Businesses Seeking Loan in Kolkata

- The business started operations in 2019 and was engaged in the production and sale of packaged drinking water. - Stopped operations in early 2020 due to the lack of working capital. - While operational, the business used to bottle 32,000 liters of water in a single 8 hour shift. - The bottled water was sold under our own brand in 500 ML, 1L, 2L, 5L, and 20L SKUs. - The factory is BSI and FSSAI compliant. - Our water was distributed in Kolkata and its surrounding areas with the help of 80 distributors. - In the past, the business raised INR 70 lakh of debt from a bank to acquire a 8 kattha (5,760 sq. ft. ) plot adjoining its current factory and to meet its working capital requirements. - However, due to business conditions, the plot could not be acquired during the time and the company was unable to make timely repayments. - At present INR 40 lakh of the loan is outstanding and is classified as an NPA. - Despite proving creditworthiness, having excess tangible real assets, and business disruption due to the pandemic, the bank refused to restructure the loan or offer an extension to repay the loan. - The business is seeking capital to restart operations, retire the outstanding debt, expand the factory and expand the product portfolio to include juices, soda, and bakery products. - While operational, the business was profitable with an operating profit margin of 20% but had poor working capital management practices. - We intend to restart operations with new capital management practices in order to ensure financial health. - The promoter has 15 years of professional experience.

- Staffing company founded in 2016 and established by experienced recruitment and HR professionals. - Incorporated as a private limited company in 2016. - Founder has 12+ years of industry experience. - Have an office in Kolkata, Bangalore and we are starting a new branch in Gurugram in a months' time. - Tie-ups with reputed companies for recruitment services. - Due to the pandemic the revenue has dropped.

- Oil & gas EPC company based in Kolkata working on tenders basis for over a decade. - We are associated with all major oil and gas PSU companies in India including Bharat Oil, ONGC, Indian Oil. - Have a large opportunity to grow due to huge exploration of oil & gas in India. - We have our own machinery & expert workforce required in this field which we mobilize and install at the site to execute all work. - Vendors are qualified on the basis of norms followed by the company and then the tender is given to the matching vendors. - We have served across India and we also get global tender and they all range between Rs. 5 to Rs. 6 crore. - Have completed many projects where on average we accomplish 4 to 5 project a year. - We take an average time of 6 to 8 months depending on the size of tender. - Management team with huge experience of over 20 years.

- Corporate clients are from textiles, transport, finance, construction, etc. - Clients: Corporates - 10, Normal - 40+ - Clients are located all over the country. - Promoter has 12 years of experience in the IT industry.

- Trading in various products of Ayurveda using technology to scale and reach a global audience in order to promote our heritage on a global scale. - Have tie-ups with less known non-commercialized manufactures of the same. Hence, providing quality products.

- It is a tea estate company producing green tea. - We manufacture different grades of tea. - The yield is 5,00,000 kgs of Green Tea Leaves per annum, which gives 1,00,000 kgs of Green Tea on processing. - Selling it to the local market venodrs. - Also the same is auctioned at the Tea Auction centre at Siliguri.

- We are one of the first organized refurbished mobile brands. - We have achieved 25% growth on a month-on-month basis. - The company has an experienced team in the mobile and consumer electronics trade & mobile distribution network. - We procure old phones directly from customers, Amazon and Flipkart. - These phones are then sold to our distributor network of 2,000+ retailers.

- Business operates in software development. - Have 40 clients based in Kolkata. - We have already developed a program called customers loyalty program. - Have developed 20+ websites and portals. - Marketing strategy: Digital marketing and SMS and e-mail marketing. - Looking to seek funds for developing a product for interior decorators which will help in complete operations. - Owner has 16 years of industry experience.

- Service providers of banking automation systems and other office supplies. - So far, there have been 200 clients from the banking, jewelry, and retail industries. - The products are sourced from Bangalore, Delhi, and other cities. - Currently operations are only in Kolkata.

- Company operates an online marketplace for buying and selling fresh and organics fruits, vegetables, and groceries. - We procure the products from 300+ local farmers and vendors and have our own warehouse for inventory management. - We sell the products across Kolkata through our online marketplace and mobile applications on Google Play and App Store. We have 1,000+ installed users for our mobile apps. - We receive an average of 50-60 orders on a daily basis. - We generate revenue by selling products at a 25-30% margin on top of the farmer's pricing. - Have our own delivery vehicles and personnel to handle the inventory management and delivery. - Business has two partners. We have minimal debt and more details can be provided to interested parties.

- Training institute and academic consultants based in Kolkata. - We offer our services mainly to engineering students. - Have 100+ students now. - We generate equal revenue from consulting and coaching services. - We require only INR 10 lakh now to start the expansion process with one branch and raise more funds later.

- Residential and commercial real estate development and construction company based in Kolkata. - Have completed 2 projects till date. - We have 4 more projects in pipe-line for which we require funds. These are to construct residential and commercial buildings. - Have strong market networking. - Revenue has decreased due to COVID-19. - Physical assets include office building, equipment and interior setup.

- We are a contracting business that majorly undertakes projects related to the healthcare sector. - Have completed the construction of 10+ hospitals to date. - Have acquired a government contract to build a hospital in Odisha. - The construction of the hospital has started we are seeking funds to continue with the construction. The project is worth INR 14.5 crore. - Business has 4 partners with one having the majority of the stake. - The business has an ongoing secured loan which is being paid off. - The loan is solely required to be used as a bank guarantee and that is why the valuation is so low.