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Consumer Lending Businesses for Sale and Investment Opportunities

Showing 1 - 15 of 52 Consumer Lending Businesses for Sale and Investment Opportunities. Buy or Invest in a Consumer Lending, NBFC, Credit Card, Consumer Leasing, Credit Union, Microfinance or a Personal Loan Business.

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NBFC Seeking Loan in New Delhi, India

NBFC providing AI-powered loan solutions to a wide clientele, loan book of INR 16 crores.
- The company is a New Delhi-based non-banking financial company (NBFC) operating in the finance industry, with a focus on empowering financial inclusivity through innovative and accessible solutions. - With a team of 10 employees, the company offers a diverse range of lending platforms, which provide personalized, AI-powered loan solutions to a wide clientele, including individuals and enterprises. - The company's loan book size stands at INR 16 Crores, indicating its growing influence in the financial sector and its ability to attract a significant client base of over 200 clients. - The revenue model is based on a wide range of loan products and innovative financial services, which supports sustainable growth and enhances the company's market presence. - The promoters of the company bring a wealth of experience in finance and business management, driving the strategic vision forward and fostering strong business relationships with stakeholders across various sectors. - The company offers loan disbursement ranging from about INR 50,000 to as much as INR 1 crore, with interest rates varying from 18-36% and tenures ranging from 24-36 months. Additionally, short-term personal loan products are available with tenures of 60-90 days. - The company sees a loan recovery rate of about 98% & debt collection is taken care of inhouse & through DSA's. - The company saw a huge growth in sales due to the convenience of digital lending, the entire process of lending has been shortened to just a few clicks.
9   New Delhi
Run Rate Sales
USD 3 million
EBITDA Margin
20 - 30 %
Business Loan
USD 6 Mn at 14%
Contact Business

Microfinance Company Seeking Loan in Tbilisi, Georgia

Microfinance company with 100+ clients and 15+ years of experience seeks loan for working capital.
- Microfinance company offering commercial, mortgage, and business loans. - Extensive experience in microfinance, spanning 15 years. - Professional staff with specialized expertise in financial services. - Well-established relations with supervisory bodies and regulators, ensuring compliance and credibility. - Proven communication channels with customers, fostering trust and transparency. - Strategically located office in a commercially active area of the city, enhancing accessibility. - Targeting small to medium-sized businesses. - Currently serving 100 clients exclusively in Georgia. - Holds licenses from the Central Bank of Georgia for registration and currency exchange. - Revenue model primarily based on interest and commissions on transactions. - Majority of revenue derived from interest payments.
Microfinance company with 100+ clients and 15+ years of experience seeks loan for working capital.
8.3   Tbilisi
Run Rate Sales
USD 90 thousand
EBITDA Margin
15 %
Business Loan
USD 1.9 Mn at 12%
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Microfinance Company Investment Opportunity in Salem, India

Microfinance company providing INR 25 lakh worth of loans every month seeks investment.
- Nidhi registered microfinance company providing loans to small businesses, personal loans, and emergency loans. - We have CoA, GST, MoA, Nidhi Certification. - Have distributed 120+ micro-loans to different businesses and individuals. - We do KYC and also collect cheques and bank statements as assurance from the business owners wherever possible. - On average, we are providing INR 25 lakh worth of loans every month. - We have 3 debt collection executive who also acts as agents. They work on a commission basis.
6.8   Salem
Run Rate Sales
USD 300 thousand
EBITDA Margin
20 %
Financial Investment
USD 120 K for 15%
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Microfinance Company Seeking Loan in Ghatal, India

Nidhi microfinance company providing 10 lakh worth loans/month, 200 micro loans/year with 15-25% interest rate.
- Up and coming Nidhi registered micro finance company providing loans to small businesses, group loans to women, personal loans and emergency loans. - It was a running business which we acquired one year back and are now planning to expand it and make it a franchise model. - We provide loans to women and small businesses such as shopkeepers, auto drivers, taxi drivers. - Promoter is from the finance background and has more than 12 years of experience in management, sales and marketing. - We have distributed 200 micro loans to different business and individuals. - Our average loan ticket size is between INR 5,000 to 25,000. - We do KYC and also collect cheque and bank statements as assurance from the business owners wherever possible. - Our target is to provide 10,000 micro loans per year. - On an average we are providing INR 10 lakh worth loans every month. - Interest on the loan is in the range of 15 to 25 percent. - We have 20 collection executive who also acts as agents. They work on commission basis. - Repayment duration for the loans is between 3 months to 1 year.
6.9   Ghatal
Run Rate Sales
USD 140 thousand
EBITDA Margin
8 %
Business Loan
USD 12 K at 12%
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Microfinance Company Seeking Loan in Jaffna, Sri Lanka

