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Payment Services Businesses for Sale and Investment Opportunities in India

Showing 1 - 15 of 34 Payment Services Businesses for Sale and Investment Opportunities in India. Buy or Invest in a Payment Service Business.

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Payment Services Company Investment Opportunity in New Delhi, India

Payment services company with 35k+ users seeks investment.
- The company operates in the payment services industry and is based in New Delhi, India. - Business currently has 5 employees and a user base of over 35,000 individuals. - Revenue is generated through the sale of loans, pay later services, gold, and investment commissions through partnerships with Cashe and Faircent. We charge a commission of 2% from the lenders. Also charge activation fees of INR 25. - As a startup, the company is currently experiencing low revenue generation despite its large user base. - The company is seeking investment to support its growth and expansion plans. - The potential for growth and diversification into additional financial products, such as gold and investment services, presents an opportunity for investors to capitalize on the evolving fintech landscape in India.
7.3   New Delhi
Run Rate Sales
USD 7 thousand
EBITDA Margin
40 %
Financial Investment
USD 6 K for 30%
Contact Business

Payment Services Company for Sale in Thiruvananthapuram, India

Business specializing in sales and service of telecom and broadbands with payment gateway services.
- Company's primary focus is on the sales and service of telecom and broadband services, and is an authorized partner of BSNL for the sales of new SIMs, broadband connections, and recharge services. - The company also operates as a sales and service provider for Tata Play, covering Trivandrum town, including new connection sales and recharge business. - In addition to its telecom and broadband services, the business develops and sells payment gateway technology to other companies and start-ups, providing gateway services across India for e-commerce sites. - We have served 10+ clients and we charge a monthly fee from the clients. - Business has GST, MOA, AOA, ROC and MSME certificates. - Majority of the revenue is generated from telecom and broadband sales and services. Revenue Split: BSNL: INR 90 Lakhs- (monthly) Tata Play: INR 10 Lakhs (monthly) Payment Gateway: INR 80 Lakhs (monthly) - We hire part-time staff for sales and services of broadband and telecom products.
6.9   Thiruvananthapuram
Run Rate Sales
USD 3 million
EBITDA Margin
2 %
Business for Sale
USD 500 K
Contact Business

Payment Services Startup Investment Opportunity in Bhilai, India

E-commerce application that provides convenience to shopkeepers and offers guaranteed cashback to users.
Revenue model: - Shopkeepers give us anywhere between 5%-15% of the billing amount (when the customer finds the shop through our app or makes the payment through it) - We have about INR 15-20 lakh of monthly billing through the platform. - We have a celebrity endorsing our app and have strong offline advertisements. - Our app has been used by more than 20,000 people and it has 10,000+ downloads on the Google Play Store. - We have started gaining momentum in Bhilai and Durg and will further expand once we get 1 lakh users in these two cities. - App and website are developed and maintained by a third party.
6.8   Bhilai
Run Rate Sales
USD 220 thousand
EBITDA Margin
Nil
Financial Investment
USD 1.2 Mn for 5%
Contact Business

