Businesses Seeking Loan in Guwahati

- Business is a vehicle rental company based in Guwahati. - We are running this business profitably for 4 years but it was incorporated in 2020. - In the last year alone, even with the frequent lockdowns, we managed to serve 900+ clients. - Every month we get 40-50 clients on an average but the number fluctuates and increases according to the tourist seasons. - We own a total of 20 vehicles including cars, bikes and scooters of all price ranges. We have economy vehicles as well as SUVs and MUVs. - The Assam government has initiated a lot of projects to increase tourism and we expected this to aid growth in our business in the coming years.

- We are an electrical/mechanical contractor & electrical supplier. - Since our inception, we have worked on more than 35 projects with major industries in the last 15 as prime contractors. - Some of our main clients are ITC, Godrej, and various reputed pharma companies. - We have tie-ups with 60-70 manufacturers and distributors from whom we source our spare parts and other electrical equipment. - Our registered office is in Guwahati, Assam. - The business has an outstanding payment of INR 70 lakhs as cash credit. - Company has only one owner. - We have received a new contract with the government having a project value of INR 3.5 crore and are seeking a loan for its working capital requirement.

- Currently having 5 clients mostly private sector, New start up business so no rewards till now, expected in future. - Has good market opportunity as there are not much competition. - Training 150 candidate in a Batch. - Director come from HR background having 6+ years of experience.

- We are a wholesale company and deal in trading of pharmaceuticals. - We source the medicines directly from the manufacturing companies in bulk. We have tie-ups with 2-3 companies. - These medicines are then supplied to distributors. - Currently, we have tie-ups with 30- 35 distributors. - Our run rate sales was reduced due to Covid. - Currently, we are planning to expand our operations and increase our product portfolio.

• Construction machinery manufacturer in Guwahati with more than 50 clients. • Products include hopper, feeder, jaw crusher, cone crusher, vibrating screen, and conveyor. • Services provided to road and building contractors, aggregates traders, and ready mix concrete plants. • All customers are based in the north eastern region of India. • Focus on expansion in Jharkhand, Odissa, Madha Pradesh, Nepal, Bhutan, Sikkim, North Bengal, Bangladesh, and other areas. • 40 employees currently working in the company. • Manufacturing capacity depends on the order and type of machine.

- Business owner has a total experience of 10 years in this. - Growth rate of the business is 30% - Business distributes products of brands like Cera, Supreme Pipes, Berger Paints, and Dulux Paints. - There are about 20 retailers in the network. - All retailers are based in Guwahati.

- Authorized distributor of all type of industrial and automotive lubricants. - Have tie ups with 40 wholesalers. - Products are brought directly from the company godown. - The showroom is located in a prime area in the main market. - We have 15 counters across the North East. - Owner has 8 years of industry experience.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- Tea processing company located in Guwahati. - We manufacture 4-5 flavours of premium quality tea. - Supplying our products to around 10 wholesale clients across India. - We pack and sell our products under own brand name. - Facility can produce approx. 500 kgs of tea per day and the production capacity varies from time to time. - Business owns land, factory, machinery and inventory.

- FMCG-based manufacturing unit based in Guwahati, Assam. - Our current products are cold-pressed mustard oil, groundnut oil, raw local aijung, joha, and bora rice. - Right now we have 40 wholesale and distributor networks to sell our products in the local market. - The manufacturing capacity of the unit is 1,000 liters/day for oil and 4 tonnes/ day for rice. Currently, we are utilizing half the production capacity. - Generate 60% sales from oil sales and 40% from rice sales. - Our next goal is to expand our business outside of Guwahati.