Specialty Retailers Seeking Loan

- Seeking senior secured lender on a $1.5 million short-term commodity trade finance facility for a Turkish tobacco trader. - Each deal amount is approx $750,000 on shipment of tobacco leaves from India to Antwerp, Belgium. - Up to 2 deals may overlap but cannot exceed $1.5 million in aggregate. - Each deal is for a total duration of approx 60 – 90 days and is on an uncommitted, transactional basis and continuously recurs. - Each deal is comprised of 2 phases. First phase is voyage finance from India load port to a warehouse in Antwerp, Belgium for a duration of up to 60 days. - Second phase is warehouse finance in Antwerp, Belgium for a duration of up to 30 days. - Shipped tobacco is pledged as collateral to the Lenders. - Senior secured lender to provide 85% of each loan. - The company will provide 15% of each loan as a junior secured lender and document the agreements and book/administer the loans. Senior lender interest rate is SOFR + 12%pa. Current SOFR is approx 5.35%pa. Thus, all in rate is 17.35% pa (=12% + 5.35%) currently. - There will be a floor SOFR of 3.5% pa. - Established 16 years ago and headquartered in Istanbul, Turkey, promoter is a tobacco producer and trader. The company has over 120 employees of which 30 employees are in Turkey. - There are 100 clients, globally located but most of them are in Europe. - The company has 7 years of strong relationship with the Indian supplier, ITC. Purchases 4 - 5 shipments from ITC every year with satisfactory performance on quality and quantity. - Company's total assets are $4.5 million, and annual sales are $2.8 million. - The promoter is New York based and is currently in Tokyo, the business is headquartered in Istanbul.

- Company offers a diverse range of beauty products including toners, creams, and soaps. - Collaborate with 10 suppliers from Thailand, the USA, Korea, and the Philippines. - Stock products from other brands to provide a comprehensive beauty solution. - Serve a client base where 70% are Filipinos, showcasing a strong market presence in the Filipino community. - Strategically located showroom on the busy main road of Almansoura, enhancing foot traffic and visibility. - Generate 60% of revenue through retail sales, indicating a strong in-store customer engagement. - Provide doorstep delivery services, catering to the convenience of customers. - Utilize social media for promotions and collaborate with famous influencers for wider market reach and engagement. - Backed by 20 years of experience from promoters, bringing invaluable expertise and knowledge to the business operations. - Fully licensed for incorporation and import, ensuring legal compliance and smooth business operations. - We also have a spa business but the loan is solely for the cosmetic vertical. - The revenue figures represent solely the revenue from the beauty shop vertical and not the spa revenue.

- We are an omnichannel multi-brand toy retail store. - We also sell products through our website and Amazon. - 70% of revenue is generated through our store and the rest is through online sales. - Receive 10-12 walk-in customers on average daily. - Have tied up with 20-25 vendors to procure items for our store. - We offer convenient same-day delivery services in the Delhi NCR region through our website. Moreover, we extend delivery services across India for smaller products. - Our business prioritizes building long-lasting relationships with every visitor, ensuring they become valued, permanent customers. - While we may not have received formal awards, our commitment to quality and customer satisfaction remains unwavering. - The business only has one employee due to a lack of funds to hire more employees. - Promoter has 15+ years of experience in the industry. - Business has a GST certificate.

- Have over 22k followers on Instagram. - We set up ad for the offers through FB campaigns and Instagram. The profit ratio is very good. For Example: If a product is sold for Rs. 300/- The making cost of the product is 60% ie. Rs. 180/- The profit is between surely 80-100% (100 - 120) - Our newly launched birthday frames are a damn hit. We sold each product at Rs 750/- and we have done more than 100 frames in a month. - We receive around 3-4 customers daily.

1. We are a beauty product wholesale company in Kaunas with 90 employees. 2. Specialize in the wholesale of beauty products such as skin care, hair care, perfumery, and beauty products. 3. Our client base is around 1,500 retailers and 3,000 total clients that generate our revenue from gross sales. serving B2B and B2C customers worldwide. 4. Have strong connections with major brands such as L'Oreal, CHANEL, L'OCCITANE, Hugo Boss, Schwarzkopf, and Proctor & Gamble. 5. Our awards list includes Industry Awards 2022, Top Įmonė Rekvizitai 2021, Stipriausi Lietuvoje 2020, Stipriausi Lietuvoje Lyderiai 2021, Better Business Awards 2021, The European Awards, Best of Business Awards 2021, European Services Awards 2020, Gazelė 2020, German Business Awards in Lithuania 2015, European Business Awards, Winner Chambers Europe Award 2020, and Export Industry Awards 2019. 6. Have consistently achieved high levels of success and recognition within the industry. 7. We continue to strive for excellence in providing our customers with quality products and services. 8. Have 90 employees who specialize in marketing, sales, and procurement.

- Business delivers products all over India. - Operates with a network of 70-40 vendors across India. - The main customer base primarily consists of South Indian customers. - Utilizes Instagram and Facebook as the primary sales channels. - Manages own delivery personnel and maintains agreements with vendors for direct delivery. - Promoter has over 7 years of experience in the industry. - Workforce comprises 1 manager and 1 supervisor. - Achieved high sales through the implementation of a new marketing strategy. - The business has fostered strong relationships with 8,000+ customers, resulting in valuable learning experiences and customer loyalty.

• Our business is a helium balloon kit trading business located in Dubai, with 9 employees. • We provide helium balloon kits that are portable, with 30 and 50 balloons available in each kit. • We currently operate as an e-commerce business but want to expand to the retail sector. • Our company supplies to various party stores and we also sell our products on Amazon. • There are two manufacturers located in China for helium balloon kits which helps in cutting costs for the business. • We have expanded to the USA and UK in the last 6 months.