Businesses Seeking Loan in Jharkhand

- It is a school affiliated to the CBSE board. - There are 120 students currently enrolled. - We have 4 teachers with 5+ years of average experience. - Now we want to build a college for vocational courses for para medical. - We have our own land for construction. - After receiving the funds, we would need 3 months to complete the construction. - Owner has 20+ years of industry experience.

- We are a Jharkhand-based food processing and rice growing business. - Business is searching for financial assistance to set up a manufacturing plant, machinery, boiler, and other equipment. - We have our own 5 acre land for manufacturing plant and office. - Business is not operational as we utilized all our capital to purchase the land property. - The business has all the legal government documents of the business like MSME, ISO certified, OHSAS and EMS certified. - The company has a good connection with 50 to 70 local farmers for supplies of raw material. - The required setup time will take an average of 8 to 12 months with all the machinery like rice mill, boiler, power plant, gas plant, food processing unit, cloud kitchen, etc.

- Hospital located in Dhanbad. - We are located in a rural area. - Part of the Ayushman Bharat scheme. - The hospital has a capacity of 30 beds. - We get 5-7 new patients daily. - Have successfully completed 5,000+ surgeries since inception. - Also provide pathology services. - We were a Covid hospital last year and provided beds at a rate of INR 700 per day.

- We process milk and sell online. Have 2 milk processing unit where we procure milk from farmers and then process it to pasteurized milk, paneer and ghee. - Have tie-ups with 30 farmers from Ranchi and Jamshedpur for procuring milk. - We sell the products through our app where customers can place orders and is delivered by us to their house. - Customers can take monthly or yearly subscription for buying & delivery of milk and other diary products. We offer minimum subscription of INR 2000 per month and it may vary depending upon the requirements. - Currently having 3,000 subscribers. - Average order value is INR 90. - Have food license. - There are 2 permanent employees and 25 part time employees.

- A garment manufacturing company based in Jamshedpur, that started operations in 2018. - We manufacture ready made clothes for men and women such as Shirts and Kurtis. - Business has a rented manufacturing unit in Jamshedpur. - Products are sold to 5 retail stores in Jamshedpur and Bihar as well as through our retail store. - Receive an average of 50 customers per month at our retail store. - Physical assets include machinery, equipment and stock. - Revenue was zero last year as we had just started the business.

- This is a newly started Opc Private Limited Company to work in the field of real estate, construction, and consultation. - We are headquartered in Jharkhand, and approaching different real estate developers for construction contracts. - In talks with a known property developers for an upcoming park and resort project in Jharkhand. We will be receiving contract for providing manpower and supervising operations. - Promoters have more than 20 years of experience in construction and commodity trading sector.

- Company provides IT services to Indian and foreign clients. - Currently serving 100+ regular clients. - Company has been operational from 20 years.

- Our company provides household and professional services via online platform. - Have more than 130 registered service providers. - We have served hundreds of customers in the past. - Receive orders on our website, Android app and through the phone calls. - Company is operational since November 2017.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.