Payment Services Company Investment Opportunity in Kolkata, India

Seeking Investment: Neo-banking startup to facilitate UPI payment in real-time across global currencies.
What we are: A multi-national currency cross-border payment system and neo-bank with no physical branches, offering real-time global settlement in multiple currencies. It serves as a UPI aggregator and collaborates with major banks, payment partners, and card brands. They use a secured token offering and provide multiple banking apps for seamless payments. A multi-national currency cross-border payment system enables real-time currency exchange and settlement for individuals and businesses across different countries. It offers instant currency conversion, and compliance with international regulations, and empowers users in global finance and trade. Business is yet to kick-start operations. Not required to be registered under SEBI. Revenue model for our multi-national currency cross-border payments system: 1. Transaction fees: Charge a small percentage or a flat fee on each transaction conducted through the platform. 2. Merchant services: Earn fees from businesses for payment processing, POS systems, and e-commerce integrations. 3. Subscription plans: Offer premium or subscription-based plans for individual users and businesses, providing added features for a fee. 4. Interchange fees: Earn a portion of the interchange fees paid by merchants' banks for processing card transactions. 5. Currency conversion fees: Charge fees or markups on foreign exchange rates for international transactions and currency conversion. 6. Lending and credit services: Offer lending and credit products, earning interest and fees. 7. Investment and wealth management: Provide investment and wealth management services, earning fees based on assets under management and transaction fees. 8. Data monetization: Analyze transaction data and user behaviour, monetizing data by selling aggregated and anonymized information to third parties. 9. Partnerships and affiliates: Earn referral fees or commissions through partnerships with other businesses. 10. API access fees: Offer APIs for integration and charge usage-based fees or licensing fees. 11. Cross-selling financial products: Cross-sell other financial products like insurance or prepaid cards, earning commissions or fees. 12. Ad revenue: Display advertisements within the platform and earn revenue from advertisers. Neo-bank. A neobank, or digital bank, is a fintech company that operates solely online or through mobile apps, lacking physical branches. Neobanks focus on enhancing customer experiences by leveraging technology to streamline operations, lower costs, and offer a wide range of financial services. They often target specific niches or customer segments and can collaborate with traditional financial institutions. Key characteristics include: - Online-only operation. - Technological emphasis on convenience and efficiency. - Services like savings accounts, payment processing, lending, and budgeting tools. - Accessibility, user-friendly interfaces. Revenue model for our neo-bank: 1. Net interest margin (NIM): Generate revenue by lending deposits held in customer accounts, earning interest on loans. 2. Lending services: Offer personal loans, consumer credit, or small business loans and earn revenue from interest rates and associated fees. 3. Deposit fees: Charge fees for specific services like overdraft protection, wire transfers, or expedited card replacement. 4. Subscription plans: Provide premium or subscription-based plans with added features for a fee. 5. Card issuance and usage fees: Earn fees from card issuance, usage fees, and foreign exchange fees. 6. Merchant services: Offer payment processing and POS solutions to businesses and charge fees. 7. Investment services: Offer investment products and earn revenue through trading commissions and asset management fees. 8. Currency conversion fees: Charge fees or apply a markup on foreign exchange rates. 9. Partner commissions: Earn commissions for facilitating partnerships with fintech companies. 10. Cross-selling financial products: Promote and sell other financial products and earn commissions or referral fees. 11. Data monetization: Analyze customer transaction data and provide insights to businesses, generating revenue. 12. Affiliate marketing: Participate in affiliate marketing programs and earn commissions for referrals. 13. Interchange fees: Earn a portion of the interchange fees paid by merchants for processing card transactions. 14. ATM access fees: Charge fees for ATM cash withdrawals at out-of-network ATMs.
Seeking Investment: Neo-banking startup to facilitate UPI payment in real-time across global currencies.
6.3   Kolkata
Run Rate Sales
Nil
EBITDA Margin
Nil
Financial Investment
USD 600 K for 5%
Contact Business

Payment Services Company Investment Opportunity in Bangalore, India

Bangalore based fintech company offering online payment services to over 10k users.
- Five year old company specializing in offering online payment services. - We have more than 10,000 users as of now. - Users are end customers who want to pay bills and recharge. - Promoters have 17 years of international experience in the tech and banking sectors. - Company has 4 directors with 50%, 25%, 15% and 10% split. - Business has no liability. - Revenue is generated from commissions. - Company is registered in Kerala but operations are in Bangalore. - We are still in the break-even stage as we are focussing on growth at the moment. - We are witnessing over 300% growth in revenue as we are expanding our services and location.
Bangalore based fintech company offering online payment services to over 10k users.
8.4   Bangalore
Run Rate Sales
USD 600 thousand
EBITDA Margin
Nil
Financial Investment
USD 1.1 Mn for 15%
Contact Business

