Business Investment Opportunities in Kolkata

We are a prominent & profit making store located at a very convenient location which is a popular shopping paradise for Women apparel and accessories in Bangalore. We are seeing a good YoY growth in our business. All our designs are inhouse. We have a 7 tailors working on contract for us. They work in 3 teams on specific products based on their expertise. This ensures they create best in class product for us. We also undertake custom stitching work. The margin for this specific activity is close to 40. We have a loyal customer base. We are extremely popular amongst Women customers. We have our own portal where we showcase our designs and sell our products. Majority of our sales is through our store. We have a tie up with a leading national courier company to deliver finished product to our customer locally and nationally.

- Digital print house that deals with a great number of office printing materials, printed paper or board products for packing and advertising products. - We also provide graphic designing and other related services to our clients. - We have a large collection of personalised gift items & theme printed t-shirts and wearables. - Recognized by DPIIT / DIPP from Startup India and Incubated with NASSCOM 10000 Startups. - Our company is MSME and Import-Export certified. - Received an honour named Champion by MSME for delivering medical and auxiliary items related to Covid-19 during the period of lockdown. - Company has more than 200 B2B clients. - 25-30 clients are big corporate and rest are small businesses. - Production capacity varies from product to product and it also depends on the order quantity. - Mobile app on Google Play Store has more than 100 downloads.

What we are: A multi-national currency cross-border payment system and neo-bank with no physical branches, offering real-time global settlement in multiple currencies. It serves as a UPI aggregator and collaborates with major banks, payment partners, and card brands. They use a secured token offering and provide multiple banking apps for seamless payments. A multi-national currency cross-border payment system enables real-time currency exchange and settlement for individuals and businesses across different countries. It offers instant currency conversion, and compliance with international regulations, and empowers users in global finance and trade. Business is yet to kick-start operations. Not required to be registered under SEBI. Revenue model for our multi-national currency cross-border payments system: 1. Transaction fees: Charge a small percentage or a flat fee on each transaction conducted through the platform. 2. Merchant services: Earn fees from businesses for payment processing, POS systems, and e-commerce integrations. 3. Subscription plans: Offer premium or subscription-based plans for individual users and businesses, providing added features for a fee. 4. Interchange fees: Earn a portion of the interchange fees paid by merchants' banks for processing card transactions. 5. Currency conversion fees: Charge fees or markups on foreign exchange rates for international transactions and currency conversion. 6. Lending and credit services: Offer lending and credit products, earning interest and fees. 7. Investment and wealth management: Provide investment and wealth management services, earning fees based on assets under management and transaction fees. 8. Data monetization: Analyze transaction data and user behaviour, monetizing data by selling aggregated and anonymized information to third parties. 9. Partnerships and affiliates: Earn referral fees or commissions through partnerships with other businesses. 10. API access fees: Offer APIs for integration and charge usage-based fees or licensing fees. 11. Cross-selling financial products: Cross-sell other financial products like insurance or prepaid cards, earning commissions or fees. 12. Ad revenue: Display advertisements within the platform and earn revenue from advertisers. Neo-bank. A neobank, or digital bank, is a fintech company that operates solely online or through mobile apps, lacking physical branches. Neobanks focus on enhancing customer experiences by leveraging technology to streamline operations, lower costs, and offer a wide range of financial services. They often target specific niches or customer segments and can collaborate with traditional financial institutions. Key characteristics include: - Online-only operation. - Technological emphasis on convenience and efficiency. - Services like savings accounts, payment processing, lending, and budgeting tools. - Accessibility, user-friendly interfaces. Revenue model for our neo-bank: 1. Net interest margin (NIM): Generate revenue by lending deposits held in customer accounts, earning interest on loans. 2. Lending services: Offer personal loans, consumer credit, or small business loans and earn revenue from interest rates and associated fees. 3. Deposit fees: Charge fees for specific services like overdraft protection, wire transfers, or expedited card replacement. 4. Subscription plans: Provide premium or subscription-based plans with added features for a fee. 5. Card issuance and usage fees: Earn fees from card issuance, usage fees, and foreign exchange fees. 6. Merchant services: Offer payment processing and POS solutions to businesses and charge fees. 7. Investment services: Offer investment products and earn revenue through trading commissions and asset management fees. 8. Currency conversion fees: Charge fees or apply a markup on foreign exchange rates. 9. Partner commissions: Earn commissions for facilitating partnerships with fintech companies. 10. Cross-selling financial products: Promote and sell other financial products and earn commissions or referral fees. 11. Data monetization: Analyze customer transaction data and provide insights to businesses, generating revenue. 12. Affiliate marketing: Participate in affiliate marketing programs and earn commissions for referrals. 13. Interchange fees: Earn a portion of the interchange fees paid by merchants for processing card transactions. 14. ATM access fees: Charge fees for ATM cash withdrawals at out-of-network ATMs.

