Businesses Seeking Loan in Punjab

- Chandigarh-based cosmetics business providing skincare products. - We are a subsidiary of a Canadian cosmetics brand. - We get the manufactured products from the parent company. - Have generated sales worth INR 15 lakhs in the first month of operations. - The parent brand is well-established in the Canadian and North American markets which have helped in acquiring a customer base in the Indian market. - Plan to set up 35 kiosks across India. - Our products are available on Amazon, Flipkart, Nykaa, Kindle, and our own website. - The business was established in 2018 but was incorporated in India in 2020. - The promoter has 19 years of experience in the industry.

- This is a recruiting agency. - Our clients are basically IT companies but we have worked for companies in other sectors too. - We have around 126 clients in Chandigarh. - Our important clientele includes Escalon which is a US based company and other one is Sumati legal services. - We also organize campus drives in colleges. - Have our presence in Malaysia and Qatar too.

- Owner has 10 years of experience of working in Fateh Group. - Trading of fly ash and cement. - Business supplies these products to 2 companies in Haryana and Delhi.

- Hotel management business with 15 hotels as clients in Punjab, Himachal Pradesh and Uttarakhand. - We offer complete management services including increasing room revenue for these hotels. - We have improved 100% revenue for all our clients and case study is available for the same. - We use both software and manual study to offer best services. - Promoter used to operate hotels in Amritsar and Thailand before Covid. - We used to run a hotel on lease (monthly rent INR 2.8 lakhs) and used to earn an average of INR 3 lakhs profit every month for 3 years. It is better to pay the same amount every month as a loan EMI and own the building. - Business has a single owner and no loans. - We will start the hotel with 10 rooms and expand to 25 rooms. - Now complete revenue is generated by hotel management services.

- We undertake solar domestic and industrial EPC projects pan India. - Business completes an average of 1-1.5 megawatts worth of projects per month. - The solar panels are purchased from third party manufacturers. - We trade in solar products and sell these products pan India to 100 solar companies. - Business also provides solar consultancy services. - Have received a few high ticket projects recently that will boost this year's total revenue. - Company was incorporated in Delhi as the previous head office was in Delhi. Business is being operated from Punjab currently. - Our website is under maintenance.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- We are a startup company. - Have one paid supplier of floor and wall tiles from Gujarat. We want to build our platform to scale this business and make it profitable. - Currently supplying the products to 12 clients (5 from Canada, 3 from UAE, and 5 from the USA). They are wholesalers. - We generate equal revenue from exporting tiles and basmati rice.

- We are an event management company that is based in Chandigarh. - Have completed over 12 events since we started operations last year. - Projects include social events done for municipal corporation and BTL activities for companies like Toppr. - We are operating in Chandigarh, Ludhiana, and Delhi. - Promoter has 3 years of experience in the event management industry. - In the future we plan to open offices in Mumbai, Bangalore and Hyderabad.

- We provide computer and accounting training to studetns. - We also provide study visa for the countries like Australia, New Zealand and Canada. - Growing at 15% - Have 14 years of working experience. - Have tie-ups with colleges.

- We are a chemical and minerals manufacturer that supplies chemicals to agricultural, industrial and pharma clients. - Have both government as well as corporate clients across India. - We have more than 40+ tenders from state governments in Karnataka, Uttar Pradesh and Punjab as well as numerous corporate contracts. - Company is authorized by the government to import fertilizers on its behalf from China and UAE. - Have active work orders worth INR 8 crore currently and we expect it to increase in the coming months. - On a monthly basis we produce over 3,000 tonnes of chemicals at our manufacturing facility. - Company's physical assets include land and manufacturing equipment.

- It is a mobile app, website development and designing company. - We also provide SEO and social media marketing services. - Have tie ups with local and international clients. - Have developed many websites and mobile apps. - Generate leads through our own sales team. - Owner has 25 years of industry experience.

- We are providers of food, laundry other add on services to PGs and Hostels. - Once a client takes on our services we find nearby vendors or businesses that provide the services required and we act as the middleman. - Have tied up with 10 properties in 2 months including properties near Lovely Professional University. - We cater to 100+ rooms and more than 100+ active customers. - Currently we get requests directly from clients. We are also planning on developing a mobile app where these clients can register for our services. - The app is expected to go live within a month from receiving investment. - Company owns 2 bikes and IT hardware such as desktops and printers.