Businesses Seeking Loan in Kozhikode

- Manufacturer and wholesaler of electric toy cars and tricycles for children. - We sell products through 1,000 retail counters in Kerala, Karnataka, and Kerala. - We also sell our products to wholesalers. - Monthly production capacity of 4,500 bicycles and 2,500 cars. - Business is operated by a general partnership entity with two equal owners. - The business's bank liabilities amount to INR 70 lakh.

- Kerala based business providing sales, installation, and after-sales service of electronic devices. - We mainly deal with low voltage electronic devices such as Epabx, Phones, CCTV, Biometric attendance machines, Computer network devices, WiFi, Hotel locks. - Have more than 500 clients. - We are the authorized distributors of Alcatel, NEC, Hikvision, Biomax, TP-Link, Cisco, D-link products in Kerala. - We have Annual Maintenance Contract for all our products. - Promoter is in this field for the past 20 years. - Business owns furniture, computers and servicing equipment.

- Company has been running since 2014. - We manufacture kitchen appliances such as Gas stoves, Tawa, Frypans, Kadai, Biryani Pot, Pressure Cookers, Rice Cookers. - Products are being manufactured under our own brand name. - We produce more than 20 different products at our facility. - Facility has capacity to manufacture 100 to 150 units on a daily basis. - Company has over 10 distributors. - Promoters have 8 years of experience in this industry.

- We are involved in selling electronic products such as mobiles, laptops and computers since 2018. - Have setup a showroom in Kozhikode and a godown in Calicut for our operations. We receive close to 100 enquiries in a month for buying our products. - Providing our systems and accessories on rent to 10 corporate clients based in Kerala, which serves as secondary source of revenue generation. - We are also getting into online sales through Flipkart and Amazon and need to increase our inventory size for online orders.

- We are dealer and service provider of automation and control projects. - We go to a client, understand their requirements, get the products and then design and set their automation system up. - We get our products from Sensinova, Schneider, Radix, Selec, GE, L&T, Rishabh, Masibus, Nivelco etc. - We have successfully fulfilled projects for NTPC and Milma. - One of our short term goal is to get enrolled in Vendors list. Companies like Bharat Petroleum Corporation Ltd - Cochin, Cochin Shipyard and Central Marine Fisheries Research Institute - Cochin. - The jump in sales is because we are finding and developing continuously to grow our business. - Promoter has 15 years of experience in this industry.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.