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Microfinance Businesses for Sale and Investment Opportunities in India

Showing 1 - 14 of 14 Microfinance Businesses for Sale and Investment Opportunities in India. Buy or Invest in a Microfinance Business.

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Microfinance Company Investment Opportunity in Salem, India

Microfinance company providing INR 25 lakh worth of loans every month seeks investment.
- Nidhi registered microfinance company providing loans to small businesses, personal loans, and emergency loans. - We have CoA, GST, MoA, Nidhi Certification. - Have distributed 120+ micro-loans to different businesses and individuals. - We do KYC and also collect cheques and bank statements as assurance from the business owners wherever possible. - On average, we are providing INR 25 lakh worth of loans every month. - We have 3 debt collection executive who also acts as agents. They work on a commission basis.
6.2   Salem
Run Rate Sales
USD 300 thousand
EBITDA Margin
20 %
Financial Investment
USD 120 K for 15%
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Microfinance Company Seeking Loan in Ghatal, India

Nidhi microfinance company providing 10 lakh worth loans/month, 200 micro loans/year with 15-25% interest rate.
- Up and coming Nidhi registered micro finance company providing loans to small businesses, group loans to women, personal loans and emergency loans. - It was a running business which we acquired one year back and are now planning to expand it and make it a franchise model. - We provide loans to women and small businesses such as shopkeepers, auto drivers, taxi drivers. - Promoter is from the finance background and has more than 12 years of experience in management, sales and marketing. - We have distributed 200 micro loans to different business and individuals. - Our average loan ticket size is between INR 5,000 to 25,000. - We do KYC and also collect cheque and bank statements as assurance from the business owners wherever possible. - Our target is to provide 10,000 micro loans per year. - On an average we are providing INR 10 lakh worth loans every month. - Interest on the loan is in the range of 15 to 25 percent. - We have 20 collection executive who also acts as agents. They work on commission basis. - Repayment duration for the loans is between 3 months to 1 year.
6.3   Ghatal
Run Rate Sales
USD 140 thousand
EBITDA Margin
8 %
Business Loan
USD 12 K at 12%
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Microfinance Company Investment Opportunity in New Delhi, India

NBFC-MFI company focusing on providing financial support to poor women seek investment.
- Delhi-based NBFC MFI operating in 3 states with 20+ branches for the last 5+ years. - Had an AUM of Rs. 150 crores as of the end of last year. - The company's key management has an extensive experience of more than 15 years in the field of micro-finance activities. - We offer loans to women individuals with an interest rate of 26%. - Have offered loans to over 60,000 clients. - Promoter has experience in finance and is a CA.
7.7   New Delhi
Run Rate Sales
USD 3 million
EBITDA Margin
20 - 30 %
Financial Investment
USD 1.2 Mn for 11%
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Microfinance Company Seeking Loan in India

Microfinancing business lending to 80,000+ women entrepreneurs in the low-income group across India.
- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.
8.1   India
Run Rate Sales
USD 1.4 million
EBITDA Margin
7 %
Business Loan
USD 600 K at 12%
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Microfinance Company Seeking Loan in Hyderabad, India

Digital marketing company that plans to start providing micro loan services.
- We are a digital marketing company that was started in the beginning of the year. - Already have 4 large clients who have multiple branches across India. - We provide various digital marketing services such as social media marketing, SEO and website development. - Company has an annual contract with these clients to provide the services when required. - Our plan is to start another entity to provide micro loans services and have already started the registration process. - Within the next 15 days we expect to get the Nidhi permission to begin provision of loans. - Initially we would continue to use our current office space to provide these loans. - Promoter has 2 years of experience in digital marketing and 5 years of experience in financial services. - Company's physical assets include laptop, furniture and other office equipment.
8.3   Hyderabad
Run Rate Sales
USD 14 thousand
EBITDA Margin
30 %
Business Loan
USD 18 K at 12%
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Microfinance Business Investment Opportunity in Chennai, India

Micro finance company providing short term loans to small business owners, seeking funds for operations.
- A micro-finance company based in Chennai. - This is a new venture started by a group of companies involved in mobile app development, construction and other industries. - Regulatory approvals are in place. - We will be providing short term loans to small business owners, shopkeepers, auto and taxi drivers. - Business is still in the pre-revenue phase and will begin operations within the next 2 months. - We will be creating groups of 10 people that will have 1 group leader. Each member of the group is eligible for a loan between Rs. 15-30k and a repayment period of 12 - 24 months. - We have already setup 150 groups, and are ready to disburse the loans once funds are received. - Interest on loan would be between 20-23% p. a plus processing fee of Rs. 1,000 per loan disbursement. - The repayment of the loan taken will be done through per day installments. For example - repaying back Rs. 1,500 per day until x amount + interest is paid back. - The team leader ensures each individual of the team pays the loan back. If someone defaults then the rest of the team members must make up for that individual repayment for that particular day. - Field verification for each applicant would be done by our team before loan is approved by our credit managers. - Promoter is from finance background with more than 15 years of experience in managing investment portfolio, sales & marketing and developing HNI assets. - Locations that we have planned to start in the initial stage are - Salem, Coimbatore, Dharmapuri, Krishnagiri, Karaikudi, Ramanathapuram - All in Tamil Nadu. - Physical assets include the interior setup and equipment of the offices.
7.8   Chennai
Run Rate Sales
Nil
EBITDA Margin
Nil
Financial Investment
USD 360 K for 25%
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Microfinance Company Seeking Loan in Delhi, India

