Businesses Seeking Loan in Pimpri-Chinchwad

- Non-operational digital marketing company that will offer services like outdoor digital advertising with LED screens and online advertising with a business portal. - We will be working to grow small, medium businesses with some unique ideas for marketing. - Company plans to do advertising for local businesses like pickles, papads, and other businesses. - Company has an online business portal but it will be launched once the operations start. - The promoter has 15+ years of combined experience in the design and marketing field. - The company is looking to start its operations in the Pimpri-Chinchwad location. - We incorporated the company in 2019 but due to Covid, we did not start the operations. We are looking to start the operations now.

Company undertakes water and wastewater treatment projects for both government and private clients. Since inception, we have completed 4 projects and are currently working on 10 projects. Additionally, we also have 6 more confirmed projects in hand. Our last year's revenue was low as we were operational for only 3 months. Depending on size, the typical project duration ranges from 1 month to 18 months. All the 4 projects that we have completed were small and the duration for each project was 1 month. The duration of our current ongoing projects and confirmed projects in hand ranges between 6 months to 18 months. For every project, we procure about 80% of equipment from our vendors and produce 20% of equipment at our workshop. We have 4 vendors from whom we procure ready-to-fit raw materials such as submersible pump, radiators, valves. At our workshop, we make fabricated metal parts required for each project. Founder of the business has 18 years of experience in this industry. Business owned assets include small tools, equipment and laptops.

- 2016 established restaurant serving fast foods to customer. - The restaurant located in commercial area next to a shopping complex. - We have an seating arrangement for 30 people. - On a daily basis we see 40 customer visits to our restaurant. - Average billing amount made by a customer is INR 200. - We are listed on Swiggy and FoodPanda for delivery of our products.

- A drone manufacturing company with a manufacturing facility and 2 offices. - We have been working on the much-needed agriculture techno-innovations for a couple of years. By doing sincere hard work, we have successfully developed 2 spraying drone models. - We are a team of techno-savvy engineers, all of us are from the farmer's family. Our mission is to bring technological innovations for Indian farmers. - We have applied patents for our drone designs. - Over the last 2 years, we have sold 15-18 big drones and 20-22 small drones to the Govt agencies. - We have tender from an agricultural university in Rahuri to develop more drones for them. - We purchase spare parts from different vendors and assemble at our facility. - Each drone cost between INR 1 to 6 lakh depending on the model. - Planning to import spare parts from Germany, China and South Korea to reduce the cost. - Business owns the equipment, furniture, spare parts, computers and website.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.