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Consumer Lending Businesses Seeking Loan in India

Showing 1 - 15 of 22 Consumer Lending Businesses Seeking Loan in India. Lend to a Consumer Lending, NBFC, Credit Card, Consumer Leasing, Credit Union, Microfinance or a Personal Loan Business.

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Consumer Lending Company Seeking Loan in Bihar, India

Newly established company providing small loans to members, currently having 200 registered members.
- Newly established company providing small loans to members. - People deposit money on daily, monthly and yearly basis as per their convenience. - Our target customer base are the small business owners. - We work according to RBI guidelines. - We have 200 members registered with us. - The maximum interest rate we can charge is 20% - Promoter has an experience of 6 years.
5.7   Bihar
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 6 K at 10%
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Microfinance Company Seeking Loan in Ghatal, India

Nidhi microfinance company providing 10 lakh worth loans/month, 200 micro loans/year with 15-25% interest rate.
- Up and coming Nidhi registered micro finance company providing loans to small businesses, group loans to women, personal loans and emergency loans. - It was a running business which we acquired one year back and are now planning to expand it and make it a franchise model. - We provide loans to women and small businesses such as shopkeepers, auto drivers, taxi drivers. - Promoter is from the finance background and has more than 12 years of experience in management, sales and marketing. - We have distributed 200 micro loans to different business and individuals. - Our average loan ticket size is between INR 5,000 to 25,000. - We do KYC and also collect cheque and bank statements as assurance from the business owners wherever possible. - Our target is to provide 10,000 micro loans per year. - On an average we are providing INR 10 lakh worth loans every month. - Interest on the loan is in the range of 15 to 25 percent. - We have 20 collection executive who also acts as agents. They work on commission basis. - Repayment duration for the loans is between 3 months to 1 year.
6.3   Ghatal
Run Rate Sales
USD 140 thousand
EBITDA Margin
8 %
Business Loan
USD 12 K at 12%
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Microfinance Company Seeking Loan in Sheohar, India

Company plans to provide loans to small retail businesses and individuals.
- Our company aims to provide loans to individuals and small businesses. - We would lend in amounts ranging from 5,000 to 50,000 INR for a year with nominal interest charge. We have a dedicated 10 member team who help in acquiring customers. They are also involved in collections from borrowers. - Individuals and small retailers seeking loans will have to register with us. We currently have 100 members registered mostly from Sheohar district. - Also planning to introduce fixed deposit and recurring deposit services in the future. - We require funds for working capital. This would help us achieve a sustenance cycle in our business.
6.8   Sheohar
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 12 K at 12%
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NBFC Seeking Loan in Navi Mumbai, India

Nidhi company with 200 active members and registered around 1,250 members till date is seeking funding.
- We offer loans and accept deposits from our members. We target small-scale shop owners and the middle class sector of the economy. We desire to inculcate the habit of saving among the commoners of India. - Since inception, we have registered over 1,250 clients. However, we have over 150 - 250 active members that deposit funds into their account on a daily basis. - We have disbursed around INR 15 - 20 lakh in loans till date out of which 60% of the funds have been returned with the remaining 40% outstanding. The company charges an interest of 16% - 19% for the loans depending on the profile in question. - The credit limit available on a loan for a particular member is up to 80% of the deposit amount present in their account. If a member wants a larger loan then the business must obtain a guarantee from two alternate members that the loan amount will be repaid by the specified member on time. As a result, the company has 0 defaulters on loan repayments. - Over 80% of the deposits have been returned to the members. Owing to the cash crunch that was created by the ongoing pandemic, members are withdrawing their money rapidly. The company has around INR 15,00,000 in deposits currently. We provide an annual interest rate of 7% (approx) on the deposits.
6.8   Navi Mumbai
Run Rate Sales
USD 14 thousand
EBITDA Margin
7 %
Business Loan
USD 12 K at 12%
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Consumer Lending & Auto Insurance Business Seeking Loan in Bangalore, India

Car loans provider also involved in car trading, having high turnover seeking Investment for growth.
- We are associated with leading banks, offering services to our clients by selling financial products like Car insurance, car loans and home loans. - We also buy and sell used cars. - Business can generate up to 10% healthy returns every month. - Founder has the industry experience of over 8 years founder being associated with leading financial institutions.
6.8   Bangalore
Run Rate Sales
USD 54 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 12 K at 70%
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Microfinance Company Seeking Loan in Hyderabad, India

Digital marketing company that plans to start providing micro loan services.
- We are a digital marketing company that was started in the beginning of the year. - Already have 4 large clients who have multiple branches across India. - We provide various digital marketing services such as social media marketing, SEO and website development. - Company has an annual contract with these clients to provide the services when required. - Our plan is to start another entity to provide micro loans services and have already started the registration process. - Within the next 15 days we expect to get the Nidhi permission to begin provision of loans. - Initially we would continue to use our current office space to provide these loans. - Promoter has 2 years of experience in digital marketing and 5 years of experience in financial services. - Company's physical assets include laptop, furniture and other office equipment.
8.3   Hyderabad
Run Rate Sales
USD 14 thousand
EBITDA Margin
30 %
Business Loan
USD 18 K at 12%
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Consumer Lending Company Seeking Loan in Raisen, India