Payment Services Company Investment Opportunity in Surat, India

Business planning on providing prepaid card which gives instant 100% cashback on every transaction.
- We are a ROC-certified firm planning to provide payment services, in talks to co-partner with ICICI Bank Ltd. - Currently, the business is in the planning stage and has many types of proof of concept. - Aim at providing the best solution to the Indian middle-class and youngsters. - We are in talks to tie-up with ICICI Bank and launch a prepaid card. - Customers will receive an instant 100% cash back on every transaction up to a limit that they subscribe to. The limit is set for a per monthly basis. - We have a projection report that shows a hopeful turnover of INR 7,000 crore business by the end of 2 years. - Will provide post devices to retailers to swipe our cards only. - Revenue generation will be through subscriptions, and an 18% commission is charged to retailers on every swipe. - Business operations will start in 6-7 months after the investment is received.
5.6   Surat
Run Rate Sales
Nil
EBITDA Margin
Nil
Financial Investment
USD 120 K for 5%
Contact Business

Payment Services Company Seeking Loan in Hazaribagh, India

Seeking Business Loan: Company aiming to provide cutting edge IT solutions to its costumers.
- Our company will be providing a variety of IT services to our clients. - We have not generated any revenue yet. However, with the proceeds from the business loan, we will commence operations and hire industry experts to render high quality services. - Expected profit margin on the business is 30 percent. With enormous growth potential in the industry, we will retire the capital amount along with interest payments to our lessor within the stipulated time frame. - Other details about the business are still under discussion.
7.1   Hazaribagh
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 18 K at 18%
Contact Business

Payment Services Business for Sale in Delhi, India

Company that provides a turn-key setup for payment aggregator business from scratch.
Offer - To set up a new payment aggregator or payment gateway business (turnkey setup from scratch with existing source code licence). - Please note: As per RBI's latest notification, payment aggregator businesses must maintain paid-up capital of INR 25 crore. (NA for Non-Indian Clients) - We may require proof of funds to start your project of a new payment aggregator as per the latest RBI guidelines. - Technology setup: We will set up the full technology with its source code via our licence to your dedicated AWS server for customization. - It would cost you a couple of months and over INR 10 crore to build your technology from scratch; This would also be why Most payment aggregators could not survive due to a lack of technology. - Our technology has various popular functions such as merchant onboarding, reseller account, admin account, and fully ready developer page with generated integration code. Our technology can generate a Fastpay link and payment checkout page for n number of payment methods on checkout pages, such as a credit card, debit card, and net banking & e-wallet processing system. - Our technology is built with PHP and MySQL DB with the capacity to manage a large transaction flow via dynamic routing through a load balancer. - PCI DSS certification: We will perform the first-year PCI DSS level 1 certification and get the PCI certificate issued to you within 60 - 90 days. Usually, the cost of PCI DSS is about INR 5 lakhs with a minimum of 6-18 months of developer effort, which costs up to INR 30 lakh for the first time. This is a mandatory requirement for payment aggregator businesses. Add-ons with their prices (These are not included in the selling price of INR 65 lakh) - Introduction with an Indian acquirer to facilitate acquiring services to process credit cards, debit cards, net banking & e-wallet payments for your merchants. Price - INR 1 lakh. - Introduction for Escrow account provider for merchant settlements via API. Price - INR 1 lakh. - Introduction for creating a UPI handle to collect the UPI payments with your own UPI handle. Price - INR 1 lakh. - Introduction for a virtual bank account system to collect the payment via IMPS or NEFT for your merchants at no cost. Price - INR 1 lakh. - Introduction to a law firm to prepare the merchant processing agreement, NDA, reseller agreement, CDD policy, and AML policy, among others. Price - INR 25,000. - Introduction to a law firm to apply for a licence with RBI. We would help connect a law firm experienced in such projects—price - INR 25,000. - Monthly patch update service—price - INR 1 lakh. - Monthly human resource service. Price - INR 1-3 lakh. - Monthly technical resource service. Price - INR 2-5 lakh. - Payout module with compatibility of the above module. Price - INR 25 lakh. - QR module with compatibility of the above module. Price - INR 15 lakh. - SAR for data localization & storage of payment system data. Price - INR 5 lakh. - Additional monthly support as per requirements. Our company has implemented and licensed over 35 payment gateways so far and completed many PCI DSS certifications with various QSA's nationwide.
8.7   Delhi
Run Rate Sales
Nil
EBITDA Margin
Nil
Business for Sale
USD 100 K
Contact Business

