Businesses Seeking Loan in Howrah

- It is a tea estate company producing green tea. - We manufacture different grades of tea. - The yield is 5,00,000 kgs of Green Tea Leaves per annum, which gives 1,00,000 kgs of Green Tea on processing. - Selling it to the local market venodrs. - Also the same is auctioned at the Tea Auction centre at Siliguri.

- We are a pharma marketing company based in West Bengal. - Products are manufactured by third party, logistics and warehousing is outsourced as well. - Clients are clinics, medical shops and doctors and our products are available across 400-500 medical stores. - Our main focus is on densely populated rural regions of West Bengal and we will gradually target the urban regions as well. - Promoter has an overall experience of more than 7 years in this field.

- Textile manufacturing company, in its pre-revenue stage, based in Howrah. - We manufacture suiting, shirting, sarees, apparel, etc. - Have taken up contracts with West Bengal state and central government for supply of our finished goods. - This includes 15 to 20 state government companies. - We will manufacture based on the order quantity. - - Manufacturing capacity is 7,200 meter cloth per day. - The project annual turnover for the first year is INR 3.5Cr with 15 to 20% profit margins. - Promoter has experience of 25 years in this textile industry. - Business has GST registration and pollution certificate.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

Company supplies generic medicines to 200+ clinics and hospital who are based in Bihar. Our registered office is in Howrah, however, all our clients are based in Bihar. Have 20 stockist in different cities who visit doctors and supplies the medicine to them. At any point in time, we have INR 50 lakh worth of medicines rolling through stockist. We offer 30 different generic medicines and they are produced through three contract manufacturers. Since it's an expensive affair to outsource the manufacturing, we plan to setup own factory in Uttarakhand and have already identified the location. After we start own factory, we also plan to supply to government in bulk quantity. We have chosen Uttarakhand as we would derive a lot of ancillary benefits from this location. Company has its head office in Howrah and branch office in Patna. It owns laptop, furniture and systems as physical assets.

- We are a pvt. Ltd. Company operating in the field of food industry. - Our main focus is in the processing of cashew nuts and trading of some other agro products as well. - We are having an experience of 3 years in this business. - Our client base is spreaded throughout India and also some prospect client of abroad. - Already more than 300 prospect clients had contacted with us. But due to financial constraint we did not able to fulfill the requirement of many clients. - We are already certified by West Bengal govt. food department by providing license.

- Our business is located in a prime location near a busy bus stand. - The business is a retail apparel store that sells men's women's and kids fashion shirts, jeans, jackets, bag packs. - We have provided our services to more than 10,000+ customers so far. - On average, the shop receives around 45 to 50 customers every day. - The promoter has 4 years of experience in the retail store business. - Our business has not taken any kind of business loan and does not have any outstanding balance so far.