Invest in a microfinance firm with 5,000 customers providing small-group loans to Sri Lankan women.
1. The firm was established in 2017 to provide small-group loans for women in Sri Lanka. 2. The company is registered under the Lanka Microfinance Participation Association and has more than 5,000 customers. 3. Products & services offered include microloans, business loans, product loans, and staff loans. 4. The company is focused on reviewing and upgrading internal processes and systems to provide improved customer service. 5. The company's services are aimed at helping people in the district to become economically successful. 6. The company currently employs 33 people. 7. The company is headed by an experienced industry professional.
Invest in a microfinance firm with 5,000 customers providing small-group loans to Sri Lankan women.
7.4   Jaffna
Run Rate Sales
USD 1.7 million
EBITDA Margin
24 %
Business Loan
USD 340 K at 25%
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Newly Established Personal Loans Company for Sale in Toronto, Canada

For sale: Company providing rental deposit loans to improve access to housing market in Canada.
- This is an innovative new company that seeks to improve access to the rental housing market through rental deposit loans. - This provides a solution to one of Canada's most acute challenges in a sector for which there is very high demand. - New company with a growing number of applicants being vetted and pre-approved every day.
9.1   Toronto
Run Rate Sales
USD 2.6 million
EBITDA Margin
15 %
Business for Sale
USD 3.6 Mn
Contact Business

Gold Franchise Opportunity

Gold Cash Limited, Established in 2017, 54 Franchisees, Gurgaon Headquartered
  • 10+ introductions
  • 6000+ Page Views
  • 1000+ Investor Views
- India’s number one gold-buying company with an ISO certification, established six years ago. - We offer instant cash against gold and we release pledged or mortgaged gold at online gold rate. - We were awarded in Forbes India & National Achiever Award. - We have 50+ branches pan-India. - Our average walk-ins per branch is about 15-20 and our conversion rate is more than 90%. - The minimum value of gold buying per customer is about 5 grams. - We are national partners and aggregators to ICICI Bank and Rupeek for gold loans (pan-India). - We have the best customer reviews on our services. - We have been declared the most promising and growing brand in the gold-buying business by Sasha Media Solutions.
Gold Cash Limited, Established in 2017, 54 Franchisees, Gurgaon Headquartered
7.3   Expanding in India
Exp Monthly Sales
USD 120 thousand
Space Required
100 - 250 Sq Ft
Investment Required
USD 18 - 359 K
Contact Company

NBFC Seeking Loan in Ulaanbaatar, Mongolia

Fully-Insured Debt funding opportunity in a fast-growing Mongolian non-banking financial institution (NBFI). (Minimum Investment: $30,000)
The number of clients is 460, and the experience of our non-banking financial institution is 1 year and 6 months. Currently, our company is cooperating with the best companies in Mongolia such as Shilmel Buidan LLC, and Arina Electronics LLC. We are ready to cooperate with Nomin Electronics LLC if the additional investment comes in soon. We do not take any deposits and are rolling our initial corpus of USD 1 million to give out loans. We provide loans for assets like electronic appliances and cars. The maximum ticket size for a loan is USD 35,000. The monthly interest rate varies from 1-4% depending on the duration of the loan. We are financing partners for Shilmel Buidan and Arina Electronics among many others. Our process-driven and structured workflow, due diligence, and loan disbursal process make it very easy for us to manage operations with just 6 employees.
Fully-Insured Debt funding opportunity in a fast-growing Mongolian non-banking financial institution (NBFI). (Minimum Investment: $30,000)
9   Ulaanbaatar
Run Rate Sales
USD 700 thousand
EBITDA Margin
34 %
Business Loan
USD 10 Mn at 8%
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NBFC Investment Opportunity in Rajkot, India

RBI approved NBFC that has provided financial loan services to 5,000+ clients up till now.
The business was established 2 decades back and acquired by us a decade back. We are an RBI-certified NBFC loan company led by highly proficient directors having successful experience of 35+ years of growing business. Have great experience serving more than 5,000 happy clients. Have associated with more than 5 companies. Clients are individuals, businesses, and companies. Our total loan portfolio is INR 30 cr. We charge interest from clients on the loan to generate revenue.
RBI approved NBFC that has provided financial loan services to 5,000+ clients up till now.
8.6   Rajkot
Run Rate Sales
USD 600 thousand
EBITDA Margin
40 %
Financial Investment
USD 700 K for 20%
Contact Business