Payment Services Company Investment Opportunity in Gorakhpur, India

Digital service business wishing to expand locally via retail outlets, seeks seed stage investment.
- Business is in the planning and development stage to build digital as well as retail platform to provide various services. - These services include mobile recharge, bill payments, cash withdrawals and delivery of FMCG goods. We plan to add more services after the operations begin. - We currently have a working website where all of these transactions are facilitated by 500+ registered merchants. However, we plan to rebuild things from the scratch as it is not revenue generating. - Our target cities to build retail outlets are tier 2 and tier 3 cities in Uttar Pradesh where the reach of digital services is lesser known. We believe it is an untapped market and can generate good revenue. - Revenue will be generated on commission basis for retail stores, app and website. - We hope to start operations in 3-4 months after acquiring start up capital. - This idea is a product under our private limited company. The investor will get a stake in this product itself. - The owner has 6+ years of experience in this industry.
6.8   Gorakhpur
Run Rate Sales
Nil
EBITDA Margin
Nil
Financial Investment
USD 240 K for 10%
Contact Business

Payment Services Company Investment Opportunity in Kaushalpur, India

Start-up company that offers complete digital payment and E-commerce solutions seeks investment for marketing.
- One-stop destination for all online services like mobile, DTH recharges, bill payment, bus booking, money-transfers, white-label recharge. - Our focus is to connect the rural, urban and semi-urban towns and villages in India through our portal for all financial and non-financial services. - Have an in-house built website and mobile app. - Mobile has over 5,000 downloads on Google Play Store. - Have more than 11,000 retail stores registered with us across India. - At the moment we only offer payment services but in the near future, we will launch an E-commerce portal. - Already in the process of onboarding sellers for E-commerce and require funds to speed up the process. - Company has partnered with ICICI Bank for payment processing and API transactions. - We generate revenue by charging 1-3% commission for every transaction or payment. - Promoters are highly experienced and employees are well-trained run the company operations.
Start-up company that offers complete digital payment and E-commerce solutions seeks investment for marketing.
6.3   Kaushalpur
Run Rate Sales
USD 430 thousand
EBITDA Margin
2 %
Financial Investment
USD 30 K for 20%
Contact Business

Payment Services Startup for Sale in Ghaziabad, India

For Sale: PCI DSS Compliant Payment Gateway Software.
- Our software is ready to be updated on any domain via AWS Cloud. - We will perform PCI DSS Level 1 certification after the handover. - You can onboard the merchant under your brand name and offer them your API endpoint to integrate directly with your server. - Using this software, you can offer various services such as Fast checkout and invoicing system. - We are open to discussing any customization based on the requirements. - Our Software can integrate with other financial institutions, such as PSP and acquirers, via the s2s method and can offer integration to the merchant via the s2s method. - Our software can be integrated with any outgoing payout system to handle the payouts. - We can also discuss the future warrantee of the software based on requirements. - Our team is experienced in handling such projects for many other companies, and you can benefit from our expertise at no cost. Please Note: A. We are a software company selling the software license, which does not include the acquiring facility that allows you to accept the payment methods. You need to check with the Bank/acquirer for the same. B. We do not offer permission from the related regulatory body. Consult with your lawyer for the exact regulatory requirements of this business in your country. You may require legal obligations before launching the payment gateway business. C. The company does not control the fund flow between you and your bank/acquirer. We only act as a software vendor. D. To use this software, You must have experience in the merchant service/payment gateway business. E. The company reserves the right to accept or reject the offer anytime before signing MOU.
9.2   Ghaziabad
Run Rate Sales
Nil
EBITDA Margin
Nil
Business for Sale
USD 120 K
Contact Business

Payment Services Business Investment Opportunity in Durgapur, India

Mobile apps online coupons / deals and providing additional cashback to customers, having 7k+ users.
- A mobile app providing online coupons, based in Durgapur, West Bengal. - We collect coupons and deals from online stores and E-commerce websites, and we make it available to our customers on the app. - Have coupons and deals from over 1,000 online stores such Flipkart, Amazon, Snapdeal, Pizza Hut, Domino's among others. - We receive a commission from these online stores for every customer that uses the coupon code / deal through us. - The unique part about our business is that we provide additional cashback on top of these discounts to our customers. - The cashbacks are paid out from the commissions we receive from the online stores. - Currently have 7,000+ users on our app. - So far we have been testing the application. We are ready to launch the application on a scale now.
7.6   Durgapur
Run Rate Sales
USD 300
EBITDA Margin
15 %
Financial Investment
USD 90 K for 25%
Contact Business