Newly started micro-finance company that has disbursed over INR 45 lakh to 500 clients.
- We are a micro-finance company that was recently started in Delhi. - Operations have been started and so far we have disbursed over INR 45 lakh to 500 clients. - We are associated with well known finance companies like Usha Finance and ASA Microfinance. - Company currently has one branch and is planning to open 10 more in the next 4-5 months. - Promoter has completed his MBA and CA Inter and has worked with micro-finance companies for over 8 years. - Company's physical assets include furniture, CCTV, lockers, cabins.
6.4   Delhi
Run Rate Sales
USD 30 thousand
EBITDA Margin
10 %
Business Loan
USD 240 K at 18%
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Microfinance Company Seeking Loan in Lucknow, India

Micro-finance company that lends to women entrepreneurs from lower income groups.
We are a micro-finance company that lends to women entrepreneurs from lower income group. Our model works on a 'Joint Liability Group' where a group of 4 to 10 individuals come together to avail a loan as a single entity or as a group against a mutual guarantee. Loans are targeted at women and all the loans granted are repayable in 52 weeks. To date we have more than 3,000 total borrowers with a total book outstanding of more than INR 1.5 crore since incorporation. Promoters are experienced bankers with each have more than 25 years of experience in the industry.
6.5   Lucknow
Run Rate Sales
USD 300 thousand
EBITDA Margin
12 %
Business Loan
USD 240 K at 17%
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Microfinance Company Seeking Loan in Sheohar, India

Company plans to provide loans to small retail businesses and individuals.
- Our company aims to provide loans to individuals and small businesses. - We would lend in amounts ranging from 5,000 to 50,000 INR for a year with nominal interest charge. We have a dedicated 10 member team who help in acquiring customers. They are also involved in collections from borrowers. - Individuals and small retailers seeking loans will have to register with us. We currently have 100 members registered mostly from Sheohar district. - Also planning to introduce fixed deposit and recurring deposit services in the future. - We require funds for working capital. This would help us achieve a sustenance cycle in our business.
6.8   Sheohar
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 12 K at 12%
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Microfinance Company Seeking Loan in Udaipur, India

Nidhi approved Microfinance company aims to provide loans to small shops in Udaipur.
- We are a Microfinance company targeting kirana and small shops in Udaipur. - We'll provide a maximum of INR 2 Lakh of loan against collateral security. - Our monthly target is 10 shops. - Our office setup is already done and we are urgently seeking funds to kick start the operation. - Founder of the company has 7 years of experience.
5.7   Udaipur
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 60 K at 12%
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Microfinance Company Investment Opportunity in Jaipur, India

Micro-finance company providing loans to women SHG group and have served 400+ members.
- Company provides loans to Female SHG group on collateral basis. - Have provided loans to over 400 members. - Our interest charges ranges from 22% to 27% - Founders have invested INR 50 lakh till date. - Seeking M&A opportunity.
5.5   Jaipur
Run Rate Sales
USD 50 thousand
EBITDA Margin
25 %
Financial Investment
USD 60 K for 60%
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Microfinance Company Seeking Loan in Varanasi, India

Microfinance company based in Varanasi is searching for a business loan.
- Business uses systematic processes, technology and training to help ensure it offers quality service to our borrowers. - Business gives loans for poor women ranging from Rs. 2,000 - Rs. 20,000. - Promoters have 3 years of experience in microfinance.
6.8   Varanasi
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 60 K at 12%
Contact Business

Microfinance Company Seeking Loan in Varanasi, India

Microfinance business in Varanasi providing loans to rural communities is searching for a business loan.
- Operations are in Varanasi and Mirzapur districts. - Directors have 20+ years experience in banking and microfinance.
6.2   Varanasi
Run Rate Sales
Nil
EBITDA Margin
4 %
Business Loan
USD 60 K at 12%
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Microfinance Company Seeking Loan in Ranchi, India

Business listed in NBFC serving Self-Help group, planning to start new line of loan business.
- Started as mediator to provide loan to self-help group from Indian bank. - Our startup funding was provided by World Bank. - We are also listed in NBFC. - Have strong hold in the market and have connection with over 2,500 self-help group. - We received 5% from the loan we provide to this group from Indian bank. - Our. - Planning to start other products like STPL Loan, Business Loan and Consumer Loan.
7.2   Ranchi
Run Rate Sales
USD 40 thousand
EBITDA Margin
16 %
Business Loan
USD 240 K at 16%
Contact Business

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  • How many microfinance businesses for sale and investment opportunities in India are listed on SMERGERS?
    There are 14 active and verified microfinance businesses for sale and investment opportunities in India listed on SMERGERS as of 29 March 2024.
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