Building Maintenance Businesses Seeking Loan in Kerala

- We provide affordable architecture & interior design services using 3D modelling to our clients. - Once we create a design for the house, we also provide supervision services to our clients in order to ensure that the construction is in sync with our architectural design. - Average life of design projects is 1 month but supervision projects can vary between 1 month to 6 months. Full payment is received at the initiation. - We get anywhere between 20 to 25 clients for both these services per month. 80 percent of our revenue is through design & supervision. - Our business does not provide construction & developing services. We outsource such contracts to other contractors who pay us a fixed 5 percent of the project's value as a commission fee. No contracts exist with such contractors. - We outsource 2-3 such contracts per month which contribute to over 20 percent of our net revenue. - During the second wave of the pandemic, we did not receive many orders for either of our services that decreased our revenue. We still had to pay rent, salaries, software subscription fees and other fixed costs which depleted our reserves. - However, the demand has now picked up. We require the investment to start another office and expand our operations to meet the increased demand.

- Electrical contracting business based in Kochi that started operations in 2020 with another office in Thiruvananthapuram. - We undertake electrical works of private, government, and public sector clients pan Kerala. - Have completed 2 electrical projects so far. - Average duration of the project is 3-4 months. - Currently, working on 7 projects at the moment. - We have contract licenses for both electrical and civil work across Kerala. - We primarily work on govt projects followed by private works. - Can give work order document from the govt as collateral for the loan.