Businesses Seeking Loan in Surat

- Established retailer and trader of women's wear based in Gujarat. - We sell close to 5,000 products per day. - We sell both to individual customer and other clothing businesses. We have 200+ B2B customers. - We sell to businesses in Banaras, Bangalore, Udhna, Varanasi and Surat. - We source our products from multiple suppliers based in Surat. - We hire daily wage employees based on our requirements.

- Yarn dyeing and manufacturing business based in Surat. - We dye threads into a variety of colors as per the client requirements. - The promoter has an experience of 23 years in the business. - We have 35 regular clients. - We have a production capacity of 80 tons.

• Our company is an education technology startup located in Surat with 2 employees and a growth rate of 30%. • We provide services that include solving any question or doing assignments for students. Each assignment costs 15 to 20 dollars. • Our owner has a lot of experience in the field as he was a tutor himself and has hired 10 to 15 Indian tutors with a postgraduate degree for the business. • We currently have 50 students who avail our services regularly through telegram at the moment as we have not been able to create a website yet. We started providing services in the month of July. • Our company wants to delve into the AI sector in the future and currently we are promoting our business through telegram. • The unique selling point of our company is that we have limited competitors and in this market, our subscription plans or amount per assignment is lower than other businesses. • Presently our website is in development mode and we need the funding to better our website and launch it in the market.

• Our jewelry business is based in Surat, India with 20 employees. • We specialize in hip-hop jewelry and iced-out diamond watches, with strong demand in export markets. • Our production capacity has increased fourfold, with a manufacturing capacity of 3kg silver, 500g gold, and 5kg steel watches per month. • Quality is prioritized over quantity for us, with a focus on high-level finishing to better meet export demands. • Currently we have 100 permanent clients and 20 new clients monthly, with an average order value of 50k. • Highly experienced staff with a reputation for honesty and reliability, leading to strong customer loyalty.

- Company is into Kurtis manufacturing business. - Manufacturing capacity is 500 + garments daily. - We supply to 12 + wholesalers pan India. - We use materials like silk, cotton, chanderi, etc to stitch. - Average lead time for manufacturing and delivering kurtis is 3 days. - Business has 17 employees who are all tailors.

- We are manufacturers of lightning systems and also deal in its installation. - As of now we have two assembly lines with a manufacturing capacity of 1,000 per annum. - We cater to dealerships, small & large contractors, industrial and corporate companies. - Currently, we are working on 4 tenders. - Our company earns equal revenue from all three activities which include manufacturing and installation of lighting systems, tenders, safety management & audit services. - This is a family-owned business with three owners. The promoter's father has the maximum stake and the rest of the stake is equally distributed between the promoter and his mother. - The business has taken loans previously, the details of which will be disclosed later. - There was a reduction in last year's sales due to Covid but as the economy re-opens we are expecting more projects and a high growth rate.

- Business manufacturing organic skincare and haircare products. - Manufacturing the products from home at the moment. - Seeking a business loan to scale up the business. - Have 130-140- B2B clients along with B2C clients. - Manufacturing capacity is 5-10 kgs per month. - Clients give 1-2 months' notice when ordering a new batch of products. - Our brand is also available on Amazon and Flipkart. - Have the capability to have a portfolio of 150+ products. - The promoter has prior experience in the cosmetics industry.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- Manufacture and export car seat covers in 3 varieties i. e. leather, fabric and velvet. The leather and velvet car seat covers are for the premium market. - Our factory has a daily production capacity of 200 - 400 units. - The business has an export license. It is exclusively focused on exports and are does not sell the products in the domestic market. - We have tied up with over 2 suppliers of leather, 2 suppliers of fabric and 1 supplier of velvet. - In the previous month, we completed an order of USD 21,000 (INR 15 lakh approximately). The gross margin on that order was 25%. For that order, we exported 1 container of fabric car seat cover weighing around 5,706 kg. The order was from a Gulf country. We received over 75% of the payment already. - We are currently negotiating with a US client on the pricing of an order and we are also in discussion with 3 other potential clients. - Business has hired 32 employees on a contract basis. - Promoter of the business has prior experience in manufacturing and selling car seat covers in the domestic market.

- Surat based business providing deep cleaning, sanitization, and disinfection services. - Started our commercial operations 2 months ago. - Currently have 1 corporate client with whom we have tied up for providing services for one year under an annual maintenance contract (AMC). - In addition to this, we offer our services to several individual homes too. - Our target clients include builders, homes, societies, clinics, and hospitals. - We have also listed our business on platforms such as Justdial and IndiaMART. - We are in the final stage of signing our second AMC with a reputed hotel where we will be providing services once a month. - 50% of our revenue comes directly through upfront cash payments for our services. - We currently operate with an EBITDA margin of 40% due to our client mix, however it is expected to contract and become in line with the industry standard as the business grows.

- A jewellery manufacturing company located in Gujarat. - We manufacture gold, silver and diamond jewellery. - We have our own manufacturing unit, and we also outsource a part of the manufacturing to a third party. - On a monthly basis the manufacturing unit produces on an average 1,500 grams of jewellery. - We have 20 suppliers from whom we procure materials from. - The company also has a retail store. The jewellery we manufacture is sold exclusively through this store under our brand name. - The store receives 150 customers on a monthly basis. - We intend to open more stores, for which we require funding.

- We are an advertising and branding agency providing comprehensive and turnkey branding services to SMEs. - Catering to a wide design service portfolio including print, packaging, website & videos. - Have a mixed portfolio of clients from industries such as manufacturing, EPC, plastics, and polymers. - Mostly working for MSMEs and also undertaking bigger projects for our corporate clients. - Also cater to educational institutions like schools and training centers. - We have over 50 clients. Our key clientele includes Huber Group, Meera Industries, Navitas Solar, and Sahajanand Life Sciences. - Promoter has over 20 years of experience in the field of designing and advertising. - Recognized by Silicon India in the Top 20 advertising agencies in India.

- It is a gold and silver jewellery. - We sell 22 - 25 varieties of products. - Have tie ups with 20 vendors. - We have a client base of 100+ customers. - Located in a residential area beside the main road. - Generate leads through digital marketing. - Owner has 6 years of experience.

- We are into construction of pre engineered building which is a fabricated steel structure for industries such as Oil & Gas, Textile and Warehouse. - Have completed more than 100 projects till date. - Have served multiple large clients including ONGC and IOCL, L&T, Adani. - Founder has 17 years of industry experience.