Businesses Seeking Loan in Thiruvananthapuram

- Company aims to provide programming internships and courses in software development, web development, and mobile application development. - Business was recently established and we are looking to go operational in 1-2 months. - Our training center is located in a commercial area in Pattom near shopping complexes, hotels, and hospitals. - We primarily focus on training candidates on Python programming language and its framework. - Facility can accommodate up to 30 students in a single batch. - Have ongoing discussions with a few colleges to provide an internship program for their students. - Have 2 trainers with over 3 years of experience in the IT industry. - We are seeking funds to purchase computers and equipment to commence operations. - Business does not have any physical assets at the moment.

- Electrical contracting business based in Kochi that started operations in 2020 with another office in Thiruvananthapuram. - We undertake electrical works of private, government, and public sector clients pan Kerala. - Have completed 2 electrical projects so far. - Average duration of the project is 3-4 months. - Currently, working on 7 projects at the moment. - We have contract licenses for both electrical and civil work across Kerala. - We primarily work on govt projects followed by private works. - Can give work order document from the govt as collateral for the loan.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- Providing service to residential and commercial segment clients for 8 years. - Have catered to more than 250 clients to date. - Currently, we are catering to 20-25 active clients. - Majority of our clients are from the residential sector. - We generate leads through direct and online marketing. The majority are converted to customers. - We generate revenue by selling the products and by charging installation fees. - The promoter has 13+ years of experience in this industry. - We possess GST certificate, local authority licenses and ISO certifications.

- We are dealer and service provider of automation and control projects. - We go to a client, understand their requirements, get the products and then design and set their automation system up. - We get our products from Sensinova, Schneider, Radix, Selec, GE, L&T, Rishabh, Masibus, Nivelco etc. - We have successfully fulfilled projects for NTPC and Milma. - One of our short term goal is to get enrolled in Vendors list. Companies like Bharat Petroleum Corporation Ltd - Cochin, Cochin Shipyard and Central Marine Fisheries Research Institute - Cochin. - The jump in sales is because we are finding and developing continuously to grow our business. - Promoter has 15 years of experience in this industry.