Businesses Seeking Loan in Bokaro Steel City

- We are a software development company with a sole product of educational ERP software. - We provide this software to leading schools and colleges. - The client base of the business is 25 in total. - Our major target market is educational institutions such as schools, colleges, and universities. - The revenue model is designed in a manner that we charge school's on per student basis per month. - All the clients are on a contractual basis for 3 to 4 years. - The growth rate of the business is 25% annually. - Due to lockdown last year, there was a cash crunch and which is why there is a need for a business loan.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- Outdoor advertising company that offers services like billboards, hoardings, boards, wall wrapping, wall paintings, advertising hoardings. - We have recurring 5-6 clients mainly from the hosiery sector. Yearly, we serve 40+ clients. - The major clients include Rupa, Lux. - Currently, we are only operating in Jharkhand and Bihar and plan to expand in other states. - The promoter has experience of more than 15 years in the same field. - Now we plan to take a small loan amount and repay the loan timely to build a good relationship with the investor. - The company has a loan that was taken to purchase the flex machines. The outstanding now is around INR 3 lakh. There are no defaults. - The promoter is the sole owner of the company.

- Business has clients all over India. - Has authorized dealership of HP, Dell, Intex, Intel, iBall and many other brands. - Have around 40-50 channel partners. - Founder has 10+ years of experience.