- Interior and architecture services company that has been in business for almost 6 years. - The business is well-established and generating decent sales. - Two showrooms are there in total, - Have served more than 400 customers to date and currently we are working on two projects. - There is a dip in sales as the business is recovering from the Covid crisis. - Business has a high potential for growth and the previous sales record proves the same. - A complete liabilities-free business with a single business owner.

- We are a video and immersive technology-led creative advertising studio. - The business has over 50+ clients out of which 10+ clients are international businesses. - We create experiences through storytelling videos (live-action and animation) and AR-led campaigns for brands. - The business has worked on over 150+ projects and has crafted more than 250 videos till this month. - Few of our key clients are Facebook, McDonald's India, Snapchat, Etsy, Flipkart, Myntra, Nestle, Khadims, Spencers, Hotstar, Nykaa, Tata Communication, Tata Motors, Tata Nest-in, Cognizant, Prudential, JSW, SBI, Green Ply, and MP Birla, etc. - We have received 2 international awards in the creative advertising space, also received 1 national-level award for excellent work in the AR-driven advertising space during the lockdown last year. Besides that, we have also been featured in multiple newspaper and media publications and magazines. - Our team consists of 9-10 creative experts. Promotion is undertaken internally. We also have an account manager, copywriter, PR executive and business development executive, and one HR executive. - Both the founders have a cumulative total of 12+ years of experience (6+6) in the advertising field. - We are expecting a 3X+ growth in our revenue this year due to increased demand for our service as a result of good PR done in the last FY and a strong portfolio of versatile works with illustrious clientele. The average revenue growth is almost 2X each year. - The business is registered in Howrah but we are operating from Kolkata.

- Business is an online aggregator of all EV charging stations available in the country from different service providers. - We have an Android and iOS app under construction that allows users to use different service providers' station information and payment option in a single place. - We have collected data of 1,000+ charging stations inclusive of their name of service provider, geolocation, charger type, slots available, socket number, capacity, and rates. - The apps are under construction and will be launched in 1-2 months. We have a functional website. - Revenue will be earned from the ads for EV-related products put on the app. - This app will not charge any commission from customers/ service providers till the next 3 years. This is to acquire more customers and service providers to enlist themselves on our platform. - Owner has 20+ years of experience in IT-related businesses.

- Company based in Kolkata providing hydraulic piling services to construction & infrastructure businesses. - We also offer hydraulic piling rigs rental services. - Have more than 10 clients. - We have a huge demand of hydraulic piling rig and have an order book of INR 4 Cr for the next 6 months. - Have hydraulic rig rental agreement with our clients for the next 1 year which needs to be renewed depending on client's requirement. - We are now planning to purchase new hydraulic rig. Loan is already sanctioned for INR 2.6 Cr with an interest rate of 10.8 % and for the remaining amount we are looking for investors. - Our asset include website, domain, equipment and tools, furniture and client database. - Promoter has more than 3 years of experience in this business.

- We deal with all major brands of smartphones and electronic products. - Majority of our revenue is from individual customers followed by wholesalers. - On a daily basis, we receive 20-25 walk-ins. - Shop is located on the main road and this is the only such store closeby. - Smartphone sales bring in the majority of the revenue and smartphone brands include Oppo, Realme, Samsung, Vivo, Redmi. - Future growth rate is 10-15% depending on the investment we receive. - Products are sourced from authorized brand distributors.