Businesses Seeking Loan in Ludhiana

- Chandigarh-based cosmetics business providing skincare products. - We are a subsidiary of a Canadian cosmetics brand. - We get the manufactured products from the parent company. - Have generated sales worth INR 15 lakhs in the first month of operations. - The parent brand is well-established in the Canadian and North American markets which have helped in acquiring a customer base in the Indian market. - Plan to set up 35 kiosks across India. - Our products are available on Amazon, Flipkart, Nykaa, Kindle, and our own website. - The business was established in 2018 but was incorporated in India in 2020. - The promoter has 19 years of experience in the industry.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- Business is a manufacturing unit for automotive spare parts like steel coil and sheets. - We have a 3 acre factory that is running at full capacity to produce 6,000 ton steel raw material yearly. - Recently we have leased 2 new factories that will manufacture solely for the purpose of exporting. - We seek an investment to run the leased factories. Currently they are on a sampling phase for a high end buyer in Poland. - Materials are sourced from Tata Steel and other 10 local suppliers. - Raw material is sold to 60+ factories in North India for further manufacturing. - Owner has 25+ years of experience in this industry. - We are seeking a low amount as our net profit is less.

- Newly incorporated company registered in Delhi and planning to operate from Ludhiana. - We would offer certification training courses in housekeeping, front office, kitchen, food & beverage services. - Our company has a mandate from EHL to open multiple training academies in India. - We will offer 100% placement assistance in India & the Middle East with the support of CII & EHL. - The certification will be provided by EHL, Swiss International Hospitality School. - Our target is to open 6 facilities across India. - The facility will be ready next month and we will start operations in 1 month. - Business does not have any physical assets. We will soon build the website and set up the institute.

- We undertake solar domestic and industrial EPC projects pan India. - Business completes an average of 1-1.5 megawatts worth of projects per month. - The solar panels are purchased from third party manufacturers. - We trade in solar products and sell these products pan India to 100 solar companies. - Business also provides solar consultancy services. - Have received a few high ticket projects recently that will boost this year's total revenue. - Company was incorporated in Delhi as the previous head office was in Delhi. Business is being operated from Punjab currently. - Our website is under maintenance.

- We provide computer and accounting training to studetns. - We also provide study visa for the countries like Australia, New Zealand and Canada. - Growing at 15% - Have 14 years of working experience. - Have tie-ups with colleges.