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    Microfinance Businesses for Sale and Investment Opportunities in Philippines

    Showing 1 - 2 of 2 Microfinance Businesses for Sale and Investment Opportunities in Philippines. Buy or Invest in a Microfinance Business.

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    Microfinance Company for Sale in Manila, Philippines

    For Sale: Micro lending business with two branches offering consumer loans to individuals and businesses.
    - Microfinance business that lends to small businesses, and gives personal loans. - Started during the pandemic with 300 customers. - Now we get almost 50 customers every month with the help of freelance agents. - We charge an annual interest that ranges between 20-33% - The term of the loans is mostly 6 months. - Default rate of 3-5%, and these are mostly delays. All lendee repay their loans at the end of the day. - Complete client verification and membership with 2 of the country's biggest credit registries. - The company has full access to the borrower's repository of credit information and services. - There are 5 owners in the company with a varied split of ownership. 2 of the owners passed away in the pandemic. - There are no loans in the name of the legal entity. - Buyer gets the legal entity, licenses, and client list. - We started with our own capital and do not collect deposits. Now loans are disbursed for the company's corpus. - The total sales have dipped a bit as we have reduced the ticket sizes of the loans for the past few months.
    For Sale: Micro lending business with two branches offering consumer loans to individuals and businesses.
    8.4   Manila
    Run Rate Sales
    USD 250 thousand
    EBITDA Margin
    20 - 30 %
    Business for Sale
    USD 200 K
    Contact Business

    Microfinance Company for Sale in Manila, Philippines

    For Sale: Microcredit and digital lending platform with fully integrated front and back-office operations.
    - Digital lending platform with complete in-house client onboarding, verification, and loan disbursement. - Fully digital client onboarding and very efficient fully integrated front and back-office operation run with digital marketing. - About 700 clients have taken loans from us. - We have a margin of 27%-40% on the total loan amount. - Our monthly interest rates are between 2-4% and depends on the nature of the loan. - We use company capital used to disburse loans. - Growth was slow due to Covid but the market is recovering very fast now. - We suffered losses during Covid as some of the debtors were not able to make regular repayments due to the loss of jobs. - We disbursed loans worth USD 500,000 last year. - The company has 7 shareholders: 5 shareholders hold a total of 1%, an employee owns 2%, and the primary Dutch shareholder owns 97% of the company. - The Dutch shareholder is the point of contact for this transaction and they are currently based in The Netherlands. - The business has lost significant money during the startup phase but is now nearing breakeven operations. There is more work to do on the collection side of the business in terms of automating processes and getting staff on the motorbike.
    7.5   Manila
    Run Rate Sales
    USD 480 thousand
    EBITDA Margin
    25 %
    Business for Sale
    USD 1.2 Mn
    Contact Business

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    • How many microfinance businesses for sale and investment opportunities in Philippines are listed on SMERGERS?
      There are 2 active and verified microfinance businesses for sale and investment opportunities in Philippines listed on SMERGERS as of 25 April 2024.
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