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Microfinance Businesses for Sale and Investment Opportunities

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Microfinance Company Seeking Loan in Odisha, India

NBFC with 6,800 registered members following JLG model that disbursed INR 10 crore last year.
- NBFC / microfinance company with over 6,800 registered members. Target individuals from lower income class. - We do not accept any public deposits. Only engaged in lending. - Have lent over INR 10 crores in the previous financial year out of which INR 5.6 crores is outstanding payments. - Charge an interest rate of 12.5 percent on average. An average loan size is INR 15,000-20,000. - Follow a JLG model. Each member is a part of a group consisting of 6 members which is a part of a larger house consisting of 20 members. Also follow a SAGE model that is exclusive to female members only. Should a member default on loan repayments, the entire group takes the liability for the same. - Have a field officer that is responsible for verifying all the documentation of the member, undertaking a credit check, and conducting house and neighbourhood inspections before providing a loan. - Primarily rely on word-of-mouth promotion and referral to acquire new members.
NBFC with 6,800 registered members following JLG model that disbursed INR 10 crore last year.
7.0   Odisha
Run Rate Sales
USD 2 million
EBITDA Margin
7 %
Business Loan
USD 700 K at 7%
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Newly Established Microfinance Company Seeking Loan in Hyderabad, India

Digital marketing company that plans to start providing micro loan services.
- We are a digital marketing company that was started in the beginning of the year. - Already have 4 large clients who have multiple branches across India. - We provide various digital marketing services such as social media marketing, SEO and website development. - Company has an annual contract with these clients to provide the services when required. - Our plan is to start another entity to provide micro loans services and have already started the registration process. - Within the next 15 days we expect to get the Nidhi permission to begin provision of loans. - Initially we would continue to use our current office space to provide these loans. - Promoter has 2 years of experience in digital marketing and 5 years of experience in financial services. - Company's physical assets include laptop, furniture and other office equipment.
8.3   Hyderabad
Run Rate Sales
USD 16 thousand
EBITDA Margin
30 %
Business Loan
USD 20 K at 12%
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Microfinance Business Seeking Loan in Bangalore, India

Co-operative society that provides microfinance as personal, business and education loan and has 1,200+ members.
Co-operative society based in Bangalore that has permission to provide microfinance across all regions in Karnataka. We provide personal, business and education loans to our members. Have provided loans to 1,200+ members till date. We currently raise funds from 4-5 individuals but are also in talks with credit unions, banks and government organizations in order to establish tie-ups with them. From 4-5 individuals, we have raised over INR 40 lakh of funds and have disbursed a total loan of INR 20 lakh to our members. We provide only secured loans at a yearly interest rate of 17%. Before providing loans, we conduct a background verification. We outsource the background verification and accounting works to third party credit managers and accountants. We also have tie-ups with 20+ pigmy agents who collects loan repayments from our members at the time of maturity. Our co-operative society is a multiple purpose society which means, we also have provision to start industries / factories and undertake real estate projects. However, we currently focus only on microfinance activity. Our co-operative society was registered two years ago but we began operations at the beginning of this year. This is the reason why our last year's revenue was low. Founder of the society has 8 years of experience in finance industry.
6.3   Bangalore
Run Rate Sales
USD 16 thousand
EBITDA Margin
4 %
Business Loan
USD 70 K at 12%
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Newly Established Microfinance Company Seeking Loan in Mumbai, India

Savings and microfinance Nidhi company looking to expand its customer base.
- Our company was registered almost 4 months ago and we plan to start operations by next month. - We will offer microfinance loans and daily deposit savings to our members. - The initial value of these loans will be from INR 5,000 and would have an interest of 22% to 30% per annum. - Have taken up an office in Mumbai but we have not been able to start operations due to the current global situation. - Promoter has 15 years of experience in the finance industry.
7.5   Mumbai
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 27 K at 15%
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Microfinance Business Investment Opportunity in Chennai, India

