Financial Distributor Business Investment Opportunities

At this stage, from a technical perspective, we are prepared and have tested some marketing strategies, and have a strong team supporting it. Our company is fully equipped for scaling and improving current results. - Researched the legal side of accepting cryptocurrency payments for our group of companies, assessed risks and opportunities, conducted competitor analysis, and developed a business plan. - Developed and tested the platform and web interface for accepting cryptocurrency payments (web POS). - Pushed the system into offline businesses in Dubai, including restaurants, car rentals, private jet charters, beauty salons, and real estate agencies, and created real test cases. - Designed the product and created marketing materials. - Tested advertising in Dubai and received more than 120 requests from business owners to connect new merchants. We opened 125 business accounts and 93 POS terminals for them and 80% made at least 1 transaction. They pay 1.5% for each deposit in crypto and additionally 1% for withdrawals in AED or USD (in fiat). The biggest purchase between merchants is USD 4,900. For now, we have no revenue, but project USD 70-90k/mo in the coming months, and we plan to increase sales, development, and legal departments and pass more marketing tests – a total of up to USD 200k/mo. However, we forecast total transaction of USD 450 million at a 3% EBITDA. The strategy will be based on the planned actions of the team: - Obtaining additional licenses, and building a completely legal product structure; - Replenishment of the staff with the necessary employees. - Improving the functionality of the product; - Strict calculation, reporting, and following the business plan.

- B2B insurance broking company. - We have about 300+ SME and mid-corporate clients, now developing new products and technology around opportunities in the market. - We are a team of about 70 people with a presence across 5 locations in India. - Our corporate sales team constantly works to onboard clients. - IRDAI licensed insurance brokers. - We earn revenue through commission on the sale of insurance to businesses. - The company has two shareholders and each of them has a 50% stake. - Pending office property loan of INR 2.75 crore. - Our sales have not reduced, we see an increase in sales in the months of July, August, and September.

What we are: A multi-national currency cross-border payment system and neo-bank with no physical branches, offering real-time global settlement in multiple currencies. It serves as a UPI aggregator and collaborates with major banks, payment partners, and card brands. They use a secured token offering and provide multiple banking apps for seamless payments. A multi-national currency cross-border payment system enables real-time currency exchange and settlement for individuals and businesses across different countries. It offers instant currency conversion, and compliance with international regulations, and empowers users in global finance and trade. Business is yet to kick-start operations. Not required to be registered under SEBI. Revenue model for our multi-national currency cross-border payments system: 1. Transaction fees: Charge a small percentage or a flat fee on each transaction conducted through the platform. 2. Merchant services: Earn fees from businesses for payment processing, POS systems, and e-commerce integrations. 3. Subscription plans: Offer premium or subscription-based plans for individual users and businesses, providing added features for a fee. 4. Interchange fees: Earn a portion of the interchange fees paid by merchants' banks for processing card transactions. 5. Currency conversion fees: Charge fees or markups on foreign exchange rates for international transactions and currency conversion. 6. Lending and credit services: Offer lending and credit products, earning interest and fees. 7. Investment and wealth management: Provide investment and wealth management services, earning fees based on assets under management and transaction fees. 8. Data monetization: Analyze transaction data and user behaviour, monetizing data by selling aggregated and anonymized information to third parties. 9. Partnerships and affiliates: Earn referral fees or commissions through partnerships with other businesses. 10. API access fees: Offer APIs for integration and charge usage-based fees or licensing fees. 11. Cross-selling financial products: Cross-sell other financial products like insurance or prepaid cards, earning commissions or fees. 12. Ad revenue: Display advertisements within the platform and earn revenue from advertisers. Neo-bank. A neobank, or digital bank, is a fintech company that operates solely online or through mobile apps, lacking physical branches. Neobanks focus on enhancing customer experiences by leveraging technology to streamline operations, lower costs, and offer a wide range of financial services. They often target specific niches or customer segments and can collaborate with traditional financial institutions. Key characteristics include: - Online-only operation. - Technological emphasis on convenience and efficiency. - Services like savings accounts, payment processing, lending, and budgeting tools. - Accessibility, user-friendly interfaces. Revenue model for our neo-bank: 1. Net interest margin (NIM): Generate revenue by lending deposits held in customer accounts, earning interest on loans. 2. Lending services: Offer personal loans, consumer credit, or small business loans and earn revenue from interest rates and associated fees. 3. Deposit fees: Charge fees for specific services like overdraft protection, wire transfers, or expedited card replacement. 4. Subscription plans: Provide premium or subscription-based plans with added features for a fee. 5. Card issuance and usage fees: Earn fees from card issuance, usage fees, and foreign exchange fees. 6. Merchant services: Offer payment processing and POS solutions to businesses and charge fees. 7. Investment services: Offer investment products and earn revenue through trading commissions and asset management fees. 8. Currency conversion fees: Charge fees or apply a markup on foreign exchange rates. 9. Partner commissions: Earn commissions for facilitating partnerships with fintech companies. 10. Cross-selling financial products: Promote and sell other financial products and earn commissions or referral fees. 11. Data monetization: Analyze customer transaction data and provide insights to businesses, generating revenue. 12. Affiliate marketing: Participate in affiliate marketing programs and earn commissions for referrals. 13. Interchange fees: Earn a portion of the interchange fees paid by merchants for processing card transactions. 14. ATM access fees: Charge fees for ATM cash withdrawals at out-of-network ATMs.

- We are an IRDA certified firm & one of the best FinTech Distribution Co. partnered with different insurance providers to sell their products. - Promoters are in this business for the last 28 years and have been associated with many reputed businesses. - Have partnered with ICICI Prudential, Max Life, HDFC Group, and other insurance companies to promote and sell their products. - Provided insurance to more than 15,000+ customers. Most of our customers are from Maharashtra. - Company offers mainly life, health, and general insurance as well as other BFSI products like education loans, mutual funds, and P2P Loans. - We have prepared one special life & health insurance plan (life & health combo) through our associated insurance companies. We are hopeful to do INR 50 crore business for this financial year. - Our company's revenue surged to an all-time high due to the growing number of clients we have been receiving.

Our Traction. - USD 157K Revenue in 2023 (profit USD 28K, Growth 200% YoY) - 340+ paid Schools as our clients with 120K+ Digital student cards issued. - 50K Parents app downloads. - Processing USD 10M online transactions. Model Business. - Subscription fee: USD 5 Per number of students per year. - Transactions fee: USD 0.2 / financial transactions. - Card issuing fee: USD 2 per card. Partnership: - Metranet. - BNI. - Telkom Indonesia.

- One-stop destination for all online services like mobile, DTH recharges, bill payment, bus booking, money-transfers, white-label recharge. - Our focus is to connect the rural, urban and semi-urban towns and villages in India through our portal for all financial and non-financial services. - Have an in-house built website and mobile app. - Mobile has over 5,000 downloads on Google Play Store. - Have more than 11,000 retail stores registered with us across India. - At the moment we only offer payment services but in the near future, we will launch an E-commerce portal. - Already in the process of onboarding sellers for E-commerce and require funds to speed up the process. - Company has partnered with ICICI Bank for payment processing and API transactions. - We generate revenue by charging 1-3% commission for every transaction or payment. - Promoters are highly experienced and employees are well-trained run the company operations.