Consumer Lending Businesses for Sale in Asia

Showing 1 - 3 of 3 Consumer Lending Businesses for Sale in Asia. Buy a Consumer Lending, NBFC, Credit Card, Consumer Leasing, Credit Union, Microfinance or a Personal Loan Business.

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Businesses For Sale

NBFC for Sale in Panipat, India

For sale: NBFC based in Panipat with 13 clients and has lent INR 2.7 crore.

- 30-year-old NBFC. - The company is into lending money to individuals. - During the start of the company, the owner liquidated all the assets to fund the company. - The company has 13 clients with active loans. - We have given a loan of INR 2.7 cr to the clients. - Upon sale, all the loan amount will be transferred to the new buyer and the transfer of the RBI license would take 15-30 days of time. - Easily transferrable in 1 month's time. - Easily accept global funding. - Already through with all the formalities of RBI to convert it into a public company. - No litigations, no NPAs. - Cleanest possible profile available for takeover in the market.

7.9 Panipat

Run Rate Sales

USD 30 thousand

EBITDA Margin

25 %

Business for Sale

USD 700 K

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Microfinance Company for Sale in Manila, Philippines

For Sale: Micro lending business with two branches offering consumer loans to individuals and businesses.

- Microfinance business that lends to small businesses, and gives personal loans. - Started during the pandemic with 300 customers. - Now we get almost 50 customers every month with the help of freelance agents. - We charge an annual interest that ranges between 20-33% - The term of the loans is mostly 6 months. - Default rate of 3-5%, and these are mostly delays. All lendee repay their loans at the end of the day. - Complete client verification and membership with 2 of the country's biggest credit registries. - The company has full access to the borrower's repository of credit information and services. - There are 5 owners in the company with a varied split of ownership. 2 of the owners passed away in the pandemic. - There are no loans in the name of the legal entity. - Buyer gets the legal entity, licenses, and client list. - We started with our own capital and do not collect deposits. Now loans are disbursed for the company's corpus. - The total sales have dipped a bit as we have reduced the ticket sizes of the loans for the past few months.

8.4 Manila

Run Rate Sales

USD 250 thousand

EBITDA Margin

20 - 30 %

Business for Sale

USD 200 K

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Microfinance Company for Sale in Manila, Philippines

For Sale: Microcredit and digital lending platform with fully integrated front and back-office operations.

- Digital lending platform with complete in-house client onboarding, verification, and loan disbursement. - Fully digital client onboarding and very efficient fully integrated front and back-office operation run with digital marketing. - About 700 clients have taken loans from us. - We have a margin of 27%-40% on the total loan amount. - Our monthly interest rates are between 2-4% and depends on the nature of the loan. - We use company capital used to disburse loans. - Growth was slow due to Covid but the market is recovering very fast now. - We suffered losses during Covid as some of the debtors were not able to make regular repayments due to the loss of jobs. - We disbursed loans worth USD 500,000 last year. - The company has 7 shareholders: 5 shareholders hold a total of 1%, an employee owns 2%, and the primary Dutch shareholder owns 97% of the company. - The Dutch shareholder is the point of contact for this transaction and they are currently based in The Netherlands. - The business has lost significant money during the startup phase but is now nearing breakeven operations. There is more work to do on the collection side of the business in terms of automating processes and getting staff on the motorbike.

7.5 Manila

Run Rate Sales

USD 480 thousand

EBITDA Margin

25 %

Business for Sale

USD 1.2 Mn

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There are 3 active and verified consumer lending businesses for sale in Asia listed on SMERGERS as of 23 April 2024.
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