells patented & automated cleaning equipment & machines across India. We are the official partners of a Netherland-based company who manufactures these products. - We purchase the products, import them back to India, and store them at our warehouses. We are the only company that possesses this exclusive contract. - The products are manufactured in the Netherlands and sold under our own trademarked brand names in India. We do not possess patents for any of the products. Currently, we are dealing in 27 different products. - We sell our products by establishing distributions networks. Our distributors further sell the products to independent households, hospitals, restaurants, hotels, resorts, etc. - The sales are primarily recorded from Delhi, Bangalore, Kochi, Pune, and a few other states across India. We have our offices in these states to easily sell our products to the distributors. - We also have the direct clientele to whom we provide these products as per their purchase orders. A few include Reliance, L&T, etc. We have recently received a purchase order from Reliance amounting to over INR 1 crore which is yet to be fulfilled. - Our products are completely automated, and are more durable, technologically advanced, and effective than other competitors in the market. - The company is registered in Ernakulam, Kerala. However, the company is headquartered in Kochi, Kerala. - Our company is entirely debt-free with no outstanding business loans, overdue, or defaults. - The company has 2 directors & 2 promoters. One of the directors owns 90 percent of the company. The remaining 10 percent is proportionally & equally between the other director and the two promoters. There are no outside investors or shareholders.

- A year-old advertising and marketing business growing at a good pace. - We offer services such as advertising, online & offline marketing, business promotion, specialised lead generation, celebrity management. - Started the business with just one client and now the business has more than 20 clients. - Most of our clients are corporate clients and they give us regular business. - We have 1 client in Dubai and the rest of the clients are spread across South India. - Business has a team of expert staff who specialize in social media marketing, advertisements. - Promoter has previous work experience in the same industry. - Business owns laptops and furniture.

- Well-established company involved in the pharma industry for more than 6 years registered in Ernakulam and with headquarters in Kochi. - Company get our products manufactured from the other units. - Products are sold to 26 distributors and a few wholesalers associated with us. - We also have our own pharmacy. - 80% of the revenue is generated from the wholesalers and distributors and the remaining 20% through sales on pharmacy. - Business also has its own website for marketing. - Our operations were generating decent revenue before Covid. - Covid has affected our business and there is a huge dip in sales. - The business is capable of generating more revenue and profits but needs funds for re-establishment. - Promoters can provide their residential property as collateral (if required).

- Healthcare recruitment consultancy company based in Kochi, Kerala. - Specialized in hiring doctors, staff nurses, and allied healthcare professionals for the healthcare industry. - Offers HR consultancy services and serves as a recruitment agency, providing background checks and arranging candidate interviews for its clients. - The business has a strong presence in the GCC countries, serving 26 clients in the hospitals, healthcare companies, and medical services sectors. - The company has attracted significant international interest, with numerous overseas clients approaching them for recruitment services. - The primary revenue model revolves around service charges from candidates for consultancy services, arranging interviews, and professional licensing. - Average service charge of INR 1 to 1.5 lakh per candidate. - Additionally, charges a fee from the client per candidate selected. - The business handles a substantial volume of recruitment, with an estimated 50 candidates being processed on a monthly basis.

- We are an international student housing company. We provide our services to international students from India who wish to relocate to Toronto, Canada. - Our business model is to rent a house for 2,500$ from the property owner and sub rent it room by room for international students for 3,500$. From a single student, we make a revenue of 1,000$. - Our company is incorporated in Canada and is a private limited company, but we are a sole proprietorship in India. - One of the partners is handling business in Canada. - Planning to build a back-office team in Kochi, Kerala. - Currently, we have around 55 properties in Canada. Each property can accommodate 5-8 students. - There are 3 intakes every year and we acquire 25 properties every intake. - Our objective is to have a network of 200 homes all around Ontario by next year. - Our sales were reduced last year due to Covid. As the restrictions are reducing and colleges are re-opening, we expect to generate a high revenue every month.

- A spices manufacturing business based in Cochin, Kerala that has been operating since 2016. - We manufacture various types of spices such as chili powder, turmeric powder, garam masala. - We have our own manufacturing unit in Cochin. - Products are sold to 35 wholesalers, who further sell the products across India. Products are sold under our brand name.

- It is a ground logistics partner company. - We have clients like Flipkart, Myntra, Snapdeal, Shopclues, Paytm as well Ali Express. - We deliver 300 - 400 shipments per day. - Have partnered with 6 - 7 vendors for transport facilities. - Generate leads through our own website. - Owner has 6 - 7 years of industry experience.

- We install and maintain centralized AC for Offices, Malls, Hospitals and other companies. - Completed more than 10 projects till now and 4 projects are on going. - Each project would take 6 months to 2 years and cost varies from INR 50 lakh to 2 crore. - Some of our major clients are Marriott Group, Malabar Developers, Taj Malabar, KHB builders, Infosys. - We provide free maintenance for a year and then the client could opt for AMC where we receive monthly service charge. - 6 to 7 projects that we completed are under AMC. - Promoter has more than 6 years of experience in this industry. - Physical assets includes equipment and machinery required for installation.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.