Provides short term loans to SMEs, having served more than 100+ clients.
Company provides short term loans against a security to small enterprises upto a tune of INR 1 lakh. Since inception, we have served 100+ clients amounting to a total lending of INR 15 lakh. The loan duration is for a maximum of 4 months and we charge an annual interest of 18%. At any point in time we have INR 10 lakh with us to lend. Seeking funds to expand to Bhopal and nearby cities. Business owned assets include laptops and furniture.
5.7   Raisen
Run Rate Sales
USD 10 thousand
EBITDA Margin
15 %
Business Loan
USD 24 K at 18%
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Consumer Leasing Company Seeking Loan in Raipur, India

Consumer leasing company that provides temporary money to employees whose salaries are delayed.
- We lend money to employees whose salaries are delayed. - Currently in talks with Education sector (government) - If the salary for employee is delayed than we will calculate their average salary and lend them. Once they receive their actual salary the difference amount will be adjusted through bank account.
7.1   Raipur
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 60 K at 10%
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NBFC Seeking Loan in Haridwar, India

Nidhi company that undertakes deposits and gives out short-term loans, currently having 70+ customers.
- Nidhi company operating in Haridwar. - Started operations recently and already have 70+ clients who use our financial products. - We primarily give unsecured loans of small ticket sizes at annual interest rates of over 20% - Have given around 50 such loans and our current loan book is worth INR 50 lakh. - The average tenure of the loans is 2 - 3 years. - We are also able to offer annual interest rates of 10% on our fixed deposit accounts.
6.3   Haridwar
Run Rate Sales
USD 110 thousand
EBITDA Margin
10 %
Business Loan
USD 60 K at 10%
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Microfinance Company Seeking Loan in Varanasi, India

Microfinance business in Varanasi providing loans to rural communities is searching for a business loan.
- Operations are in Varanasi and Mirzapur districts. - Directors have 20+ years experience in banking and microfinance.
6.2   Varanasi
Run Rate Sales
Nil
EBITDA Margin
4 %
Business Loan
USD 60 K at 12%
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Microfinance Company Seeking Loan in Udaipur, India

Nidhi approved Microfinance company aims to provide loans to small shops in Udaipur.
- We are a Microfinance company targeting kirana and small shops in Udaipur. - We'll provide a maximum of INR 2 Lakh of loan against collateral security. - Our monthly target is 10 shops. - Our office setup is already done and we are urgently seeking funds to kick start the operation. - Founder of the company has 7 years of experience.
5.7   Udaipur
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 60 K at 12%
Contact Business

NBFC Seeking Loan in Balotra, India

Retail bank with 200 RD/FD accounts and INR 5 lakhs of distributed loan.
- We are a startup NBFC located in Balotra. - Business has been operational for 8 months. - We take deposits and provide loans to our customers. We are governed by RBI. - Have opened 200 RD/FD accounts for our users. - We have distributed loans worth INR 5 lakhs so far. - Our interest rates start from 14.5%-24% for gold loans and 14%-19% for personal loans. - Loans are provided to people who are looking for small personal loans belonging to rural areas. - Business is managed by 3 partners with one having the majority of the stake. - Business is debt-free. - The collateral provided is the personal property of one of the directors.
Retail bank with 200 RD/FD accounts and INR 5 lakhs of distributed loan.
7.2   Balotra
Run Rate Sales
USD 3.6 thousand
EBITDA Margin
7 %
Business Loan
USD 60 K at 15%
Contact Business

Consumer Lending Business Seeking Loan in Visakhapatnam, India

Well established firm providing automobile finance and have served 5,000+ customers till date.
- We are in the business of automobile finance. - We have tie-ups with multiple NBFCs like Shriram Transport, Hinduja Leyland and Fortune Integrated Assets. - We have served 5,000+ customers till date and are also associated with Hero, Ape-Piaggio, Bajaj and Suzuki showrooms around the city for two wheeler and three wheeler financing. - We generate revenue through the interest rate difference offered by NBFCs to our customers. - Promoter has a business experience of 18 years and also runs a construction business.
5.7   Visakhapatnam
Run Rate Sales
USD 300 thousand
EBITDA Margin
10 %
Business Loan
USD 60 K at 15%
Contact Business

Personal Loans Company Seeking Loan in Kochi, India

Nidhi company accepting deposits, providing loans to individuals in Kerala against small collateral, especially gold.
Nidhi company run & managed by ex-bank official with more than 20 years of industry experience. Provide loans to individuals against small security, especially gold. Each loan offered is for a short term, up to a year and we charge an interest rate of 15-20% annually. We receive interest every 3 months from customers. Kerala is a huge market for us and we project turnover of INR 10 crore in 5 years. Company operates from a rented facility in Kochi and we own 3 computers and a few furniture.
Nidhi company accepting deposits, providing loans to individuals in Kerala against small collateral, especially gold.
7.5   Kochi
Run Rate Sales
USD 140 thousand
EBITDA Margin
15 %
Business Loan
USD 60 K at 10%
Contact Business

Microfinance Company Seeking Loan in Varanasi, India

Microfinance company based in Varanasi is searching for a business loan.
- Business uses systematic processes, technology and training to help ensure it offers quality service to our borrowers. - Business gives loans for poor women ranging from Rs. 2,000 - Rs. 20,000. - Promoters have 3 years of experience in microfinance.
6.8   Varanasi
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 60 K at 12%
Contact Business

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    There are 22 active and verified consumer lending businesses seeking loan in India listed on SMERGERS as of 28 March 2024.
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