Microfinance Company Investment Opportunity in Kitwe, Zambia

MicroFinance business seeking investment to support expansion. We service largest markets in Zambia.
- We are located in the two most populous cities in Zambia - Lusaka and Kitwe. - We have invested in cloud-based tailored loan management system which will support scaling. - We have a Bank of Zambia licence and audited financials for every year since inception. - We have an established client base and are currently servicing over +500 clients on our loan book. - We have an experienced management team.
MicroFinance business seeking investment to support expansion. We service largest markets in Zambia.
7.5   Kitwe
Run Rate Sales
USD 70 thousand
EBITDA Margin
20 - 30 %
Financial Investment
USD 160 K for 50%
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Microfinance Company Investment Opportunity in New Delhi, India

NBFC-MFI company focusing on providing financial support to poor women seek investment.
- Delhi-based NBFC MFI operating in 3 states with 20+ branches for the last 5+ years. - Had an AUM of Rs. 150 crores as of the end of last year. - The company's key management has an extensive experience of more than 15 years in the field of micro-finance activities. - We offer loans to women individuals with an interest rate of 26%. - Have offered loans to over 60,000 clients. - Promoter has experience in finance and is a CA.
7.7   New Delhi
Run Rate Sales
USD 3 million
EBITDA Margin
20 - 30 %
Financial Investment
USD 1.2 Mn for 11%
Contact Business

NBFC for Sale in Panipat, India

For sale: NBFC based in Panipat with 13 clients and has lent INR 2.7 crore.
- 30-year-old NBFC. - The company is into lending money to individuals. - During the start of the company, the owner liquidated all the assets to fund the company. - The company has 13 clients with active loans. - We have given a loan of INR 2.7 cr to the clients. - Upon sale, all the loan amount will be transferred to the new buyer and the transfer of the RBI license would take 15-30 days of time. - Easily transferrable in 1 month's time. - Easily accept global funding. - Already through with all the formalities of RBI to convert it into a public company. - No litigations, no NPAs. - Cleanest possible profile available for takeover in the market.
For sale: NBFC based in Panipat with 13 clients and has lent INR 2.7 crore.
7.9   Panipat
Run Rate Sales
USD 30 thousand
EBITDA Margin
25 %
Business for Sale
USD 700 K
Contact Business

Profitable Consumer Leasing Company Seeking Loan in Melbourne, Australia

We provide short term finance to residential tenants and looking for finance partner.
- Have proven the demand for our products in the residential rental market across Australia with over 1,000 renters using our products. - We have lent almost AUD 1.2 million to Australian renters and are now looking to open new partnerships and increase marketing. - The rental bond market is huge, and with increased cash flow burdens, the addressable market for a financial service in this sector is growing daily. In the eastern states of Australia alone, there are approximately 1 million bonds transacted per annum at an average of AUD 1.7k per bond. - We are the market leader in providing financial assistance to Australian renters.
7.8   Melbourne
Run Rate Sales
USD 1.6 million
EBITDA Margin
20 - 30 %
Business Loan
USD 650 K at 12%
Contact Business

Microfinance Company for Sale in Manila, Philippines

For Sale: Micro lending business with two branches offering consumer loans to individuals and businesses.
- Microfinance business that lends to small businesses, and gives personal loans. - Started during the pandemic with 300 customers. - Now we get almost 50 customers every month with the help of freelance agents. - We charge an annual interest that ranges between 20-33% - The term of the loans is mostly 6 months. - Default rate of 3-5%, and these are mostly delays. All lendee repay their loans at the end of the day. - Complete client verification and membership with 2 of the country's biggest credit registries. - The company has full access to the borrower's repository of credit information and services. - There are 5 owners in the company with a varied split of ownership. 2 of the owners passed away in the pandemic. - There are no loans in the name of the legal entity. - Buyer gets the legal entity, licenses, and client list. - We started with our own capital and do not collect deposits. Now loans are disbursed for the company's corpus. - The total sales have dipped a bit as we have reduced the ticket sizes of the loans for the past few months.
For Sale: Micro lending business with two branches offering consumer loans to individuals and businesses.
8.4   Manila
Run Rate Sales
USD 250 thousand
EBITDA Margin
20 - 30 %
Business for Sale
USD 210 K
Contact Business

Consumer Lending Company Investment Opportunity in Mendoza, Argentina

Fintech with platform for execution of financial transactions seeks investors for first round of financing.
Company with a financial platform developed mainly for clients that were left out of the traditional banking system. We make credit profiles, out of the traditional focusing our products on marginalized customers of the traditional system.
8.8   Mendoza
Run Rate Sales
USD 168 thousand
EBITDA Margin
30 - 40 %
Financial Investment
USD 190 K for 13%
Contact Business

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  • How many consumer lending businesses for sale and investment opportunities are listed on SMERGERS?
    There are 52 active and verified consumer lending businesses for sale and investment opportunities listed on SMERGERS as of 19 April 2024.
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