Businesses Seeking Loan in Kovilpatti

- Fish farm that grows organic fishes and sells products locally. - We sell our products to star hotels, college canteens and direct to house hold customers. - Have around 100 daily retail customers. - Apart from that we supply to retail stores in and around Coimbatore as well. - Have a Facebook page that we use for promotions. - The business is owned by one owner. - No outstanding loans or previous borrowing in the name of the business. - The operational head of the business is formally trained as a mechanical engineer. - We have 1 general maintenance person, 1 security, and 2 fishers.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- We are a manufacturer of medical gauze and medical cloth. - Company has been operational for over 8 years and has developed a good reputation with clients. - We sell directly to more than 86 hospitals within Tamil Nadu. - Have agents through whom we sell in other states pan India. We have more than 30-40 agents. - Per month we can supply around 5-6 lakh meters of gauze and bandage cloth. - We have around INR 6 crore worth of annual orders but we are unable to meet this due to our capacity.

- Company is involved in the construction of commercial and residential properties across Tamil Nadu. - Seeking funds for a new project. - Completed 10 projects to date. - Promoters bring 10 years of experience to the company. - Revenue, profit margin, and facility details available upon request after introduction.