Businesses Seeking Loan in Aurangabad

- We are a training institute established in January 2018. - The training centre can accommodate 300 students. - It is located in a commercial area. - We have around 25 trainers each having 3 to 5years of experience. - We are expecting an ROI of 18% - 24% - By January end we are expecting to win central and state Government education initiative projects. - We will provide corporate training to employees. - After completion of the course they will get a certificate from our institute and NSBC. - Promoter has been working in this field for 5 years now.

- A drone manufacturing company with a manufacturing facility and 2 offices. - We have been working on the much-needed agriculture techno-innovations for a couple of years. By doing sincere hard work, we have successfully developed 2 spraying drone models. - We are a team of techno-savvy engineers, all of us are from the farmer's family. Our mission is to bring technological innovations for Indian farmers. - We have applied patents for our drone designs. - Over the last 2 years, we have sold 15-18 big drones and 20-22 small drones to the Govt agencies. - We have tender from an agricultural university in Rahuri to develop more drones for them. - We purchase spare parts from different vendors and assemble at our facility. - Each drone cost between INR 1 to 6 lakh depending on the model. - Planning to import spare parts from Germany, China and South Korea to reduce the cost. - Business owns the equipment, furniture, spare parts, computers and website.

- We are exporters of fresh fruits and vegetables to other countries. - Mainly export to the Middle East with established clients in Iran and Dubai. - Company has received IEC and other licences in order to export. - We export Banana, Onion, Pomegranate and other fruits and vegetables. - Company has 12 clients with whom it has developed a close business relationship with. - Promoter has 12 years of experience in the field of exporting. - Have confirmed new order for INR 30 Lakh per month for which we need investments.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- April 2018 established company into manufacturing of spices. - We have our own manufacturing unit and we will sell the products under our brand name. - The capacity of our machine is to produce 100 kg per hour. We are planning to start the production from June, 2018.

- A logistics provider and trading company located in Samarthnagar, Aurangabad, Maharashtra. - We started as a trading company for electronics and cement companies. - For electronics trading, goods are sourced from distributors such as Panasonic and LG and supply it across to hotels, corporations, hospitals and resorts. Payments are made as 30% in advance on receiving the quote, 50% on supply and the remaining 20% on installation. Profit is about 10% per order. Per order value is approx. INR 1 Cr. - For cement trading, goods are sourced from dealers such as Wonder Cement, JK Cement and Ambuja Cement and supplied across institutions and building contractors such as Omkar Constructions. Payments are received 100% in advance. Profit is about 4% per order. Per order value is approx. INR 2 Cr. - The logistics business is only for cement factories. We are the handling, primary and secondary logistic partner for Wonder Cement. Profit is about 20-40% per order. - We have 6 own vehicles and we also take vehicles on a tie-up contract basis and from open market non-contractual based on the orders. - For primary logistics, the charges are INR 50 to 100 per metric ton depending upon the urgency. Advance payment is 90% and the balance is paid on proof of delivery. We get about 12-15 orders per day. - For secondary logistics, the charges are INR 100 per metric ton depending upon the urgency. Advance payment is 90% and the balance is paid on proof of delivery. We get about 80-100 orders. - We have been focusing more on trading when compared to logistics till last year and this year we have reduced our trading and focusing on expanding our logistics as the profit margins are high, which is why, the sales have dropped compared to last year. - There are 7 permanent employees for the business and drivers are hired on a contract basis. - Good payment terms, special dedicated business opportunities, good returns on investment, can add more similar industries if sufficient funds are available.

- Business does distribution and wholesale of candy and confectionery items. - Clients are retail outlets located all over India. - There are roughly 15 clients.

- A business manufacturing special purpose machines and precision parts, based in Aurangabad, Maharashtra. - Have a rented manufacturing unit in Aurangabad. - Have 6 clients who we manufacture for. These clients are Johnson & Johnson, Jainex Aamcol, MGPL. - Manufacturing is done as and when clients place orders with us. - Owner has more than 40 years of experience in the SPM manufacturing industry. - Physical assets include machines and equipment.

- Have furnished more than 25 residence in last two years. - The growth rate is 40% per year. - Founder has been in the business for last 4 years. - Expecting 100% growth this year.