Specialty Retailers Seeking Loan in United Arab Emirates

- Company is based out of Ras Al-Khaimah and sells gifts & souvenirs, handicrafts, merchandises to major retail shops and tourists. - Products are sold under our own brand name. - We sell the products to 6-7 clients who have chain of retail outlets across the UAE. - We specialize in selling customized gifts items. - We supply the products to retail stores and they pay us after 30-50 days so the business has an outstanding amount of AED 100-150K with retail store clients. - Promoter also owns a 2,000 sq ft factory in Agra, India that has been operational for over 40 years. This factory exports product to business in the UAE. - The factory in India has the capacity to produce AED 500K worth of merchandises per month. - Indian and UAE companies are different entities even though they are owned by the same individual. - Promoter is based in UAE but during this pandemic, he is in India hence would be available on the Indian phone number. - Sales have been reduced due to a reduction in tourists, as a result, of the pandemic. - Physical assets owned by this business include product inventory.

• Retail luxury perfume brand located in the UAE. We have 7 retail shops located in popular malls across Dubai, Sharjah and Fujairah. • There are 5 shops in Dubai, which are located in the Deira, Jebel Ali Village, Umm Hurair, Al Mizhar and Jumeirah Circle Village. 1 in Sharjah locaed on the Dubai-Sharjah highway and 1 in Fujairah located on the Maliha Fujairah Road. • We sell different variants of perfumes, essential oils, air freshers and makeup cosmetics. • Our popular perfume variants include Ruby, Sensi, Opal and London Oud. We also sell other Luxury perfume brands such as Gucci, Dolce and Chanel. • We manufacture perfumes through Artek International on contract basis. Our raw materials are available locally and are sourced through 3-4 local distributors. • Our manufacturing capacity is around 60,000 perfumes per month. • An average of 20 purchases are made on daily basis. The value of each perfume ranges between AED 100 - 250. • There are a total of 20 employees, among which 8 are permanent and the others are hired on contract.

- Wholesale distributor of premium cosmetic products, with over 500 business clients. - Our clients are beauty salons, spas, retail stores, wholesalers, and distributors. - Products are sold in the UAE (80%), Bahrain, Qatar, and Oman. - Have exclusive brand distribution rights with 3 brands for the entire GCC. - Expanding into retail by securing product placements in large retail chains in the UAE & KSA. - We also train individuals and clients on waxing and nails as a VAS to generate additional revenue. Revenue from this service is negligible at the moment. - Management has 15 years of experience in banking and advisory. - Team consists of seasoned industry specialists. - We recently onboarded a new skincare brand and need funds for inventory purchase. - We have an AED 100K liability which will be cleared going forward. - Company has 2 partners with a 90% and 10% split.