Payment Service Franchise Opportunity

Pickbids, Established in 2019, 3 Franchisees, Bangalore Headquartered
  • 3000+ Page Views
  • 1000+ Investor Views
Pickbids is an online platform that will enable customers and local merchants to find the best deals, offers, and coupons. Currently, the platform is in the beta phase and we are expecting to launch in a month. We have currently tied-up with 300+ business and are in advanced discussions with over 500 brands. Revenue model: Monthly and yearly subscription plans for users. We are looking for franchise partners across major cities in India to expand vendor tie-ups. Franchise partners are expected to have an existing network and marketing expertise. They will establish tie-ups with business vendors and onboard the business on to our platform. Franchise partners will have a target (number of tie-ups) to achieve and they will get paid based on the sales commission we receive from the tied-up vendors. Franchise partner will receive 70% of the commission and we will keep 30%. We also charge a one-time brand fee of INR 3 lakh.
Pickbids, Established in 2019, 3 Franchisees, Bangalore Headquartered
8.2   Expanding in Ahmedabad
Exp Monthly Sales
USD 6 thousand
Space Required
200 - 500 Sq Ft
Investment Required
USD 6 - 12 K
Contact Company

Payment Services Business Investment Opportunity in New Delhi, India

Company which has B2B electronic payment portal seeks investment for startup up to INR 30L.
- Company has two verticals one is a B2B e-commerce portal and the other is B2B electronic payment portal. B2B e-commerce portal: - Our online e-commerce platform is specifically for small & medium businesses in India. - We connect traders, wholesalers and retailers directly with the manufacturers in India on a single platform. - We have more than 2,000 retailers, traders, and wholesalers registered with us. - Have more than 50 manufacturers registered on our platform. - We generate revenue from commissions earned from manufacturers on each order. B2B electronic payment portal: - We offer a complete online recharge business solution, where our users can recharge their Mobile (postpaid/prepaid), DTH, Data card, Landline, Gas, and Electricity and will make payment through the payment gateway. - Our online recharge includes cashback and reward points features which are helpful to attract customers. - Have around 4,000 users who are basically retailers and distributors. - We generate revenue from each transaction made by retailers and distributors. - Business assets include a website, customer database, and office equipment. - Since our target customers are B2B, we are not required to be registered under the financial regulators of the company.
6.3   New Delhi
Run Rate Sales
Nil
EBITDA Margin
Nil
Financial Investment
USD 30 K for 50%
Contact Business

Payment Services Company Seeking Loan in New Delhi, India

Hospitality marketing business providing loyalty programs to eight 5-star hotels in India and Nepal.
- Company provides hospitality marketing services such as loyalty cards and membership programs. - Our clients are 5-star hotels which include 6 hotels in India, and 2 hotels in Kathmandu, Nepal. Some of our well-known clients include Golden Tulip, Radisson, and Holiday Inn. - We offer yearly loyalty / membership programs for the customers of the hotels. Memberships provide offers on dining, accommodation and other privileges of the Hotel. - Membership programs are available with prices ranging from INR 7,000 to 10,000 for each member, and we collect the money from the customers and pass on a commission to the hotel based on the membership price. - We get 2,000+ membership subscriptions on a yearly basis. - Directors have over 20 years of industry experience. - Business owned assets include computers and office equipment.
5.9   New Delhi
Run Rate Sales
USD 300 thousand
EBITDA Margin
15 %
Business Loan
USD 30 K at 10%
Contact Business

Frequently
Asked
Questions

  • How many payment services businesses for sale and investment opportunities in India are listed on SMERGERS?
    There are 34 active and verified payment services businesses for sale and investment opportunities in India listed on SMERGERS as of 29 March 2024.
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