Businesses Seeking Loan in Bihar

- We are a specialized IT and marketing service provider. - Currently, we have 25-26 clients. - We charge a project-wise fee from our clients. - Our target markets are small and medium businesses, startups, and enterprises. - As of now the business has 2 permanent employees working in the marketing and It departments.

- We do all printing business & multipurpose work. - Having 5+ regular clients. - Promoter having 8+ years of experience. - Growing at a steady rate.

- We are a new E-commerce company selling products such as electronic, mobile, mobile accessories, fashion products, fashion accessories, book and home appliances. - Have more than 25 categories listed. - For now we are receiving upto 3 orders on a daily basis. - Have 9 registered sellers and 100 registered buyers on the platform. - See almost 50 visits on an average everyday. - Partnered with a courier company for pan India shipping. - Sellers are charged commission for products sold on the platform and commission varies from product to product.

- Startup D2C cosmetics products seller based in Samastipur, Bihar. - We are yet to start selling the products. We have currently done sample testing of our product and have received good feedback from customers. - We source our products from a supplier in Gujarat. We are also in talks with a supplier in Delhi. - We will be selling our products online through Amazon, Flipkart and our own app. We need funds for development of the app. - We have outsourced packaging and labelling services. - Proprietor has applied for trademarking the brand.

- Business engaged in the manufacturing of makhana. - We are planning to expand our manufacturing business for all kind of dry fruits. - Last year, the business has a turnover of INR 1crore. - The promoter has 5 years of experience in this industry.

- We are involved in arranging vehicle for logistics and transportation services. - Clients are from Pipes, Boxes and Agricultural segment. - Operated by an experienced proprietor. - We work on commission basis.

- A fish farming company catering to 6 distributors in Bihar. - We have an average annual harvest of 20 tonnes. - Awarded Best farmer in fishery sector from the district fisheries department. - Our company is also engaged in poultry farming, meeting the requirement of one of the largest poultry companies. - We are seeking business loan to increase our pond size and acquire fertilized fish eggs for expansion of our produce.

- Provide Car detailing service to our clients. - Have been operational from 1.5 years and have served good customer. - Have served 1,000+ customer.

- We manufacture plastic water tanks. - Have a capacity to produce 500 tanks per month. - Our products are sold to distributors on average of 400 per month. - The business did not have any operations last year due to the pandemic. - Have 3 suppliers for the raw material. - The business has not taken any loans yet.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.