Payment Service Business Investment Opportunities

• Digital payment is the future of money. • We are the 1st of its kind wallet to accept cash payments in our digital payment network. • Licenced by the government of Nepal with a digital payment license, affiliation with the national TV, daily and many other esteemed companies. • Various revenue modules with service charges. • Digital payment services business located in Kathmandu, Nepal with 20 employees (8 tech & 12 marketing/admin) • We are a digital payment gateway with over 100,000 downloads and 400+ merchants on our platform and we are targeting to onboard 10,000 merchants by this year-end. • Nepal's online QR payment transactions in amount are near NPR 200 crore/month with nearly NPR 60lakhs transactions/month. i. e. are at NPR 2lakh QR scans daily and growing. • With a population of 40 lakh customers just in Kathmandu's capital city, there is a huge market to tap into. • We are working & enrolling on a franchise model and plan to have franchisees in every major city based on population and area. • By having the right strategy we project to generate a huge amount of revenue through franchise fees and shared transactions. • We deal in all B2B, B2C and C2C transactions. • Unique loyalty points as good as cash. Incorporated a loyalty program with 1 loyalty = NPR 10 and also a unique feature of not just accepting payment through QR code but also earning a commission on cash payment as well. • Team of companies & franchisees to penetrate the market.

- We are start up company that helps B2B clients for all their transaction needs. - Help businesses for transferring money, recharge and make payment. - Have 200 registered business.

- We are a ROC-certified firm planning to provide payment services, in talks to co-partner with ICICI Bank Ltd. - Currently, the business is in the planning stage and has many types of proof of concept. - Aim at providing the best solution to the Indian middle-class and youngsters. - We are in talks to tie-up with ICICI Bank and launch a prepaid card. - Customers will receive an instant 100% cash back on every transaction up to a limit that they subscribe to. The limit is set for a per monthly basis. - We have a projection report that shows a hopeful turnover of INR 7,000 crore business by the end of 2 years. - Will provide post devices to retailers to swipe our cards only. - Revenue generation will be through subscriptions, and an 18% commission is charged to retailers on every swipe. - Business operations will start in 6-7 months after the investment is received.

- Business is an online platform for payment, delivery and business solutions in Australia, India and Japan. - We provide secured and simple payment and money transfer options to customers. We charge percentage fee per transaction. - Business solutions like generating invoice, QR Codes, payment links and gateways are also available. Businesses can sign up for our periodic or forever subscription options. There are currently 100+ vendors registered with us. - We provide smart delivery solutions for online stores and restaurants. We also hire local cyclist and students who work for us part time. This saves cost and is environmentally friendly. Revenue is on commission basis per trip. This service is only available in Australia. - We are PCI DSS compliant in terms of safety and security. - All the profit is currently reinvested in the business so the EBITDA is zero.

- Platform is a competitive revolutionizing platform made for the customer. - Our platform is user-friendly & made for the user to save on their extra penny by earning rewards for the monthly rent expenses they incur. - It is an initiative for the households. - We are powered by Razorpay. - We are just testing with family and friends. - The promoter has 12+ years of market experience. - Have registration, COI, GST certificate, trade license and trademarked certificate. - 2 employees in HR and 2 in the technical department.

- Seed stage company which has the prototype ready for a digital payments portal. - Looking for investors to start with the FCA approvals and compliance and then followed by app development. - App will be hassle free and a one stop solution for customers' all payment needs from recharge to store/shopping payments. - Transactions will also lead to cashback and rewards helping us to have a good relationship and interaction with customers. - We have already developed a website to advertise our services and app will be compatible with both Android OS and iOS. - Intend to start from beginning of next year and planned to have the app released in the market by end of next year or early 2023. - We have put together around 1 year of research and development in this prototype. - Promoter has more than 12 years of work experience and expertise.

- Company has developed an end-to-end funds transfer platform. The software is connected to mobile money payment channels and is ready to be launched as B2B/B2C as well as P2P. - A sustainable borderless payment platform that drastically undercuts the incumbents by allowing customers to save on transfers in 70+ currencies, and real-time exchange rates. A way to pay and get paid from 190 countries. - We are a registered money service business in Canada which is a branch that offers money transfer services to individual customers. - We are registered with FINTRAC in Canada to offer our services and are looking for investors to start with the FCA approval in the UK and Lithuania. - We spent most of our time designing and developing the product post-company incorporation. - We have a customer-facing website, iOS, and Android apps and it is AWS cloud-based. Our mobile app is in the beta testing stage with over 200 early users. The app supports both business clients and individual users as well. - Software has a robust reporting and monitoring system. - Platform has multilingual micro-services and APIs- (over 300 API endpoints) - Has direct integration with payment gateways for credit and debit payments. - Company is incorporated in Estonia, Poland, the UK, Canada, and the United States. - Revenue will be generated through commissions of 1-2.5% on payments and subscriptions ranging from EUR 4.99-10.99. - This is a lucrative multi-stream business with different revenue models and has a steady cash flow. - Our team comes with 17+ years of experience in finance, technology, and business. - Company has 2 directors with 90% and 10% shareholding and has no debts or liabilities. - The director is based in Poland and manages the operations remotely.

- Business is in the planning and development stage to build digital as well as retail platform to provide various services. - These services include mobile recharge, bill payments, cash withdrawals and delivery of FMCG goods. We plan to add more services after the operations begin. - We currently have a working website where all of these transactions are facilitated by 500+ registered merchants. However, we plan to rebuild things from the scratch as it is not revenue generating. - Our target cities to build retail outlets are tier 2 and tier 3 cities in Uttar Pradesh where the reach of digital services is lesser known. We believe it is an untapped market and can generate good revenue. - Revenue will be generated on commission basis for retail stores, app and website. - We hope to start operations in 3-4 months after acquiring start up capital. - This idea is a product under our private limited company. The investor will get a stake in this product itself. - The owner has 6+ years of experience in this industry.

- We are an online payment processing and mobile wallet aggregation platform. - Currently have 50 merchants using our payment processing platform. - Have signed contracts worth USD 20 million with 3 clients for the future. - We mainly address the needs of SMEs and the growing real estate management market. - Our platform provides features such as online invoicing, UPI based payments, multi currency support, international acceptance of cards and quick deposit of funds. - Identified by Silicon India as 20 most promising FinTech companies in India. - Promoters have more than 18 years of experience in FinTech space.