Businesses Seeking Loan in Amritsar

- We undertake solar domestic and industrial EPC projects pan India. - Business completes an average of 1-1.5 megawatts worth of projects per month. - The solar panels are purchased from third party manufacturers. - We trade in solar products and sell these products pan India to 100 solar companies. - Business also provides solar consultancy services. - Have received a few high ticket projects recently that will boost this year's total revenue. - Company was incorporated in Delhi as the previous head office was in Delhi. Business is being operated from Punjab currently. - Our website is under maintenance.

- A student visa, work visa and student recruitment business for colleges, located in Punjab and have started operations in December 2017. - We help recruit students for international colleges located in Australia, New Zealand, Sweden, Poland, Spain and other countries in Europe. - Our business has tied up with 500 colleges from these countries. - We also help with the visa application and process for students and working individuals. - Currently we have 100 clients.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- Hotel management business with 15 hotels as clients in Punjab, Himachal Pradesh and Uttarakhand. - We offer complete management services including increasing room revenue for these hotels. - We have improved 100% revenue for all our clients and case study is available for the same. - We use both software and manual study to offer best services. - Promoter used to operate hotels in Amritsar and Thailand before Covid. - We used to run a hotel on lease (monthly rent INR 2.8 lakhs) and used to earn an average of INR 3 lakhs profit every month for 3 years. It is better to pay the same amount every month as a loan EMI and own the building. - Business has a single owner and no loans. - We will start the hotel with 10 rooms and expand to 25 rooms. - Now complete revenue is generated by hotel management services.

- We are a startup company. - Have one paid supplier of floor and wall tiles from Gujarat. We want to build our platform to scale this business and make it profitable. - Currently supplying the products to 12 clients (5 from Canada, 3 from UAE, and 5 from the USA). They are wholesalers. - We generate equal revenue from exporting tiles and basmati rice.

- It is a mobile app, website development and designing company. - We also provide SEO and social media marketing services. - Have tie ups with local and international clients. - Have developed many websites and mobile apps. - Generate leads through our own sales team. - Owner has 25 years of industry experience.