Micro finance company providing short term loans to small business owners, seeking funds for operations.
- A micro-finance company based in Chennai. - This is a new venture started by a group of companies involved in mobile app development, construction and other industries. - Regulatory approvals are in place. - We will be providing short term loans to small business owners, shopkeepers, auto and taxi drivers. - Business is still in the pre-revenue phase and will begin operations within the next 2 months. - We will be creating groups of 10 people that will have 1 group leader. Each member of the group is eligible for a loan between Rs. 15-30k and a repayment period of 12 - 24 months. - We have already setup 150 groups, and are ready to disburse the loans once funds are received. - Interest on loan would be between 20-23% p. a plus processing fee of Rs. 1,000 per loan disbursement. - The repayment of the loan taken will be done through per day installments. For example - repaying back Rs. 1,500 per day until x amount + interest is paid back. - The team leader ensures each individual of the team pays the loan back. If someone defaults then the rest of the team members must make up for that individual repayment for that particular day. - Field verification for each applicant would be done by our team before loan is approved by our credit managers. - Promoter is from finance background with more than 15 years of experience in managing investment portfolio, sales & marketing and developing HNI assets. - Locations that we have planned to start in the initial stage are - Salem, Coimbatore, Dharmapuri, Krishnagiri, Karaikudi, Ramanathapuram - All in Tamil Nadu. - Physical assets include the interior setup and equipment of the offices.
7.8   Chennai
Run Rate Sales
Nil
EBITDA Margin
Nil
Financial Investment
USD 400 K for 25%
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Microfinance Company Seeking Loan in Delhi, India

Newly started micro-finance company that has disbursed over INR 45 lakh to 500 clients.
- We are a micro-finance company that was recently started in Delhi. - Operations have been started and so far we have disbursed over INR 45 lakh to 500 clients. - We are associated with well known finance companies like Usha Finance and ASA Microfinance. - Company currently has one branch and is planning to open 10 more in the next 4-5 months. - Promoter has completed his MBA and CA Inter and has worked with micro-finance companies for over 8 years. - Company's physical assets include furniture, CCTV, lockers, cabins.
6.3   Delhi
Run Rate Sales
USD 32 thousand
EBITDA Margin
10 %
Business Loan
USD 270 K at 18%
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Microfinance Company Investment Opportunity in Kampala, Uganda

Micro-finance company providing short term lending to entrepreneurs with 6 branches in and around Kampala.
- A microfinance company based in Kampala, Uganda that started operations in 2016. - We provide short term finance to small scale businesses and entrepreneurs for their working capital requirements. - The various loans offered include - Instant loans, consumer loans, individual business loans, agriculture loans and home improvement loans. - The loans vary in duration from 4-12 weeks. - Apart from financial services, we extend non-financial services as well by understanding clients business and helping them grow. - Currently have 2,700 clients with 1,800 active borrowers. - Witnessing an increase of 8% client growth rate per month. - Partnering with Shona business accelerators and Kiva.
Micro-finance company providing short term lending to entrepreneurs with 6 branches in and around Kampala.
7.8   Kampala
Run Rate Sales
USD 840 thousand
EBITDA Margin
10 - 20 %
Financial Investment
USD 230 K for 60%
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Microfinance Company Investment Opportunity in Bokaro, India

Member micro-finance company helping small business owners raise loans, having served 200+ businesses.
Company provides member micro-finance to small businesses such as retail, hardware shops, fruits & vegetable vendors and other cart based vendors. In just 6 months, we have provided loans to 200+ business owners. Our business has 2 branches in Jharkhand and 2 branches in Bihar, in the process of opening the 3rd branch in Bihar. While providing micro loans, each business owner passes through our verification process of their daily account transaction based on which we decide the size of loan. Each loan is given out for 1 year term and is dispatched only after taking collateral security. We charge 13% interest on loan and 2.6% service tax. Director of the firm also runs other multiple companies.
6.4   Bokaro
Run Rate Sales
USD 160 thousand
EBITDA Margin
20 %
Financial Investment
USD 34 K for 25%
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Microfinance Business Seeking Loan in Jela Sadar, India

Company provides personal loan in rural and urban areas seeks investment to build capital.
- We are operating since 2016 as a trust that provides Self Help Group Loan (SHG Loan), mainly to rural community. - Our trust consists of 5 members who finances and manages loan disbursements. Have provided loans to more than 50 individuals till date. - Our executives surveys nearby villages to understand borrowers' requirements and create groups. Company disburses loans for the entire group of 30 to 50 borrowers. - We offer a minimum of INR 10,000 and maximum of INR 50,000 as loan to borrowers. The background of borrowers are typically farmers, laborers and self-employed women. - We offer loans at a nominal interest rate of 16 to 20%. Tenure of the loan will be 1 to 2 years. Collection will be done on weekly basis. - Receiving more demand for our loan services and we are looking to raise funds to fulfill the demand.
5.6   Jela Sadar
Run Rate Sales
USD 3.2 thousand
EBITDA Margin
15 %
Business Loan
USD 70 K at 10%
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Microfinance Company Seeking Loan in Johannesburg, South Africa

