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Consumer Lending Businesses for Sale and Investment Opportunities in Asia

Showing 1 - 15 of 45 Consumer Lending Businesses for Sale and Investment Opportunities in Asia. Buy or Invest in a Consumer Lending, NBFC, Credit Card, Consumer Leasing, Credit Union, Microfinance or a Personal Loan Business.

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Consumer Lending & Auto Insurance Business Seeking Loan in Bangalore, India

Car loans provider also involved in car trading, having high turnover seeking Investment for growth.
- We are associated with leading banks, offering services to our clients by selling financial products like Car insurance, car loans and home loans. - We also buy and sell used cars. - Business can generate up to 10% healthy returns every month. - Founder has the industry experience of over 8 years founder being associated with leading financial institutions.
6.8   Bangalore
Run Rate Sales
USD 54 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 12 K at 70%
Contact Business

Microfinance Company for Sale in Manila, Philippines

For Sale: Microcredit and digital lending platform with fully integrated front and back-office operations.
- Digital lending platform with complete in-house client onboarding, verification, and loan disbursement. - Fully digital client onboarding and very efficient fully integrated front and back-office operation run with digital marketing. - About 700 clients have taken loans from us. - We have a margin of 27%-40% on the total loan amount. - Our monthly interest rates are between 2-4% and depends on the nature of the loan. - We use company capital used to disburse loans. - Growth was slow due to Covid but the market is recovering very fast now. - We suffered losses during Covid as some of the debtors were not able to make regular repayments due to the loss of jobs. - We disbursed loans worth USD 500,000 last year. - The company has 7 shareholders: 5 shareholders hold a total of 1%, an employee owns 2%, and the primary Dutch shareholder owns 97% of the company. - The Dutch shareholder is the point of contact for this transaction and they are currently based in The Netherlands. - The business has lost significant money during the startup phase but is now nearing breakeven operations. There is more work to do on the collection side of the business in terms of automating processes and getting staff on the motorbike.
7.5   Manila
Run Rate Sales
USD 480 thousand
EBITDA Margin
25 %
Business for Sale
USD 1.2 Mn
Contact Business

Microfinance Company for Sale in Manila, Philippines

For Sale: Micro lending business with two branches offering consumer loans to individuals and businesses.
- Microfinance business that lends to small businesses, and gives personal loans. - Started during the pandemic with 300 customers. - Now we get almost 50 customers every month with the help of freelance agents. - We charge an annual interest that ranges between 20-33% - The term of the loans is mostly 6 months. - Default rate of 3-5%, and these are mostly delays. All lendee repay their loans at the end of the day. - Complete client verification and membership with 2 of the country's biggest credit registries. - The company has full access to the borrower's repository of credit information and services. - There are 5 owners in the company with a varied split of ownership. 2 of the owners passed away in the pandemic. - There are no loans in the name of the legal entity. - Buyer gets the legal entity, licenses, and client list. - We started with our own capital and do not collect deposits. Now loans are disbursed for the company's corpus. - The total sales have dipped a bit as we have reduced the ticket sizes of the loans for the past few months.
For Sale: Micro lending business with two branches offering consumer loans to individuals and businesses.
8.4   Manila
Run Rate Sales
USD 260 thousand
EBITDA Margin
20 - 30 %
Business for Sale
USD 210 K
Contact Business

NBFC for Sale in Panipat, India

For sale: NBFC based in Panipat with 13 clients and has lent INR 2.7 crore.
- 30-year-old NBFC. - The company is into lending money to individuals. - During the start of the company, the owner liquidated all the assets to fund the company. - The company has 13 clients with active loans. - We have given a loan of INR 2.7 cr to the clients. - Upon sale, all the loan amount will be transferred to the new buyer and the transfer of the RBI license would take 15-30 days of time. - Easily transferrable in 1 month's time. - Easily accept global funding. - Already through with all the formalities of RBI to convert it into a public company. - No litigations, no NPAs. - Cleanest possible profile available for takeover in the market.
For sale: NBFC based in Panipat with 13 clients and has lent INR 2.7 crore.
7.9   Panipat
Run Rate Sales
USD 30 thousand
EBITDA Margin
25 %
Business for Sale
USD 700 K
Contact Business

