Finance Businesses for Sale and Investment Opportunities in Andhra Pradesh

- Not operational private limited company. - The company was established to provide IT services but was unable to find clients. - New founders can be ready to kick start their business freely from day one as all mandatory compliance documents are prepared and they can be easily transferred. - Buyer gets the legal entity, two bank accounts (ICICI and Catholic Syrian Bank); and certificates from DPIIT (Startup India), Udyam Aadhaar (MSME), GST certificate (followed all compliance till date), TM registered (class 42 IP rights), IE code, DUNS number, App Store developer account, Play Store developer account, Income Tax (followed all compliance till date), MCA21 (followed all compliance till date) - This debt-free legal entity has two shareholders in a 90:10 shareholding split.

- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.

- Versatile raw material: Coconuts are a highly versatile raw material with various parts (oil, milk, water, flesh, shell, etc. ) having multiple applications in the food, beverage, cosmetics, and industrial sectors. - Growing demand: The global demand for coconut-based products has been steadily increasing due to rising awareness about the health benefits and natural properties of coconuts. - Profit margins: The coconut processing industry offers attractive profit margins, especially when value-added products like coconut oil, coconut milk, and coconut flour are produced. - Sustainable and renewable: Coconuts are renewable resources, and their cultivation is relatively sustainable, making the industry environmentally friendly. - Wide product range: The industry offers a diverse range of products, including coconut oil, coconut water, coconut milk, desiccated coconut, coconut sugar, and coconut-based cosmetics. - Health and wellness trend: The health-conscious consumer trend has driven the demand for coconut products, as they are perceived as natural and nutritious alternatives. - Global market access: Coconut products have a global market, providing opportunities for international trade and export. - Value addition: Coconut processing allows for value addition, enabling the creation of innovative products and expanding market reach. - Employment generation: The industry contributes to employment generation in coconut-producing regions, supporting local economies. - Contribution to rural development: Coconut processing can be a source of income for rural farmers and communities, promoting overall economic development. - By-Product Utilization: Various by-products of coconut processing, such as coconut shells and coir fibers, find applications in different industries, reducing waste and increasing sustainability. - Diverse Applications: Coconut products are used in cooking, baking, confectionery, health supplements, personal care products, and even as eco-friendly alternatives to plastic and synthetic materials. Investment Potential: The industry's growth potential and profitability make it an attractive investment opportunity for entrepreneurs and investors. - Innovation and Research: Ongoing research and development in coconut processing techniques and product formulations drive continuous improvements and open up new market segments. - Support for Agriculture: Coconut processing incentives for coconut cultivation, providing support to coconut farmers, and enhancing agricultural practices. - Overall, the coconut processing industry presents a promising landscape for entrepreneurs and investors looking to capitalize on the growing demand for natural, healthy, and sustainable products. - It is a section 8 company.

- We are in the business of automobile finance. - We have tie-ups with multiple NBFCs like Shriram Transport, Hinduja Leyland and Fortune Integrated Assets. - We have served 5,000+ customers till date and are also associated with Hero, Ape-Piaggio, Bajaj and Suzuki showrooms around the city for two wheeler and three wheeler financing. - We generate revenue through the interest rate difference offered by NBFCs to our customers. - Promoter has a business experience of 18 years and also runs a construction business.