Financial Distributors Businesses for Sale and Investment Opportunities in India

EIBL is an IRDA-approved and licensed business broker. We cater to corporate and retail clients with life and non-life insurance. The business operates in all of North India except New Delhi. EIBL has the approval to operate with all insurance companies. The company has earned vast experience and goodwill with its clients in the insurance sector. We had been instrumental in designing various products suitable to clients and persuaded insurance companies to quote for the same. The sales and EBITDA mentioned are already being generated by ongoing branches.

What we are: A multi-national currency cross-border payment system and neo-bank with no physical branches, offering real-time global settlement in multiple currencies. It serves as a UPI aggregator and collaborates with major banks, payment partners, and card brands. They use a secured token offering and provide multiple banking apps for seamless payments. A multi-national currency cross-border payment system enables real-time currency exchange and settlement for individuals and businesses across different countries. It offers instant currency conversion, and compliance with international regulations, and empowers users in global finance and trade. Business is yet to kick-start operations. Not required to be registered under SEBI. Revenue model for our multi-national currency cross-border payments system: 1. Transaction fees: Charge a small percentage or a flat fee on each transaction conducted through the platform. 2. Merchant services: Earn fees from businesses for payment processing, POS systems, and e-commerce integrations. 3. Subscription plans: Offer premium or subscription-based plans for individual users and businesses, providing added features for a fee. 4. Interchange fees: Earn a portion of the interchange fees paid by merchants' banks for processing card transactions. 5. Currency conversion fees: Charge fees or markups on foreign exchange rates for international transactions and currency conversion. 6. Lending and credit services: Offer lending and credit products, earning interest and fees. 7. Investment and wealth management: Provide investment and wealth management services, earning fees based on assets under management and transaction fees. 8. Data monetization: Analyze transaction data and user behaviour, monetizing data by selling aggregated and anonymized information to third parties. 9. Partnerships and affiliates: Earn referral fees or commissions through partnerships with other businesses. 10. API access fees: Offer APIs for integration and charge usage-based fees or licensing fees. 11. Cross-selling financial products: Cross-sell other financial products like insurance or prepaid cards, earning commissions or fees. 12. Ad revenue: Display advertisements within the platform and earn revenue from advertisers. Neo-bank. A neobank, or digital bank, is a fintech company that operates solely online or through mobile apps, lacking physical branches. Neobanks focus on enhancing customer experiences by leveraging technology to streamline operations, lower costs, and offer a wide range of financial services. They often target specific niches or customer segments and can collaborate with traditional financial institutions. Key characteristics include: - Online-only operation. - Technological emphasis on convenience and efficiency. - Services like savings accounts, payment processing, lending, and budgeting tools. - Accessibility, user-friendly interfaces. Revenue model for our neo-bank: 1. Net interest margin (NIM): Generate revenue by lending deposits held in customer accounts, earning interest on loans. 2. Lending services: Offer personal loans, consumer credit, or small business loans and earn revenue from interest rates and associated fees. 3. Deposit fees: Charge fees for specific services like overdraft protection, wire transfers, or expedited card replacement. 4. Subscription plans: Provide premium or subscription-based plans with added features for a fee. 5. Card issuance and usage fees: Earn fees from card issuance, usage fees, and foreign exchange fees. 6. Merchant services: Offer payment processing and POS solutions to businesses and charge fees. 7. Investment services: Offer investment products and earn revenue through trading commissions and asset management fees. 8. Currency conversion fees: Charge fees or apply a markup on foreign exchange rates. 9. Partner commissions: Earn commissions for facilitating partnerships with fintech companies. 10. Cross-selling financial products: Promote and sell other financial products and earn commissions or referral fees. 11. Data monetization: Analyze customer transaction data and provide insights to businesses, generating revenue. 12. Affiliate marketing: Participate in affiliate marketing programs and earn commissions for referrals. 13. Interchange fees: Earn a portion of the interchange fees paid by merchants for processing card transactions. 14. ATM access fees: Charge fees for ATM cash withdrawals at out-of-network ATMs.

- Consulting firm based in Hyderabad specialized in disbursal of loans for companies. - We associate with NBFCs and banks to source business loans through tele calling and digital marketing. - Revenue is generated by charging commissions on each loan disbursed. About 3% - 4% is charged from the total loan amount. - On an average, 10 business loans are disbursed each month. - Majority of our client base are manufacturers and distributors from Hyderabad. The client must be a business owner for at least 3 years to be able to qualify. - We have GST certificate, Udyam, labor license and telecom license. - Having a 2 lakh client data base and good number of repeat customers. - Promoter has 15 years experience and good relationships with bankers. - Received appreciation letters from bankers and are registered with Federation of Telangana chamber of commerce and industry.

- A pre-operational insurance marketing start-up company in the business of selling different insurance products to customers. - Planning to start our operations next month after acquiring the IRDA license. - We are in the merger stage with ICICI Prudential, HDFC Life, TATA AIA, etc. , which will be done after obtaining the license. - Will be starting with term life insurance, health insurance, home insurance and investment insurance. - Our website will be launched shortly and all the insurance companies will be listed on the website with their products. Customers can choose from the options available. - We will be charging ~ 50% commission from insurance companies, and that's how we will generate revenue. - Almost 20k leads have been generated through past contacts, social media and YouTube marketing. Expecting 4 - 5% conversion of these leads. - Projected sales in the first month are INR 50 lakhs with 10% profit margins. - Company has MCA registration, PAN and start-up India certificate. Waiting to receive the IRDA license. - Promoter has 7 years of experience in the insurance industry.

• A young startup, providing insurance claims investigation services for insurance companies and third party administrators. • Our head office is based in Secunderabad, Hyderabad. We have 5 additional branches operating in Andhra Pradesh, Karnataka, Jharkhand and Chattisgarh. Planning to expand to Tamil Nadu and Kerala as well. • The company was registered in 2022. We started onboarding clients 2 months back. • We have designed an online system and mobile app for claims investigation services which is a real time reporting system and we are the first in India to implement it. • Our clients are from Health and Life insurance companies. We have 4 active clients, which include IFFCO Tokio General Insurance, Acko General Insurance, TATA AIA Life Insurance and Mediassist. 2 more clients will join shortly. • We receive our payment on per case basis, which ranges between INR 2,000 to 7,000. We get about 600 cases per week. • Our activities include residence checks, employee verification, hospital verification etc. This does not involve providing insurance and hence, it is not required to be registered under any financial regulator. • We have a total of 140 employees spread across all the locations, among which 8 are full-time (including the directors) and the others are on a contractual basis. • The business is currently operated from the directors' personal funds, hence we are running at a breakeven. • We are booming quickly with more than expected business and will be in demand till the Insurance sector exists.

StockDaddy is India's leading stock learning platform, making it possible for users around the nation to grasp stock market skills with ease of choice. We create financial value in the lives of people by delivering our services with a focus on positive growth. We have 100% online classes. However, we have now embarked on our journey to establish hybrid learning centers. These hybrid centers will enable community-based learning and offer a chance for students to attend classes in a physical space. We currently have about 350 enrolled students and the average ticket size per student is INR 25,000. Our target market is individuals in the age group of 22-45 years, and most of the students are from Odisha and Maharashtra.