Personal Loan Business Assets for Sale in Selangor, Malaysia

Company seeking to sell a license for distributing online loans in Malaysia.
- The owner is seeking to sell an online loan license that will allow the prospective buyer to promote and provide loans across Malaysia. - The license will permit the prospective buyer to provide the following loans: housing, personal, business, car, motorcycle, electrical/ electronic appliance, and secured loans. - The license does not possess any restrictions on changing the name of the business or director. - Currently, there are only 5 such licenses issued throughout Malaysia, and all of them are owned by major companies. - The license is provided by the Government of Malaysia using extremely selective criteria such as extensive documentation, display of funds (minimum MYR 15 million) along a minimum time of 1 to 2 years before the accept or reject decision. - This is the only available license in the Malaysian market to penetrate into this business. The sale price simply includes the market value of the license.
7.5   Selangor
Ownership Duration
1-5 year(s)
Industries
Commercial Loans + 1 more
Asset Sale
USD 320 K
Contact Business

Microfinance Company Seeking Loan in Tbilisi, Georgia

Microfinance company with 100+ clients and 15+ years of experience seeks loan for working capital.
- Microfinance company offering commercial, mortgage, and business loans. - Extensive experience in microfinance, spanning 15 years. - Professional staff with specialized expertise in financial services. - Well-established relations with supervisory bodies and regulators, ensuring compliance and credibility. - Proven communication channels with customers, fostering trust and transparency. - Strategically located office in a commercially active area of the city, enhancing accessibility. - Targeting small to medium-sized businesses. - Currently serving 100 clients exclusively in Georgia. - Holds licenses from the Central Bank of Georgia for registration and currency exchange. - Revenue model primarily based on interest and commissions on transactions. - Majority of revenue derived from interest payments.
Microfinance company with 100+ clients and 15+ years of experience seeks loan for working capital.
8.3   Tbilisi
Run Rate Sales
USD 90 thousand
EBITDA Margin
15 %
Business Loan
USD 1.8 Mn at 12%
Contact Business

Consumer Lending Company Investment Opportunity in Maharashtra, India

Distributor of micro, personal, business loan and LAP having tie ups with multiple financial institutions.
- A newly established start up organisation with a highly experienced team in relevant finance industry. - We provide micro loans ranging from Rs. 30,000 to 1 lakh, Personal loans, Business Loans and loan against property. - From the date of establishment May 2018 we have disbursed a loan amount of more than Rs 5 Cr. - Currently we have presence in 5 states including Maharashtra, Goa, Tamil Nadu, Jammu and Kashmir and Odisha. - Our projected business establishment is pan India. - Plans to expand by registering as an NBFC.
6.6   Maharashtra
Run Rate Sales
Nil
EBITDA Margin
Nil
Financial Investment
USD 600 K for 20%
Contact Business

Personal Loans Company Seeking Loan in Battambang Province, Cambodia

Startup business provides personal loans to businesses and individuals, having successfully lent to 200 clients.
- Our business provides personal loans, working capitals loan, quick revolving loan and pawn to small firms, individuals, employees and farmers. - Have provided loans to over 200 customers since incorporate in June 2017. - All the loans we provide are short term loans. - We take collateral from each customer for any size of loans. - Have successfully provided USD 800,000. - Owner has 10 years of experience.
Startup business provides personal loans to businesses and individuals, having successfully lent to 200 clients.
6.8   Battambang Province
Run Rate Sales
USD 1.2 million
EBITDA Margin
30 %
Business Loan
USD 300 K at 10%
Contact Business

NBFC Seeking Loan in Obra, India

Nidhi company with 900+ customers and INR 1.63 crores of loans disbursed seeking growth capital.
- Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.
7.9   Obra
Run Rate Sales
USD 130 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 120 K at 18%
Contact Business

Microfinance Company Investment Opportunity in Jaipur, India

Micro-finance company providing loans to women SHG group and have served 400+ members.
- Company provides loans to Female SHG group on collateral basis. - Have provided loans to over 400 members. - Our interest charges ranges from 22% to 27% - Founders have invested INR 50 lakh till date. - Seeking M&A opportunity.
5.5   Jaipur
Run Rate Sales
USD 50 thousand
EBITDA Margin
25 %
Financial Investment
USD 60 K for 60%
Contact Business