Authorized credit provider under National Credit Regulator, seeking funds for setting up new branch.
- We are a South African credit provider company operating since 2016, having license under National credit regulator of South Africa. - Provide small loans of ranging from 2,000 to 10,000 ZAR to individuals, with interest and tenure based on credit regulations. - Till date, we have provided loans to more than 1,000 clients, and our customer base is growing by 30% every year. - We are operating 2 branches based in Johannesburg, and are seeking funds to open another branch to accelerate our customer acquisition drive.
6.0   Johannesburg
Run Rate Sales
USD 57 thousand
EBITDA Margin
25 %
Business Loan
USD 7 K at 15%
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Microfinance Company Seeking Loan in Mumbai, India

Micro Finance Company providing loans to small businesses, personal and group loans.
- Micro Finance Company providing loans to small businesses, group loans to women, personal loans and emergency loans. - It was a running business which we acquired one year back and are now planning to expand it and make it a franchise model. - We provide loans to women and small businesses such as shopkeepers, auto drivers, taxi drivers. - Promoter is from the finance background and have more than 12 years of experience in management, sales and marketing. - Have distributed 200 micro loans to different business and individuals. - Our average loan ticket size is between INR 5,000 to 25,000 in first attempt which is provided. - We do KYC and also collect cheque and bank statements as assurance from the business owners wherever possible. - Our target is to provide 10,000 micro loans per year. - On an average we are providing INR 10 lakh worth loans every month. - Interest on the loan is in the range of 15 to 25 percent. - We have 20 collection executive who also acts as agents. They work on commission basis. - Repayment duration for the loans is between 3 months to 1 year.
7.7   Mumbai
Run Rate Sales
USD 160 thousand
EBITDA Margin
20 - 30 %
Business Loan
USD 700 K at 15%
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Microfinance Company Seeking Loan in Lucknow, India

Micro-finance company that lends to women entrepreneurs from lower income groups.
We are a micro-finance company that lends to women entrepreneurs from lower income group. Our model works on a 'Joint Liability Group' where a group of 4 to 10 individuals come together to avail a loan as a single entity or as a group against a mutual guarantee. Loans are targeted at women and all the loans granted are repayable in 52 weeks. To date we have more than 3,000 total borrowers with a total book outstanding of more than INR 1.5 crore since incorporation. Promoters are experienced bankers with each have more than 25 years of experience in the industry.
6.5   Lucknow
Run Rate Sales
USD 320 thousand
EBITDA Margin
12 %
Business Loan
USD 270 K at 17%
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Microfinance Company Seeking Loan in Sheohar, India

Company plans to provide loans to small retail businesses and individuals.
- Our company aims to provide loans to individuals and small businesses. - We would lend in amounts ranging from 5,000 to 50,000 INR for a year with nominal interest charge. We have a dedicated 10 member team who help in acquiring customers. They are also involved in collections from borrowers. - Individuals and small retailers seeking loans will have to register with us. We currently have 100 members registered mostly from Sheohar district. - Also planning to introduce fixed deposit and recurring deposit services in the future. - We require funds for working capital. This would help us achieve a sustenance cycle in our business.
5.6   Sheohar
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 13 K at 12%
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Microfinance Company Seeking Loan in Udaipur, India

Nidhi approved Microfinance company aims to provide loans to small shops in Udaipur.
- We are a Microfinance company targeting kirana and small shops in Udaipur. - We'll provide a maximum of INR 2 Lakh of loan against collateral security. - Our monthly target is 10 shops. - Our office setup is already done and we are urgently seeking funds to kick start the operation. - Founder of the company has 7 years of experience.
5.6   Udaipur
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 70 K at 12%
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Microfinance Company Investment Opportunity in Owerri, Nigeria

This is a well known NGO in Nigeria and intends to startup a Micro-finance outfit.
- This is an NGO in Nigeria wanting to start a micro finance outfit especially for women. - This involves disbursing loans to individuals in groups, after they have successfully registered and undergone pre loan training. - After the disbursement of the loan, clients are given 14 days of grace before they commence repayment and repayment shall be done weekly. - Mandatory savings of our loan cycle shall last for only 31 weeks. - The operation of this method is functionally carried out by Credit Officers who are in the field, mobilizing marketing and managing the clients in various groups. They are in turn supervised by a Branch manager who oversees the operation of four Credit Officers in a Branch. There are also Area Mangers that oversee the operation of four Branches in an Area. - At the end of year one we would have reached about 1,800 entrepreneur poor women and 3,600 in the year two.
6.9   Owerri
Run Rate Sales
Nil
EBITDA Margin
Nil
Financial Investment
USD 24 K for 10%
Contact Business

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  • How many microfinance businesses for sale and investment opportunities are listed on SMERGERS?
    There are 20 active and verified microfinance businesses for sale and investment opportunities listed on SMERGERS as of 28 July 2021.
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