Consumer Lending Company Investment Opportunity in Sri Lanka

Lending money asset base micro business and SME.
- We are a company which helps business for channeling of funds between lenders and borrowers. - We are into micro finance company dealing with lending portfolios having included Hire Purchase, Business Loans, Corporate Loans, Factoring, SME Loans, Personal Loans, Property Mortgage Loans, Education Loans, Project Loan, Real Estate and Micro credit. - Looking at economic developments after the war and a growing financial sector well regulated under the authorities, we think our company is ready to bloom. - The company taking initiatives to expand its branch especially in the Northern, Eastern Central, North Central, Uva and Sabaragamuwa provinces. - We are planning to target the SME sector which will ensure growth of the nation and a regular customer base. - The investment would be used to expand the reach of our financial services,
Lending money asset base micro business and SME.
6.8   Sri Lanka
Run Rate Sales
USD 65 thousand
EBITDA Margin
20 - 30 %
Financial Investment
USD 500 K for 20%
Contact Business

Consumer Lending Company Seeking Loan in Chennai, India

Government approved financial service provider (Nidhi Company) with 40+ branches and 50,000 clients.
- We are a Government approved Nidhi company and are a well known financial service provider in the region. - Currently operates more than 40 branches across Tamil Nadu including 8 branches in Chennai. - We have over 50,000 clients who use our financial products. - Our client base has been growing at 20-30% on YoY basis. - We are able to offer interest rates of over 10% on our Fixed Deposit accounts and have built a strong reputation for our trustworthiness. - The physical assets owned by the business include gold, land, commercial Building, operating assets and other pledged assets.
8.3   Chennai
Run Rate Sales
USD 4.3 million
EBITDA Margin
6 %
Business Loan
USD 360 K at 10%
Contact Business

Personal Loans Company Investment Opportunity in Madurai, India

Newly licensed Nidhi company, seeking funds to start operations and setup offices in Chennai.
- We are a newly established Nidhi company, with license to provide mortgage and personal loan. - Have 32 members who have actively invested in the company, through which we are able to provide loans. - Company provides loans starting from 1 to 25 lakh INR, with a minimum tenure of 6 months to 5 years. - We have provided loans to 80 customers, who are individuals as well as businesses. We give out loan only through member's references and post KYC. - Our promoters and core members have more than 20 years of experience in banking sector. - Looking forward to expand our customer base by setting up more branches in towns of Madurai belt and setup operations in Chennai as well.
5.7   Madurai
Run Rate Sales
Nil
EBITDA Margin
Nil
Financial Investment
USD 600 K for 20%
Contact Business

Microfinance Company Seeking Loan in Sheohar, India

Company plans to provide loans to small retail businesses and individuals.
- Our company aims to provide loans to individuals and small businesses. - We would lend in amounts ranging from 5,000 to 50,000 INR for a year with nominal interest charge. We have a dedicated 10 member team who help in acquiring customers. They are also involved in collections from borrowers. - Individuals and small retailers seeking loans will have to register with us. We currently have 100 members registered mostly from Sheohar district. - Also planning to introduce fixed deposit and recurring deposit services in the future. - We require funds for working capital. This would help us achieve a sustenance cycle in our business.
6.8   Sheohar
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 12 K at 12%
Contact Business

NBFC Seeking Loan in Haridwar, India

Nidhi company that undertakes deposits and gives out short-term loans, currently having 70+ customers.
- Nidhi company operating in Haridwar. - Started operations recently and already have 70+ clients who use our financial products. - We primarily give unsecured loans of small ticket sizes at annual interest rates of over 20% - Have given around 50 such loans and our current loan book is worth INR 50 lakh. - The average tenure of the loans is 2 - 3 years. - We are also able to offer annual interest rates of 10% on our fixed deposit accounts.
6.3   Haridwar
Run Rate Sales
USD 110 thousand
EBITDA Margin
10 %
Business Loan
USD 60 K at 10%
Contact Business

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  • How many consumer lending businesses for sale and investment opportunities in Asia are listed on SMERGERS?
    There are 45 active and verified consumer lending businesses for sale and investment opportunities in Asia listed on SMERGERS as of 28 March 2024.
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